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Rita Halias

Local mortgage broker for Botany Bay including Sans Souci ,Ramsgate ,Kogarah, Bexley, Rockdale, Arncliffe and surrounding areas

Looking for a home loan? Talk to Rita Halias, your local Mortgage Choice broker from Botany Bay. Let us research and compare up to 20 lenders for you.
  • Call Us
  • Office - 0412 604 318
  • Fax - 02 9594 2230
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Latest home loan interest rates

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Comparison rate
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Helping you find the right home loan is my number one priority.

With over 30 years of customer service experience I appreciate the importance of delivering and receiving personalised service. I will work tirelessly to deliver individual service, to find a home loan product tailored perfectly for you. I will work with you and for you to make your mortgage experience easy, stream-lined, understandable and as stress free as possible

I can assist you with products and services for any of the following:
Home loans
Investment Property Loans
Refinancing
Construction loans
Bridging Finance
Renovation loans
Commercial Loans
SMSF Investment loans
Personal loans and car loans
Financial Planning


As a member of the Mortgage Choice team we have backing and support and a wealth of knowledge. With access to over 20 banks and lenders and hundreds of products to choose from, I will do all the groundwork for you in terms of establishing your borrowing needs and capability and helping you to choose the right home loan product appropriate to your situation. I will also ensure that I help you understand and manage your loans as effective as possible today and for the future.


This service will be at no charge to you. We are paid by the lenders at the same rate regardless of which loan or lender you choose. So my incentive is to find the right home loan for you. 
To make the process as seamless as possible, I am available to meet you at a time and place which is convenient to you.


Simply call me today for an appointment on 0412604318 or fill in the form to the right of the page to organise a time to talk that is convenient to you.

Or email me at rita.halias@mortgagechoice.com.au

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



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Rita went above and beyond the call of duty in servicing us. She was reliable, professional and a true credit to Mortgage Choice.

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Rita was on the ball from the very first minute! Knows her stuff, and delivered all that was promised ... would recommend in a heartbeat!!

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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A huge thank you to Rita for helping us get into our first place! Things happened a lot quicker than we expected and Rita went above and beyond to help us make the right decisio...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Rita has arranged two mortgages for us over the years and I would recommend her highly. She is very professional and responsive and gives solid advice.

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Thank you so much Rita! You were extremely helpful throughout the entire process. We loved working with you to gain our home loan and ultimately being able to buy our first home...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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We can not recommend Rita highly enough. She is very knowledgeable and always available to answer any queries we had ( .. we had MANY!). She guided us through a period of 6 mont...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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It was wonderful and pleasant experience to work with Rita. She is honest and open with her suggestion. She has made the whole journey smooth with her guidance. I would recommen...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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This lady rocks! I have applied to my first investment loan with her and I am very glad that I did ! She is not an ordinary broker. She knows what she is talking about and not o...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Rita was extremely helpful and went above and beyond to help me with securing my loan, finding a property and navigating through the whole process. She was also happy to answer...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Our Mortgage broker, Rita Halias was absolutely excellent. You should be really proud to have such a dedicated person representing Mortgage Choice. No problem was too difficul...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Extremely well prepared, knowledgeable and gave prompt response to my inquiries. Handled well giving me right time to think without feeling pressured! Keep up your great work Ri...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Rita provided an amazing and smooth experience with my first home loan. As you can imagine your first large loan and property purchase can be quite daunting but Rita made it an...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Your market knowledge and prompt response to our requirements made it easy for us to choose a home loan. You did everything to ensure that our loan was approved on time consider...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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I appreciated that you kept communicating with us and were clear in your instructions. There were some unexpected issues but you kept us in the loop and these issues were resolv...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

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Rita was professional, thorough and informative across all interactions. She ensured myself and my partner understood the information she presented to us and maintained communic...

