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Paddy O'Sullivan

🥇WINNER 2020,2021 and 2022 - MFAA NSW/ACT - Regional Finance Broker Award 🥇 WINNER - The Adviser Better Business awards - Best Regional Broker NSW

Multi award winning Mortgage Brokerage in Nowra and the Shoalhaven.

Extensive local knowledge and experience in the current lending environment.

Appointments are available during business hours and late evenings on Tuesday and Wednesday nights.
  • Call Us Mortgage Choice Nowra
  • Office - 02 4422 4062
  • Fax - 02 4422 0152
  • Open Hours Mortgage Choice Nowra
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

49 Junction Street NOWRA, NSW 2541
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Start your home loan journey today

Why choose Mortgage Choice Nowra?

Mortgage Choice in Nowra is owned and operated by Paddy O'Sullivan and Kate O'Sullivan, who have both lived and worked in Shoalhaven for many years. Our team is confident and knowledgeable, and in an era of information overload, we will guide you through the often confusing and time-consuming mortgage maze. 

We specialise in:

  • Home Loans
  • Investment Loans
  • Refinancing
  • Personal Loans
  • Car Loans
  • Equipment Finance and Leasing
  • Commercial Finance
  • Debt Consolidation

We do the hard work for you and find the most suitable solution to meet your needs - without damaging your credit rating.



If you're ready to purchase a property, refinance your existing home loan or purchase equipment for your business. then take advantage of our years of experience with an obligation-free appointment. Book online, or call 02 4422 4062 to chat with Paddy O’Sullivan, your friendly local broker at Mortgage Choice Nowra. 

Contact Paddy and his team today!

Home loan pre-approval!

As your mortgage brokers in Nowra and Shoalhaven, we can help you organise your home loan pre-approval. In a market like this, pre-approval may be your biggest weapon when it comes to buying a home, as it allows you to understand how much you can borrow and, therefore, what you can spend on a property. It also puts you in a stronger position to negotiate with a vendor or bid at an auction, giving you more confidence when it comes to bidding.

Generally speaking, it's based on an assessment of your individual circumstances, needs and ability to repay the loan, so to organise your loan pre-approval, just get in touch with Paddy and his team

Call us to book a meeting or click the orange 'Contact us' button in the top right corner of this page, and we will contact you as soon as possible.

Mortgage Choice Nowra can also help you with:

Home Loan Resources

If you're researching the best ways to enter the property market, then you may find our guides useful. Feel free to check out some of our free resources below.


We would love to help you

As your Mortgage Choice brokers in Nowra, Shoalhaven and the surrounding area, we are committed to ensuring you truly have the best interest rate available on the market! Our promise to our clients is:

  • Don't pay a thing. Our home loan service is at no cost to you!
  • We will do the legwork. You can save hours of research and paperwork by getting us to help!
  • You will always get straight advice.   

Located in the heart of Nowra, our Mortgage Broker team services clients not only in this region but all over Australia. Visit our office located at 49 Junction Street, Nowra, to get your home loan journey underway.

Call Mortgage Choice Nowra on 02 4422 4062 or book an appointment below.

Call: 02 4422 4062 Book an appointment

Servicing: The NSW South Coast from Gerringong in the North to Batemans Bay in the South including Bomaderry, Shoalhaven Heads, Nowra, North, South and West Nowra, Bangalee, Orient Point, Greenwell Point, Culburra Beach, Callala Bay and Beach, Currarong, Woolamia, Huskisson, Vincentia, Sanctuary Point, St. Georges Basin, Old Erowal Bay and Erowal Bay, Ulladulla, Batemans Bay, Milton and anywhere in between.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Mortgage Choice made our re-finance process stress free and enabled us to achieve everything we were after. We could not be happier.

16 June 2024  

Great service and great people. We had a smooth process obtaining our home loan all the way through to settlement. We highly recommend Paddy and the team at Mortgage Choice Nowra.

12 June 2024  

If you every want a home loan, Stacey is the one to see. It was smooth process with Stacey, she is professional, easy to communicate with.

10 June 2024  

Extremely helpful, professional mortgage brokers. They held our hands the whole way through our first home buying experience. They took the time to make sure we understood what we needed to and answered all our questions. Definitely recommend

07 June 2024  

I would highly recommend the team at Mortgage Choice Nowra.
Totally professional and knowledgeable.
We had 5 star service and if required would use again.

19 April 2024  

It's a great experience with Paddy and team for new home loan or refinancing.
Their support is awesome all the time.
Highly recommended...

20 March 2024  

Stacey was so easy to deal with. Went in to the office without a booking, took about ten minutes for Stacey to get all the details she needed. Rest of the process was done through electronic signatures from our phones. Thanks

05 February 2024  

Amazing team. Very professional efficient.
The communication was unbelievable I am so grateful for finding them for my mortgage needs..

29 January 2024  

I would highly recommend Paddy and his staff to anyone looking to refinance. His service was amazing This process is stressful and you can hit road blocks. Paddy went above and beyond to make things work and I didnt just feel like a number. He actually cares about the outcome. 5 gold stars
Thank you Mortgage Choice

11 January 2024  

Highly recommended

20 December 2023  

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