Mortgage Brokers Kingaroy | Home Loans Kingaroy
Purchasing a property in Kingaroy?
Surrounded by beautiful farmlands and rolling hills, Kingaroy is the central town of the diverse and beautiful region. It's serviced by a number of large retail chains as well as a variety of accommodation options. Kingaroy has the most cosmopolitan feel of any South Burnett township but it's still a relaxed, friendly and informal country town at heart.
Over the last year, the median property prices ranged from $290,000 for houses and $195,000 for units, so if you're looking at purchasing a property in Kingaroy, Queensland, get in touch with Aaron to discuss your borrowing capacity.
As your local home loan expert in Kingaroy and the surrounding area, Aaron Fahy can help you assess the mortgage market and find a home loan that’s tailored to your individual needs.
Start your home loan journey today
Fixed vs Variable interest rates
If you’re applying for your first home loan or looking to refinance your existing mortgage, you might be wondering whether you should choose a fixed or variable interest rate. There are pros and cons to each option, so to help you we've outlined the options below.
Fixed interest rate
Pros:
- Makes budgeting easier as you know what your repayments will be.
- Fewer loan features could cost you less.
Cons:
- You won't get the benefit if interest rates go down.
- It may cost more to switch loans later if you're charged a break fee
Variable interest rate
Pros:
- More loan features may offer you greater flexibility.
- It's usually easier to switch loans later if you find a better deal.
Cons:
- Makes budgeting harder as your repayments could go up or down.
- More loan features could cost you more.
Home Loan Resources
Purchasing a property in Kingaroy? Check out our step-by-step guide to property ownership. This is a great guide if you’re looking to:
- Purchase your first property
- Upgrade or purchase your next home
- Refinance your existing home loan
- Build your property investment portfolio
To arrange a home loan appointment call Aaron Fahy on 0430 479 912.
We can also help you with:
- Mortgage Brokers Roma
- Mortgage Brokers Chinchilla
- Property Investing
- First Home Buyer Loans
- Refinancing
