Mortgage broker Mickleham, Donnybrook & Doncaster
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- Office - 0415 066 261
- Open Hours
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
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Mortgage brokers in Mickleham, Donnybrook, Doncaster & Kalkallo
Your mortgage brokers in the Mickleham region, Sunchit Khera along with Sunit Kapur, are dedicated to finding you a stellar loan that aligns with your values. With over 30 years of combined experience in the finance sector, you can rely on Sunchit and Sunit to get the results that you need from your home loan. A strong focus on building and maintaining genuine relationships is the cornerstone of their work as brokers. For Sunchit, nothing is more fulfilling than being able to help his clients achieve their long-held home ownership goals, and he loves to use his advanced problem-solving skills to create a personalised solution to any challenges that arise.
Both Sunchit and Sunit are fluent in Hindi, and Sunit is also fluent in Punjabi. When not at work, you can find Sunit enjoying time outdoors and travelling.
Why work with a mortgage broker?
When you work with Sunchit and Sunit, you gain access to hundreds of different loans from a wide variety of lenders - without the hassle of having to sort through and compare them. Your mortgage broker will listen carefully to your needs and objectively recommend the best choice to put your best foot forward. They also promise to
- Communicate clearly and proactively
- Take care of all your paperwork
- Answer all of your questions honestly
- Offer you valuable and transparent advice
And you receive all these benefits at absolutely no cost! Finding and securing the right home loan doesn’t have to be a headache with Sunchit and Sunit as your mortgage broker team - simply chat with them today to learn more about all your loan options.
Contact Team Sunchit and Sunit to start reaching your property goals
We can also help you with
- Mortgage Broker Mickleham
- Mortgage Broker Donnybrook
- Mortgage Broker Doncaster
- First home buyer
Frequently asked questions
Is a fixed rate or variable rate better?
Fixed and variable rate loans each have their own benefits and downfalls, and the answer will ultimately depend on your personal goals and lifestyle factors. Wider economic factors can also come into play. If you prefer having certainty about your repayments, then a fixed rate can be beneficial to your budget, but if you are looking to utilise features like an offset account, then a variable rate may be the way to go.
When is the right time to buy?
The ‘ideal’ time to buy any property is when you feel financially ready and prepared. Sunchit and Sunit, as your Mortgage Choice brokers in Mickleham, can help you assess your situation and provide you with information about your borrowing power, guiding you to make informed decisions about your future. If you are considering buying a home, it’s never too early to get in touch with them for more information.
What is LMI?
Lenders mortgage insurance, otherwise known as LMI, is an additional cost that you will incur if your deposit is less than 20% of the property purchase price, so the lender can consider your loan secure. While the cost of LMI is usually unwelcome, there are several ways to avoid it, including using a guarantor. To learn more about guarantors, check out our free guide.
We can assist you in finding a home loan around Mickleham, Donnybrook, Kalkallo, Templestowe, Doncaster & Vermont.
Call Team Sunchit & Sunit on 0415 066 261 to start the home loan process
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
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