Mortgage Choice - Rita Halias - Ramsgate, Sans Souci, Kogarah, Arncliffe, Rockdale and Bexley

See all Google reviews

Every thing was done perfectly - thanks Rita
Your advice was spot on and you were patient while I was making my decision.You went above and beyond when you negotiated my $1000 cash back and also the dropping of the interest rate by .1% - this was done purely because of your commitment to delivering a great service for your Clients. Thanks Rita - I will always recommend you to my friends and colleagues

Cyrus Nanavati, Bexley North, NSW
- Refinancer

I am very satisfied with my services provided by Rita. All things went smoothly and she kept me posted on events at they progressed.

I. Chai, Wolli Creek, NSW
- Refinancer

Extremely well prepared, knowledgeable and gave prompt response to my inquiries. Handled well giving me right time to think without feeling pressured!
Keep up your great work Rita ! You are miles ahead of any competitor!!

P. Vieira, Balgowlah, NSW
- Refinancer

Thanks Rita for all your help above and beyond the normal process!

D.K.Nicolai, Wolli Creek, NSW
- Property Investor

Thank you Rita, always on top of things and made sure everything was in order!

G & L Hamer, Marrickville, NSW
- First Home Buyer

Rita provided an amazing and smooth experience with my first home loan.
As you can imagine your first large loan and property purchase can be quite daunting but Rita made it an easy and comfortable process.
She prepared and helped me through every step and I cannot recommend Rita highly enough!
She even found me the lowest interest rate on the market!!!

JT, Baukham Hills, NSW
- First Home Buyer

Everything went very smoothly thanks to your expert advice. The loan was approved in a matter of days and the interest rate was the best available at the time.
I will be recommending you to my friends in the future.

G.Davis, Bardwell Park, NSW
- Property Investor

Rita was very proactive in seeking to identify the best options and rates for our new home purchase. Having Rita involved made the process much smoother due to her always being available and being proactive on any items we may have missed.

TF, Castlecrag, NSW
- Property Investor

A huge Thank you to Rita for helping us get into our first place! Things happened a lot quicker than we expected and Rita went above and beyond to help us make the right decision with our home loan. Being first home buyers we were overwhelmed with all of the information out there however Rita was quick to respond to any of our questions and kept us updated throughout the whole process. Rita was patient, flexible and absolutely wonderful to work with. I would recommend Rita to anyone who is looking to purchase a place.

P.Pennisi and R.Pavone, Wiley Park, NSW
- First Home Buyer

Rita was fabulous to deal with. She is very efficient, professional and friendly. She anticipated and followed up on all potential issues and did everything she could to make settlement go smoothly. We really appreciated her help and support.

KS , Beacon Hill, NSW
- Upgrader

Thank you so much Rita ,you were extremely helpful throughout the entire process.
We loved working with you to gain our home loan and ultimately being able to buy our first home!
We can't thank you enough for all the time & effort you have put into assisting us with this massive milestone in our lives.

J&C Kavanagh, Kogarah, NSW
- First Home Buyer

I was very happy with your service and there is nothing at the moment that I could think of improving as we were are very happy with the outcome.Very reliable, professional and prompt service at any time of the day, thank you.

M&J Kuzma, Sans Souci, NSW
- Refinancer

Rita was on the ball from the very first minute! Knows her stuff, and delivered all that was promised ... would recommend in a heartbeat!!

C.Coombe, Queanbeyan, ACT
- Refinancer

Rita was incredible.She was competent, diligent, and was very fast to get back to me. A pleasure to deal with and a credit to your franchise

D&M Pang, Beecroft, NSW
- Upgrader

According to my knowledge there is nothing that could be improved in relation to dealing with difficult cases such as mine.
There is no doubt I would come back in the future to ask Rita for help again.Im very happy with the service and these are the few aspect of it:
Very professional approach;
Resourceful;
Helpful;
Quick solutions for the problems;
Rita went above and beyond to provide me with desire outcome
Thanks again Rita

Robert Gonerski, Kingston, ACT
- Property Investor

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.


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