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Rita Halias

Local mortgage broker for Botany Bay including Sans Souci ,Ramsgate ,Kogarah, Bexley, Rockdale, Arncliffe and surrounding areas

Looking for a home loan? Talk to Rita Halias, your local Mortgage Choice broker from Botany Bay. Let us research and compare up to 20 lenders for you.
  • Call Us Mortgage Choice South Hurstville
  • Office - 0412 604 318
  • Fax - 02 9594 2230
  • Open Hours Mortgage Choice South Hurstville
  • Monday - Friday: 9:00am - 6:00pm
    After hours by appointment
  • Free Appointment
Mobile Broker

Servicing Sans Souci, Ramsgate, Kogarah and surrounds.
Latest home loan interest rates
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Start your home loan journey today

Helping you find the right home loan is my number one priority.

With over 30 years of customer service experience I appreciate the importance of delivering and receiving personalised service. I will work tirelessly to deliver individual service, to find a home loan product tailored perfectly for you. I will work with you and for you to make your mortgage experience easy, stream-lined, understandable and as stress free as possible

I can assist you with products and services for any of the following:
Home loans
Investment Property Loans
Construction loans
Bridging Finance
Renovation loans
Commercial Loans
SMSF Investment loans
Personal loans and car loans

As a member of the Mortgage Choice team we have backing and support and a wealth of knowledge. With access to over 20 banks and lenders and hundreds of products to choose from, I will do all the groundwork for you in terms of establishing your borrowing needs and capability and helping you to choose the right home loan product appropriate to your situation. I will also ensure that I help you understand and manage your loans as effective as possible today and for the future.

To make the process as seamless as possible, I am available to meet you at a time and place which is convenient to you.

Simply call me today for an appointment on 0412604318 or fill in the form to the right of the page to organise a time to talk that is convenient to you.

Or email me at

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Alex K

19 Apr 2022

Rita is by far the best broker I have ever worked with! Rita made sure I was comfortable and everything was explained and discussed in a clear and simple way. Rita was able to...

Jennifer Cindy Tjakrawisada

29 Mar 2022

We have enquited to a few brokers before we were referred to Rita by a good friend of ours. Took us by surprise how professional and helpful she is. Rita is easy to work with an...

Anna Maguire

03 Mar 2022

Rita - the only broker I will ever use or recommend. Rita was referred to me by my sister, who raved about how amazing she was when securing their mortgage. So, I thought I'd t...

Janine O'Sullivan

18 Feb 2022

I recommend Rita to anyone with a difficult situation to navigate. she worked hard to find the right product and supported me to collect the paperwork needed and did everything...

Sumina Dhungana

16 Dec 2021

Thank you Rita for all of your help. You have been outstanding and really helpful in this new begining.You have been very much flexible with our time schedule and was readily av...

Mark | Complete Doors Sydney

03 Dec 2021

Rita made the process of purchasing simple and stress free. She spoke in language we could understand. The apartment we purchased ended up being more than we applied for. Rita t...

Scott Cook

14 Sep 2021

I would highly recommend Rita Halias to anyone looking for a Mortgage Broker. Rita was professional, knowledgeable and went above and beyond to ensure we fully understood our op...

Tegan Warren

06 Sep 2021

I would highly recommend Rita to anyone looking for a mortgage broker. She expertly guided us through the whole process and was always available to speak to when needed. Rita is...

Long Sao

30 Aug 2021

Rita is the best in the market by far for the local market. She's very attentive and provides more than just the home loan process support. She makes sure you get the best resul...

Diti Zakkour

21 Jun 2021

Rita is a fantastic mortgage broker, who really goes above and beyond to ensure everything from start to finish runs as smoothly as possible. Rita has been an absolute treasure...

Ayichi Junaideen

04 Jun 2021

I recently retired after working many many years - most recently I worked overseas and returned to Australia due to the Covid and border closure situation. I am writing this po...

Dhaval Parikh

26 Apr 2021

In one sentence - "We would not have been able to purchase our first home in the current market with any other mortgage broker than Rita". Rita has been a tremendous support in...

Mike at MVO House

26 Apr 2021

Rita is an exceptional mortgage broker with a great knowledge and wealth of experience in her field. Rita is very professional. She took her time to understand our personal cir...

prakriti kunwar

23 Mar 2021

As a first home buyer with 0 experience, Rita has been exceptional with giving advice, providing feedback and making sure our finances were ready on time. She is proactive, resp...

Cameo Richards

15 Feb 2021

I highly recommend Rita as she's been absolutely critical as we navigate with lending options as first home buyers. With a wealth of experience, knowledge and insight into marke...

Hasan Zaidi

07 Jan 2021

Rita was very responsive throughout the process of home buying. I would highly recommend her service.

Sarah Jaye

27 Dec 2020

Rita helped my partner and I on our first home buying journey and we could not be happier with her help. She made the process clear, and was always happy to answer any questions...


09 Dec 2020

Rita is very knowledgeable in the field. I was applying for my first home loan and am so glad that she was able to walk me through the process. I really appreciate the transpare...

Renee Fortunato

05 Dec 2020

Rita was amazing, she went above and beyond to secure us a home loan that worked for our situation. She was patient, friendly and always took the time to explain things so we un...

Zuzana Bandziova

30 Nov 2020

Rita is absolutely fantastic to work with. She helped us twice and we will definitely use her in the future. At every step of the way, from finding the best and most suitable pr...

Miroslav Kincok

30 Nov 2020

Rita is simply great, we have used her services twice and would definitely keep in touch with her in the future. She is very responsible, punctual and professional. Thank you Ri...

