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Mortgage Broker Ormiston | Ormiston Home Loans

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Home loans Ormiston

Filled with nature and picturesque parklands, the peaceful bayside suburb of Ormiston couldn’t be better for anyone seeking a more laidback lifestyle. The wide streets are lined with beautiful Poinciana trees and generous homes, including the heritage-listed Ormiston House which gives you a taste of Australian colonial history right at your doorstep. Families will love the easy proximity to the prestigious Ormiston College, though the conveniently located train station also makes it an attractive prospect for professionals hoping to avoid the city noise. With so much to enjoy in Ormiston, you certainly won’t regret making it your home.

In 2023, the median price in Ormiston was $1,187,500 for houses and $602,500 for apartments. Get in touch with Roland Fischer, your Ormiston mortgage broker, to discuss financing your dream home in this excellent suburb. 

Getting your home loan pre-approved

Before you make an offer on your dream property and apply for finance, it’s important to secure pre-approval for your loan amount. With pre-approval, you can feel confident about your maximum budget because you know exactly how much your lender is willing to offer. This allows you to narrow down your property search into a realistic range and start to plan your repayment budget. 

But that’s not the only benefit of pre-approval! It can also help present you as a more appealing buyer because it shows you are ready to purchase and are serious about your offer. This makes the seller more likely to choose your offer, even if it is not the highest amount. Plus, pre-approval gives you more certainty at auctions, where the sale is not conditional on finance.

 

Even though it is not compulsory to get pre-approval before you buy a home, it is a useful tool in your arsenal and should not be overlooked, even though it may seem superfluous or inconvenient. Don’t worry about the extra paperwork - the pre-approval process is a breeze when you work with Roland as your Ormiston mortgage broker. He will take care of everything, so you can focus on your property search without worrying about finance. Talk with him today about pre-approval if you are thinking of buying a home soon.

Home loan resources

Our downloadable guides are free, informative, and full of useful tips to help you through whatever stage of the property journey you are in. Take a look today.

Call Roland Fischer on 0406 617 978 to discuss your home loan needs

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