Multi Award Winning Brokers & Financial Advisers in the Sutherland Shire and Wollongong

The world of lending has never been more confusing. Turn to our trustworthy team at Mortgage Choice at Sutherland Cronulla & Wollongong. Our local knowledge and experience will help you cut through the noise so you can focus on your financial goals.

  • Office 02 9521 1611
  • Fax 02 9521 1700
  • Open Hours
  • Free Appointment
Level 1, 137 Flora Street SUTHERLAND, NSW 2232

Why Mortgage Choice Sutherland Cronulla Wollongong? 

Peter and Maureen Johnson bought MC in Sutherland in September 2008. Peter had been the loan writer for the previous owner at MC Sutherland since 2003 and Maureen was a local high school teacher and author. The Lehman brothers went bust the day they finalised the contracts and the GFC arrived shortly after. 

Rather than let it paralyse their fledgling business, they chose to ignore it and follow their goals. Within 2 years MC Sutherland had four staff and 2 awards under its belt. 

Today the business comprises MC Sutherland, FinChoice Financial Planning, added in 2014, MC Cronulla (2016) and MC Wollongong  (2018). MCSCW's multi-award-winning 9-strong team strives to bring you the best results possible.

The majority of our clients are repeat customers and referral clients who recognise that we provide a full financial service with experience, efficiency and expertise. We guarantee the people who are important to you are important to us and it's our privilege to continue to help people make better choices for a better life.  

We offer you a holistic service throughout life’s journey.
Get Ahead
We share the happy times; first homes, the starting a family, upsizing and renovations. 
Dream On
We dream your dreams with you – change your career, start your own business, buy an investment property, provide for your kids’ education, new cars, family holidays and the swimming pool.
Life  Happens
We here for life’s curveballs. We stress test the amount you want to borrow against possible changes in  your cash flows and budgets. We advise on protection against job loss, illness, trauma, permanent disablement and help with life insurance. We can assist with wills, power of attorneys and executers. We'll make sure you're prepared for the things that no one wants to think about, but everyone has to face eventually.And when you’re at your most stressed and worried, we’ll follow through on your insurance and make sure your claim is paid out smoothly and promptly.
Emptying Nests
From your kids’ first cars to their first steps on the property ladder we’ll guide you through  parental guarantors and sharing joint titles. And if you're nesting on your own or building a new nest we have lots of experience supporting couples through changes when it comes to jointly owned, property, new property and refinancing.
Your Time
And when it comes to your time we're here for your wealth creation, transition to retirement, early retirement and getting the best from your Super. 
We're part of your story, providing excellent customer service within a unique  customer experience. 

Covid-19 Information

During the Covid-19 period Team MC Sutherland Cronulla Wollongong will be working from home offices. During office hours your calls to 02 9521 1611 will be diverted to Robyn Davis our Office manager.

With bank policies changing every 24 hours and  increasing demands on lenders and insurance providers for assistance, it's taking much longer to get answers to all your questions. Please be assured our 9 team members are hard at work trying to make your life a little easier.

Stay safe and don't hesitate to contact us if you need anything. Ask away. Your questions will be answered, not judged. 

Why Mortgage Choice? 

Mortgage Choice was founded in 1992 and quickly grew to become one of the country's most successful, independently owned mortgage broking aggregators. Currently, there are over MC 400 franchises throughout the nation. Most are family-owned, local community based small businesses employing hundreds of Australians.

While MC began assisting Australians with home loans from an extensive panel of lenders, it has since developed its offer into a more customer-centric, holistic one.

Afterall if MC brokers are going to help you use your income to buy the most important purchases you'll ever make, it's imperative that we ensure that your income and assets are protected.

As such MC added MCFP (Now called FinChoice) a financial planning arm in 2012.  Our FinChoice advisers give you access to the best possible advice on general insurance, income protection and TPD, Super, SMS funds, Cashflow management, Transition to Retirement and Estate Planning.

Our brokers now assist clients with a range of diversified products including personal loans, asset finance, and car loans.

