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Richard Ferguson

Welcome to Mortgage Choice in Annandale, - Award winning Mortgage Brokers in Sydney's Inner West.

Looking for a home loan? Talk to Richard Ferguson and the team, your local Mortgage Choice broker in Annandale, NSW with over 25 years experience in the industry. Let us research and compare more than 30 lenders for you.

Book an appointment on-line by scrolling down the page to our booking links.

  • Call Us Mortgage Choice Annandale
  • Mobile - 0419 635 692
  • Office - 02 9873 3990
  • Open Hours Mortgage Choice Annandale
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

131 Booth Street ANNANDALE, NSW 2038

Welcome to Mortgage Choice Annandale - we would love to help you and we will always act in your best interest.


Book a meeting now


Click here to make an appointment on-line 

Confused about the home loan process?

Not too sure where to start?

You don't need to worry, as I will guide you throughout the home loan process, from application to settlement. 

With over 25 years of mortgage broking experience in the Annandale, Balmain and Inner West area, I have a solid understanding of the mortgage industry to provide you with the professional home loan advice you need to achieve your financial goals, no matter what your circumstance. 

As Mortgage Choice’s longest standing mortgage broker in the Inner West, I can proudly and confidently provide you with not only expert home loan advice but also years of local property knowledge in Balmain, Annandale and surrounding areas.


Servicing the Inner West suburbs of: Annandale, Drummoyne, Forest Lodge, Glebe, Balmain, Balmain East, Rozelle, Leichhardt, Lilyfield, Birchgrove, and Summer Hill.

How we work towards your goals

In one meeting, I can compare hundreds of loans from up to 30 of Australia's leading lenders to help you find a home loan tailored to your individual needs and lifestyle. Best of all you get access to this stress-free process at no cost to you because the lenders pay us.

I pride myself in offering exceptional customer service, support and advice, gained from my previous hospitality background. You can also rest easy knowing that you will be kept well informed and aware of what you need to do next. I do all the follow-up and general running around, which of course, saves you time, energy and stress - leaving you to enjoy the more exciting things in life. Once your loan is settled, I can also provide assistance with your insurance, personal loans, car loans and leasing needs

Let’s get started today.

To book an appointment today, call me on 0419 635 692 or click here to organise a time on Zoom that’s best for you to chat through your circumstance and needs.

Or.. we can do things the old fashioned way! We can meet at our office locations in Balmain or the CBD or at a location convenient to your schedule, whether that’s at a local coffee shop in your lunch break or at your home.



Client reviews

Absolute awesome. It was our first time buying and Richard walked us through the whole process, from initial ideas on buying to securing the loan. Very reliable and very responsive to questions. Totally happy with the service and would recommend

06 June 2024  

Richard was incredibly helpful in our first foray into purchasing a property. He answered our numerous questions clearly and guided us to make the best decision regarding our mortgage for our needs.

14 May 2024  

Richard was an absolute pleasure to work with. He is knowledgeable, friendly, responsive, and eager to help with any question no matter how detailed. I will definitely recommend Richard to my friends and family.

02 April 2024  

Richard gave us great advice when we were wondering what to do when our fixed rate expired. He clearly explained our options and understood our circumstances. Really easy to talk to. Would recommend speaking with Richard

11 March 2024  

Highly recommend. Richard is fantastic in explaining all the intricacies that come with getting a loan. He is also very dependable. I would highly recommend Richard Ferguson.

11 March 2024  

Richard was great - Knowledgeable, friendly and helpful and patient.

We would have fumbled in the dark, guessing at which institution to approach for a loan. Richard assessed our requirements and our circumstances and connected us with the most appropriate lender.

The loan was approved very quickly and we were moving into our new home soon afterward.

We definitely recommend Richard to anyone looking for a no fuss experience obtaining a mortgage.

04 March 2024  

First class service. Richard walked us through each step and made us feel very comfortable throughout the decision making process which can be very nerve-wracking. I would recommend using Richard for all your mortgage needs.

20 February 2024  

Lauren Ferguson was our mortgage broker during 2023. At times she was assisted by Richard Ferguson. We found them to be effective, supportive and efficient. It was quite a slog looking for an entry level property while rates and prices kept rising, and sales volumes were super low, so it was great to have Lauren and Richard on our side I would recommend their help to anyone looking to make that massive step

18 February 2024  

Richard helped us with our mortgage a few years ago and as the time rolls around to think about new opportunities, why wouldn't we contact Richard again He was very helpful, prompt, explained everything in detail and got us the right deal for us.

12 February 2024  

Great service. Richard was always prompt with answering our questions and very knowledgeable. Would highly recommend.

03 February 2024  

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What happens when we find a property

I have drawn together this ‘guide’ from several years of experience in numerous property transactions – please note that no transaction follows an absolute format so, please, take the advice of your solicitor or conveyancer as well as your mortgage broker.

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contact-us-broker-1Smoother experience as they have all your information.

contact-us-broker-2Better understanding of your financials to provide tailored advice.

contact-us-broker-3Faster response compared to being matched with a new broker.

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