Home Find a local expert Paddy O'Sullivan

🏅Winner 2019 Mortgage Choice National Multi-Operator of the Year🥇Winner 2020 Adviser Better Business awards - Best Regional Broker 🥇Winner 2020 MFAA Awards - Best Regional Broker 🥇Mortgage Professional Australia - Top 100 Brokers

Multi award winning Mortgage Brokerage in Nowra and the Shoalhaven.

Our proudest achievement is that most of our business comes via repeat business and referrals from existing customers.

Extensive local knowledge and experience in the current lending environment.

Appointments are available during business hours and late evening on Tuesday and Thursday nights. We are currently seeing clients face to face, via video conference or phone appointments and appointments can be booked online or by calling the office.
  • Call Us Mortgage Choice Nowra
  • Office - 02 4422 4062
  • Fax - 02 4422 0152
  • Open Hours Mortgage Choice Nowra
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

1/88 Worrigee Street NOWRA, NSW 2541

Mortgage Choice in Nowra is owned and operated by Paddy O'Sullivan and Kate O'Sullivan, who have both lived and worked in the Shoalhaven for many years.

Our office is situated at 1/88 Worrigee Street Nowra 2541.


Our home loan service is free to you as we are paid by the lender.  The panel of lenders pay us the same rate, no matter which home loan you choose.

We Have a Wide Choice with

  • Up to 2 lenders to choose from and
  • Over 400 products available

The Right Advice

  • We are paid the same commission regardless of which home loan you choose from our panel. Therefore finding the mortgage and finance solution that fits your life perfectly is always our number one priority.

 Stress Free Service

  • We do the hardwork for you and find the most suitable solution to meet your needs - withoutdamaging your credit rating.

You will be greeted with a positive attitude and a smiling face.

Our team is confident and knowledgeable, we want to create products and solutions to suit your short and long term goals.

In an era of information overload we will guide you through the often confusing and time consuming mortgage maze. 

We specialise in:

  • Home Loans
  • Investment Loans
  • Refinancing
  • Personal Loans
  • Car Loans
  • Equipment Finance and Leasing
  • Commercial Finance
  • Debt Consolidation
  • Financial Planning

We will help you choose the finance & protection that's right for you.

Call us in the office during business hours to book a meeting or click the orange 'Contact Us' button in the top right corner of this page and we will contact you as soon as possible

Servicing: The NSW South Coast from Gerringong in the North to Batemans Bay in the South including Bomaderry, Shoalhaven Heads, Nowra, North, South and West Nowra, Bangalee, Orient Point, Greenwell Point, Culburra Beach, Callala Bay and Beach, Currarong, Woolamia, Huskisson, Vincentia, Sanctuary Point, St. Georges Basin, Old Erowal Bay and Erowal Bay, Ulladulla, Batemans Bay, Milton and anywhere in between. 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Lindsay Brownlie

16 Dec 2021

I can't thank Paddy, Nicole & all the Team at Mortgage Choice Nowra enough. It's been a long journey for me with you all supporting me to find the perfect property and settle t...

Caitlin Green

15 Dec 2021

We couldn't recommend Paddy and his team highly enough! The process from start to finish was seamless. Each step of the process we felt very well informed, and always kept up to...

Samuel Lenehan

02 Dec 2021

The team at Mortgage Choice Nowra have been absolutely amazing. Paddy and Nicole looked after us over and above what we could have dreamed of. We got our beautiful new home this...

Luke and Lana Bowden

09 Nov 2021

Considering a mortgage broker that goes above and beyond? I’d encourage you to chat with Mortgage Choice Nowra. From the initial contact to completion and even after loan settle...

Emma Longford

09 Nov 2021

Paddy & team are amazing to deal with using clear communication of each step of the process. I could not recommend them highly enough

Matthew Harwood

05 Oct 2021

We have recently enjoyed the most wonderful experience with Mortgage Choice Nowra. We needed to secure a mortgage urgently for fear of missing out on the ideal house that we fo...

Geoff Stewart

04 Oct 2021

Streamlined and professional. Good communication.

Madison Moir

20 Sep 2021

Paddy and his team are amazing very professional and knowledgeable had the answers to all the questions I had. I was very impressed that they kept us informed throughout the who...

Lulu T

14 Sep 2021

Mortgage Choice Nowra are a brilliant team of professionals! I have used their service several times, and every time they exceed my expectations!! They find you the best deal an...

paul inkles

01 Sep 2021

The first time i used mortgage choice i was really pleased with the professionalism of the whole team at nowra, so when i needed to look for another home loan i would not have g...

Kory Edwards

29 Aug 2021

Paddy and the team were great to deal with. We didn’t understand some things with our loan and they help us to understand it better. I will definitely be using them again.

Mark S

18 Aug 2021

We finally secured our loan with Mortgage Choice. Thank you Stacey and the other staff for your professionalism and perseverance. Would highly recommend Mortgage Choice to tho...

Anthony Corsaro

17 Aug 2021

Paddy and the team at Mortgage Choice Nowra have made buying our family such a great experience. The team is very friendly and professional and we will undoubtedly use them again

Rachael Tipton

13 Aug 2021

Paddy and his expert team have helped my husband and I achieve our goal of investment purchasing and refinancing our current mortgage. He and his team made this daunting process...

Brad Larkin

09 Aug 2021

Stacey at mortgage choice went above and beyond to gets us our home loan. Very professional indeed and we will definitely be using their services again.

Daniel Barwick

28 Jul 2021

Paddy and all of his team are simply the best in the business. Friendly, professional and prompt. No question is too hard and they always get back to you when they say they will...