Damien Pang

07 Apr 2020

Rita went above and beyond the call of duty in servicing us. She was reliable, professional and a true credit to Mortgage Choice.

raddis rad

29 Mar 2020

Rita was on the ball from the very first minute! Knows her stuff, and delivered all that was promised ... would recommend in a heartbeat!!


26 Mar 2020

A huge thank you to Rita for helping us get into our first place! Things happened a lot quicker than we expected and Rita went above and beyond to help us make the right decisio...

Julia Ossino

24 Mar 2020

Rita has arranged two mortgages for us over the years and I would recommend her highly. She is very professional and responsive and gives solid advice.

Chloe Kavanagh

22 Mar 2020

Thank you so much Rita! You were extremely helpful throughout the entire process. We loved working with you to gain our home loan and ultimately being able to buy our first home...

Gaurav Srivastava

20 Mar 2020

We can not recommend Rita highly enough. She is very knowledgeable and always available to answer any queries we had ( .. we had MANY!). She guided us through a period of 6 mont...

Biplob Banik

18 Mar 2020

It was wonderful and pleasant experience to work with Rita. She is honest and open with her suggestion. She has made the whole journey smooth with her guidance. I would recommen...


16 Mar 2020

This lady rocks! I have applied to my first investment loan with her and I am very glad that I did ! She is not an ordinary broker. She knows what she is talking about and not o...

Patricia K

11 Mar 2020

Rita was extremely helpful and went above and beyond to help me with securing my loan, finding a property and navigating through the whole process. She was also happy to answer...

Simone Golbach

11 Mar 2020

Our Mortgage broker, Rita Halias was absolutely excellent. You should be really proud to have such a dedicated person representing Mortgage Choice. No problem was too difficul...

Paula Vieira

10 Mar 2020

Extremely well prepared, knowledgeable and gave prompt response to my inquiries. Handled well giving me right time to think without feeling pressured! Keep up your great work Ri...

See all Google reviews

Every thing was done perfectly - thanks Rita
Your advice was spot on and you were patient while I was making my decision.You went above and beyond when you negotiated my $1000 cash back and also the dropping of the interest rate by .1% - this was done purely because of your commitment to delivering a great service for your Clients. Thanks Rita - I will always recommend you to my friends and colleagues

Cyrus Nanavati, Bexley North, NSW
- Refinancer

I am very satisfied with my services provided by Rita. All things went smoothly and she kept me posted on events at they progressed.

I. Chai, Wolli Creek, NSW
- Refinancer

Extremely well prepared, knowledgeable and gave prompt response to my inquiries. Handled well giving me right time to think without feeling pressured!
Keep up your great work Rita ! You are miles ahead of any competitor!!

P. Vieira, Balgowlah, NSW
- Refinancer

Thanks Rita for all your help above and beyond the normal process!

D.K.Nicolai, Wolli Creek, NSW
- Property Investor

Thank you Rita, always on top of things and made sure everything was in order!

G & L Hamer, Marrickville, NSW
- First Home Buyer

Rita provided an amazing and smooth experience with my first home loan.
As you can imagine your first large loan and property purchase can be quite daunting but Rita made it an easy and comfortable process.
She prepared and helped me through every step and I cannot recommend Rita highly enough!
She even found me the lowest interest rate on the market!!!

JT, Baukham Hills, NSW
- First Home Buyer

Everything went very smoothly thanks to your expert advice. The loan was approved in a matter of days and the interest rate was the best available at the time.
I will be recommending you to my friends in the future.

G.Davis, Bardwell Park, NSW
- Property Investor

Rita was very proactive in seeking to identify the best options and rates for our new home purchase. Having Rita involved made the process much smoother due to her always being available and being proactive on any items we may have missed.

TF, Castlecrag, NSW
- Property Investor

A huge Thank you to Rita for helping us get into our first place! Things happened a lot quicker than we expected and Rita went above and beyond to help us make the right decision with our home loan. Being first home buyers we were overwhelmed with all of the information out there however Rita was quick to respond to any of our questions and kept us updated throughout the whole process. Rita was patient, flexible and absolutely wonderful to work with. I would recommend Rita to anyone who is looking to purchase a place.

P.Pennisi and R.Pavone, Wiley Park, NSW
- First Home Buyer

Rita was fabulous to deal with. She is very efficient, professional and friendly. She anticipated and followed up on all potential issues and did everything she could to make settlement go smoothly. We really appreciated her help and support.

KS , Beacon Hill, NSW
- Upgrader

Thank you so much Rita ,you were extremely helpful throughout the entire process.
We loved working with you to gain our home loan and ultimately being able to buy our first home!
We can't thank you enough for all the time & effort you have put into assisting us with this massive milestone in our lives.

J&C Kavanagh, Kogarah, NSW
- First Home Buyer

I was very happy with your service and there is nothing at the moment that I could think of improving as we were are very happy with the outcome.Very reliable, professional and prompt service at any time of the day, thank you.

M&J Kuzma, Sans Souci, NSW
- Refinancer

Rita was on the ball from the very first minute! Knows her stuff, and delivered all that was promised ... would recommend in a heartbeat!!

C.Coombe, Queanbeyan, ACT
- Refinancer

Rita was incredible.She was competent, diligent, and was very fast to get back to me. A pleasure to deal with and a credit to your franchise

D&M Pang, Beecroft, NSW
- Upgrader

According to my knowledge there is nothing that could be improved in relation to dealing with difficult cases such as mine.
There is no doubt I would come back in the future to ask Rita for help again.Im very happy with the service and these are the few aspect of it:
Very professional approach;
Quick solutions for the problems;
Rita went above and beyond to provide me with desire outcome
Thanks again Rita

Robert Gonerski, Kingston, ACT
- Property Investor

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

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