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Simone Ruddock

Mortgage Choice in Yarra Ranges | Mortgage Broker & Home Loan experts

Looking for a home loan? Talk to Simone Ruddock, your local Mortgage Choice broker from Ferntree Gully, VIC. Let us research and compare over 20 lenders for you.
  • Call Us Mortgage Choice Upwey
  • Office - 03 9877 6471
  • Open Hours Mortgage Choice Upwey
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Hi, we’re a family run business located in Melbourne’s Southeast. Our experienced team is lead by Peter Ruddock (who has been working in the industry for over 20 years), Lynne Ruddock and Simone Ruddock.

Our aim is to get you the loan that fits your needs and then assist you in putting strategies in place to pay it off as soon as possible;  working to your schedule and not the banks.

Buying a property is a big decision but our team is here to do all the leg work, so you don’t have to worry. We share our experience with you so you can make the right decision, and when the time comes, we can help with investing, insurances, and addition loans too.

Why you should trust us


Lenders pay us, so you don’t have to. 


We’ve been in the industry a while and by choosing us, we do all the leg work and provide you with the advice you need to make an informed decision. 


Yes, we’re located in the southeast but with technology these days, we can meet you via video call.


With over 20 lenders on our panel to choose from, we’ll help you analyse hundreds of loans, from big banks to small ones to find the loan that suits your needs.


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Buying a first property on your own can be an extremely stressful experience but Simone was there for me every step of the way, from sending invites to seminars to covering every bit and pieces of information. I could not have wished for a better team to work with. Simone and Lynne made sure to keep me updated on how the application was proceeding, and what was required of me. I would definitely recommend them for all your mortgage needs.

12 May 2024  

Simone, Peter and Lynne at Mortgage Choice have made the process of buying our first home so smoothly. They were always happy to help with any questions along the way, and their communication with every step was very reassuring during such a complex process. We would recommend them to everyone

07 May 2024  

Simone, Peter and Lynne are an amazing team We were so happy with their service and support throughout the process of purchasing our first home. Their communication and expertise was so amazing and we always felt comfortable to ask questions. Would recommend to anyone looking for a Mortgage Broker Thank you Simone, Peter and Lynne

03 March 2024  

We have had the best experience working with Simone and the Ruddock team on our recent mortgage and settlement. Simone went above and beyond to help us out and was an absolute god send when it came down to crunch time and we had a few issues just before settlement. She is extremely thorough and easy to work with and we can't thank her and Lynn enough for all of their support. 10000 recommend

27 February 2024  

Brilliant to deal with.

29 January 2024  

Truly outstanding Redefined the meaning of customer service

30 November 2023  

Simone was a tremendous help brokering my mortgage and when all of a sudden everything had to happen in a hurry, she was on top of it all and really put my mind to ease so I could sit back and enjoy the ride

10 November 2023  

I couldnt be happier with all the help, guidance advice that Simone Peter have provided to us. From the first time we made contact over a year ago, Simone helped us get a better understanding of our savings goal and borrowing power and within a year we were ready to take the next step and both Simone and Peter really helped us through every step of our loan application, understanding all the costs... read more

27 October 2023  

Could not be happier with the service and assistance Simone and the team provided throughout my home loan process. Simone made an incredibly stressful time for me an easy experience and was constantly available to help assist me and answer any questions I had through the process. Highly recommend contacting Simone and the Mortgage Choice team if you want high quality customer service and expert advice.

11 September 2023  

Simone was invaluable in assisting me to navigate the options of my mortgage. This was so refreshing amongst the overload of rate reports in the media and widely varying opinions of experts. The banks were very limited in their assistance and explanations, but Simone was able to clearly explain information, listen and provide relevant answers, appropriate to my circumstances. My experience with Mortgage Choice was reassuring at a very stressful time. Thank you Simone.

29 August 2023  

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