Reid Cummins

26 Jul 2021

The team at Mortgage Choice Nowra were very knowledgeable, responsive & professional. Stacey & Nicole made our experience very positive, highly recommend!


11 Jul 2021

Paddy went above and beyond to help us achieve our goals and we couldn't be happier.

Dylan Osmetti

30 Jun 2021

Always a pleasure dealing with the whole team at Mortgage Choice Nowra. They have always made the process very easy. Thanks again

dion l

31 May 2021

Awesome team, always there to answer or explain financial jargon. Went above our expectations to secure our finances. Thanks guys


28 May 2021

Paddy helped us purchase our 1st property from the very beginning Paddy was very informative and kept to all deadlines he gave, he was a pleasure to deal with and totally excee...

Catherine Biddle

14 Apr 2021

Outstanding service provided. I wouldn't hesitate to recommend this service.

Gemma Tunks

24 Mar 2021

Paddy and his team work through every scenario to get the best result. It’s very clear that every customer is valued and their needs are communicated amongst the team. Thanks to...

Rebekah Shepherd

22 Mar 2021

My partner & I were first time home buyers with zero knowledge of what we were doing. Mortgage Choice, Pat Ford in particular, were wonderfully kind & helpful throughout the wh...

Sagar Maharjan

17 Mar 2021

Paddy, Nicole and the team in Mortgage Choice are very helpful and know what they are doing. Highly recommended


03 Feb 2021

Excellent. Paddy and Nicole were able to get us a fantastic rate and a loan tailored to our needs. They moved our loan from the old lender to the new in what felt like a very si...

Brooke Thomas

29 Nov 2020

Huge thank you to Paddy, Nicole and the team for assisting us in purchasing our first home. We had a bit of a prickly one and the team went above and beyond to get it through.

Stephanie Peppin

08 Oct 2020

As first home buyers my partner and I were very confused with finding the best loan for us. Stacey was incredibly friendly, helpful and explained everything clearly, it made the...

Georgia Copley

01 Oct 2020

We cannot thank Stacey from mortgage choice Nowra enough. Stacey was always there to answer as many questions (big or small) that we had and was always on top of our application...

Serena Copley

13 Sep 2020

What a great team at Mortgage Choice Nowra! Everyone is helpful and the regular communication made the process easy, a particular shout out to Stacey Straatsma who really goes a...

Isabelle Irwin

11 Sep 2020

Nicole made everything easy. She got the whole thing running, worked with us despite our rookie-ness, was friendly and put no pressure on. She dealt with any hurdles super calml...

Admin Innovate

15 Aug 2020

Great communication throughout the process of buying our new block of land, Will definitely use them again! They made it so easy from start to finish. Thanks, Mat

See all Google reviews

Now that we have settled into our new property we wanted to take the time to thank you for your service. The advice and support you offered us was invaluable and certainly made the purchase a lot simpler than we thought it would be. We would strongly recommend your services to friends and fellow home buyers.

Naomi & Ben, Nowra, NSW
- First Home Buyer

I want to thank you for working so hard to get my loan application through. In Hindsight i see that you did your very best for me. I would be happy to recommend your services to my family and friends in the future now that i full understand how your business operates.

Linda, Nowra, NSW
- First Home Buyer

Just wanted to say thank you for all the work you did. I will definitely recommend mortgage choice to my friends looking to get a home loan.

Thanks again

Tina, Nowra, NSW
- First Home Buyer

Information I received from Mortgage Choice was top shelf. It saved me from having to deal with the mountian of excessive regulation and red tape the banking industry requires of its customers. Mortgage Choice has the expertise and knowledge to allow us the customer to just get on with living. Thank You.

Peter & Anne, Berry, NSW
- Property Investor

Paddy O' Sullivan at the Mortgage Choice office in Nowra was a wonderful help to us and gave great honest advice , we would definitely recommend you go and see him .

Neil and Charlie, Sanctuary Point, NSW
- Refinancer

Thanks to Paddy at mortgage choice south coast. He helped us purchase the property we wanted and made it a simple process to get a difficult loan over the line. Definately be recommending him to any one wanting to purchase property.

Crystal and Luke, Moruya, NSW
- Upgrader

Yes. Paddy is a legend! Would recommend him to any first home buyers. Great work on his part! He got our family where we needed to be and he made it simple and achieved it fast! Cheers paddy

- First Home Buyer

Willing to help where ever possible, always telephones back, takes time with you dose not rush, excellent follow up to see how the mortgage is going

Esther and Neil, Tasmania, NSW
- Upgrader

Willing to help where ever possible, always telephones back, takes time with you dose not rush, excellent follow up to see how the mortgage is going

Esther and Neil (1), Tasmania, NSW
- Upgrader

Thank you to Paddy O'Sullivan at Mortgage Choice Nowra in assisting us with our home loan! We really appreciated your friendly nature, professionalism and knowledge of available products that suited our needs, honesty, flexibility, and excellent communication. Thank you for making the whole process so easy and stress-free.

Josh and Lauren, Tomerong, NSW
- First Home Buyer

Thank you so much for dropping the paperwork in yesterday afternoon. We appreciate all that you have done for us in securing the loan. Without your tenacity we would not have been able to achieve this goal so early after our move back to NSW. When others gave us the thumbs down you did your homework and made it happen, your business will go far in this community.

Kim and Chris, Basin View, NSW
- Upgrader

Thanks again for everything you’ve done for us. We really appreciate your professionalism and thoroughness. You’ve been so easy to work with and I’ve really enjoyed getting to know you on a professional and personal level. I will recommend you highly to anyone looking for a Mortgage Broker.

Dean and Naomi, Nowra, NSW
- Refinancer

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