We understand people with big dreams and goals.

click the Contact Us button or give us a call on 02 9521 1611 



The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























"Just keep up the GREAT WORK

I tell EVERYONE to go and see Peter (Mortgage Choice at Sutherland). They are FANTASTIC. Great service, with a smile every time.
August 15

Anne Bentley - Property Investor
Goulbourne, NSW

"I felt you maximised my potential without over-committing me. I will definitely use you for further loans and have no hesitation in referring people to you. I also found my appointment with your financial planner helpful and will be seeing Ciaran again.
June 2015"

Bryan Ford - Refinancer
Oatley, NSW

"We've used Mortgage Choice Sutherland for more than one purchase/re-finance. A few years ago, we moved to the Blue Mountains, but we've been coming back to the team at Sutherland for several subsequent purchases, because there simply isn't service like this elsewhere.

July 15"

Viktor (Viktor) Figeczki. - Property Investor
Blue Mts, NSW

"Extremely professional. You kept us up to date with progress. You were always available to assist with questions. This process is best done by professionals who know what they're doing ...and you did it well. Thanks. I will certainly recommend you to family and friends.

March 2015"

Sue Channells - Property Investor
Padstow, NSW

"Peter fully discussed loan options and helped me make the best decision. I couldn't fault the service of a great team so I would definitely refer in future.

April 2015 "

Justine Gosbee - Upgrader
Miranda, NSW

"Mortgage Choice at Sutherland is very professional. They are always very prompt in returning emails and happy to discuss things along the way. I feel lucky to have such a wonderful team working to make our dreams come true. I am always happy to recommend Peter to anyone and this is the 3rd time we have used Peter to help us find the right loan. He is fantastic and makes the process stress free.

Feb 2015"

Alana Chandler - Upgrader
Caringbah, NSW

"We moved interstate and still used Mortgage Choice Sutherland as our broker as we were so impressed with them last time. Peter, Robyn,Joey and Emma have all been excellent and have at times gone above and beyond to help us in the process of purchasing a house. They are always friendly, professional, thorough and reliable. We would have no hesitation in recommending them to anyone else.
June 2016


Chris and Sue Kastelein - Upgrader
Ridgehaven, SA

"From my very first call with Robyn, my initial meeting with Peter and Emma and the others constantly keeping me in the loop I could not have had better service from such a friendly team.

April 2016"

Karen Hilton - Refinancer
Engadine, NSW

Mortgage Choice at Sutherland helped me through the process of refinancing through a remortgage. They were professional, patient & kind toward me even when things were rough for me due to the loss of a loved one. Peter, Joey & Emma were & still are always there to provide information & support through the process. Thankyou.
Sept 16"

Denise Moran - Refinancer
Loftus, NSW

"From the initial meeting through to settlement, Peter, Joey and Emma were great with their time and kept us informed on the progress of the loan. We are extremely pleased with the end result and have already mentioned Mortgage Choice Sutherland to some of our friends.

Feb 2017"

Laura and Lew Howard (1) - Refinancer
Caringbah, NSW

"The team at Mortgage Choice (Peter, Emma, Joey & Robyn) are provided us with outstanding service and were very easy to work with in helping us buy our home. They were extremely knowledgeable with their advice and always responded to our queries promptly and professionally. I cannot recommend them enough.
March 2017"

Melvyn Augustus and Samantha Rattos. - Upgrader
Deniston West, NSW

"From start to finish everyone was great with letting us no what the loan was up too and any questions everyone was more then happy to help ! A good team well done,

March 2017"

Donna and Akbar Samnani. - Refinancer
Corrimal, NSW

"We found the service Peter is providing to be of the highest standard.We were always informed about what was going on, what to expect next and the whole process. We've already recommended family members and friends and will be happy to do so again. We were also referred to Ciaran Davis when we needed to get our super in order and he was fantastic too. MC at Sutherland can take care of everything.

Jan 2015"

Nina & Oleg Trofimov - Refinancer
Engadine, NSW

"I am completely satisfied with all aspects of the service provided by Mortgage Choice. The final product, the speed and ease of conducting business was great. Always with pleasant and friendly manner. I cannot recommend MC enough. I would like to particularly high light the individual I came in contact with. Peter, Monica and Robyn. Great service and very satisfied customer. Thanks Again

Aug 2014


David and Anne Sullivan - Refinancer
Oyster Bay, NSW

"From the minute we met with Emma, to the final advice letting us know everything had settled, the entire time she was informative, honest and came back to us when promised. She always made time for us, even if on occasion it was out of hours, due to our own working schedule. I absolutely could not recommend Emma higher or Mortgage Choice at Sutherland. THANK YOU!

May 2017"

Shellie Fuller and Christopher (Chris) Hawkins. - Refinancer
Kirrawee, NSW

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