Central Coast, Mortgage Broker - Terry Hinchliffe

Covid 19 - Business as usual for home loans. After hours and/or weekends. Virtual consultations or my mobile service. All at no cost to you.

Empire Bay
  • Office 0459 487 396
  • Open Hours
  • Free Appointment
Mobile Broker
Mobile Central Coast mortgage broker

Hi I’m Terry Hinchliffe – your local Central Coast mortgage broker.

I’m passionate about the Central Coast, its natural beaches, waterways and national parks, and of course, the laid back lifestyle.

I’m also passionate about helping you secure the Central Coast home loan that meets your needs at a competitive rate. Call me on 0459 487 396 to discover how competitive your first, or next, home loan can be.

6 ways I can streamline your Central Coast home loan

Choosing the right Central Coast home loan can be difficult, and it’s my job to make it easy for you.

  1. Experience – I can answer all your questions about the home loan process, and I take the time to understand your home loan needs.
  2. Local knowledge – I can find the right Central Coast home loan best suited to your lifestyle, from 20 different lenders including some of Australia’s biggest banks.
  3. A great deal that’s right for you – As I work closely with home loan lenders on the Central Coast, I always aim to secure the best possible deal for you.
  4. Simplicity – I’ll complete the loan paperwork on your behalf, leaving you free to find your Central Coast dream home.
  5. Convenience – I know you’re busy, that’s why I can meet at a time and place that suits you – including after hours, right across the entire Central Coast
  6. No cost to you – As your Central Coast mortgage broker I’m paid by lenders, and I’m paid the same no matter which Central Coast home loan you choose, so I only recommend loans that match your needs.

I specialise in:

  • Central Coast first home buyer home loans (and First Home Owner Grant eligibility).
  • Refinancing your existing Central Coast home loan.
  • Central Coast investment property loans.
  • Deposit bonds on the Central Coast.
  • Using your Central Coast home equity to renovate or invest.

Terry Hinchliffe, Central Coast mortgage broker. Mobile 0459 487 396.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























"....."Hey Terry, here’s some pics :) Our dreams of owning our first home finally came true. A stressful process made easier with your help as mortgage broker, we appreciated the guidance and help along the way. We couldn’t be more happy!""

Lauren & Jacob - First Home Buyer
Tascott, NSW

"THANK YOU EVER SO MUCH for helping me to refinance. Unfortunately, I wasted almost 8 years with my previous bank and I wish I had found Mortgage Choice when I first purchased my house.

Since refinancing, I have been able to get quite far in advance with my home loan and also finally start a savings account for my holiday to Europe. I can see the home loan decreasing at a rapid rate.

Thankyou once again Terry, for all the time that you invested into my refinance. I truly am grateful. This refinance has changed the course of my financial future. I will be mortgage free in my forties, able to travel and even go get that university degree that I've always wanted. You have changed my life!"

Melanie - Refinancer
Lakehaven, NSW

"Terry, Aeden and I really appreciated your efforts through the whole process of buying our first home, and particularly appreciated you keeping us in the loop throughout. We’re now all settled in and we are so happy with the outcome. Couldn’t have done it without you. Will definitely recommend!

Hayley & Aeden - First Home Buyer
Ettalong Beach, NSW

"To Terry at Mortgage Choice,

We found the service you offered amazing. My wife and I both work, and trying to actually get to a branch or bank during business hours together is unbelievably difficult. You made it extremely easy by coming to us at a time and place that suited both of us. .....Terry did all the leg work dealing with all the banks and working everything out. He then came back to us with several options of refinancing with a variety of lenders. Now we are refinanced, it has made a huge difference on our lives and freed us up enormously. We are both over the moon.

Thank you Terry.

Peter - Refinancer
Gwandalan, NSW

"Terry Hinchliffe was a very helpful person and he treated me like a person. He understood my needs and respected the fact, I am on a disability pension. Terry respected that I have an elderly father and my loan was to build him a room onto my house, he explained everything completely, helped and did the paperwork, answered all questions and made me feel confident where others had not, other lenders tended to turn you away as soon as they hear pension. I am very happy with the Service of Mortgage Choice and very grateful to Terry and his patients and respect, a wonderful person, I and my father thank you. We wish Terry and Mortgage Choice nothing but success."

Matthew - Upgrader
Lake Haven, NSW

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