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Sandra Dennis

Sandra Dennis and Michael Dennis Mortgage Brokers in Hazelbrook

Together, Michael and Sandra Dennis offer their clients 40-plus years’ lending and finance expertise covering residential, commercial and corporate lending, business finance and mortgage broking. They share high personal ethical standards and integrity, and a commitment to the very highest levels of customer service.
  • Call Us Mortgage Choice Hazelbrook
  • Mobile - 0400 018 812
  • Office - 02 4758 8884
  • Fax - 02 8008 1501
  • Open Hours Mortgage Choice Hazelbrook
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Start your home loan journey today


Details-focused and personable, Michael and Sandra are dedicated to delivering tailored solutions for your current lending needs as well as building the groundwork to help you achieve your future goals.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas we service

We take a big-picture approach and can work alongside your accountant and/or financial planner to structure highly tailored and tax effective lending solutions. We offer flexible hours and a mobile service covering the following areas: 

  • Hazelbrook
  • Katoomba
  • Leura
  • Wentworth Falls
  • Bullaburra
  • Woodford
  • Glenbrook
  • Springwood
  • Blackheath
  • Lithgow
  • Lawson
  • Penrith
  • Glenmore Park
  • Mulgoa
  • Faulconbridge
  • Winmalee
  • Blaxland
  • Linden
  • Warrimoo
  • Emu Plains

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Sandra and Michael are simply BRILLIANT. No question is ever too much. Both are professional, knowledgable and went above and beyond to make sure we were able to get the best home loan on the market. Could not have asked for better Mortgage Brokers. Thank you.

10 May 2022  

Sandra was patient, supportive and professional. It took me over a year to find a property that suited my needs and Sandra was on top of things the whole way through, making sure my pre approval never lapsed and recommending a new lender when a better rate came along. 100% recommend Sandra to help you with your mortgage.

17 April 2022  

Sandra continues to exceed all expectations and I wouldn't consider going to anyone else. She kept me sane during a property purchase from a less-than-awesome real estate agent (and during lockdown!) and kept everything moving smoothly on our end. Couldn't be happier.

20 January 2022  

Sandra and Dennis did a fantastic job to assist in the purchase of my investment property. Sandra and Dennis always communicated with me in a way i understood throughout the whole process. They made sure that the whole process went smoothly right up untill the very second keeping me updated until settlement. They have been amazing and i would be happy to refer them to anyone with home loan needs. Thankyou very much

11 September 2021  

Considering we where in the middle of lockdown and other covid restrictions Michael did a fantastic job communicating and getting my loan across the line. Definitely will use Michael again and have recommended him to many friends and family already.

13 July 2021  

Michael and Sandra went out of their way to get me a loan for me just starting a new business it was not easy but they made it happen

07 June 2021  

Amazing service by the Smartline team. Keep up the good work.
Thankyou so much for all your help.

04 February 2021  

Sandra was great. Understanding patient and helpful

03 January 2021  

Micheal Dennis had to fight tooth and nail for our new loan.
I have dealt with Michael for 20 plus years and would use no one else
shame the Bank we are dealing with dont do the same
Thanks Michael

14 October 2020  

Sandra was great. Answered all our questions and advised of the best loan to suit our needs.

02 September 2020  

Michael was excellent as always , he knows his job

13 September 2022  

great help dealing with a difficult lender thanks

31 January 2022  

My adviser is always very helpful and always in contact .
Recommend them very highly.
Fantastic people

08 August 2021  

my old bank caused dramas which i had to involve the banking ombudsman, michael helped with this and was amazing all the way through the process, i have used him for work a few times and will again

30 October 2017  

Michael Dennis was able to secure a loan under very difficult circumstances.
We appreciated his help and have recommended Michael to other friends who he has secured loans for.

12 November 2016  

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