Carly Hookem - Your Mortgage, Home Loan and Refinance Broker from Beenleigh to Jimboomba, Tamborine and surrounds.

Call: 1300 730 858

Looking for a help with a home loan? Talk to Carly Hookem and her team at Mortgage Choice Beenleigh and let us research and compare over 20 lenders for you.

Helping over 1,500 families from Beenleigh to Jimboomba and Tamborine QLD since 2004.

Call Us Mortgage Choice Beenleigh
Office - 1300 730 858

Open Hours Mortgage Choice Beenleigh
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

102 City Road BEENLEIGH, QLD 4207

Latest home loan interest rates

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Start your home loan journey today

Our passion lies in helping you and we specialise in:

• Home loans for your owner occupied or investment property

• Personal Loans

• Car Loans; and

• Commercial Finance

Our service takes the stress out of the home loan application process. The only time you will have to pick up a pen is to sign your application and mortgage documents! We take care of everything from application to settlement and beyond.

What are your life goals and how can we help you get there?

Our main goal is your financial success. We’re not here to help ourselves, we’re here to help you get to where you want to be in life.

To help us figure out your main objectives, we’ll first outline your short-term, mid-term and long-term goals. This helps to create a plan for your future. It’s also important for us to go through any changes (big or small) that may develop. This could be changing jobs or growing your family.

We’re here to help you make the right choices for your future. That’s why it’s important we know you feel confident that your essential decisions are prepared well. Our team of mortgage and home loan professionals will give you expert advice that will help you achieve your goals sooner.

Want to start achieving your property and investment goals?

Since opening in 2004, we’ve helped over 2,500 families and individuals from Beenleigh to Jimboomba, Tamborine, Greenbank and surrounds realise their property dreams. We understand that no two situations are alike. That’s why we invest time getting to know you and ensure that we understand your goals. Once we’ve got a grasp of your situation, we compare hundreds of home loan products and work with you to find the one that will best suit your needs.

It’s important for us to know what you want to attain when applying for your home loan. Gaining an understanding of this ensures that we know how to help you achieve your goals faster.

We make the process easy for you

It can be overwhelming when thinking about your mortgage goals. We help take the stress and uncertainty out of the process by making everything easy to understand.

We present everything to you in a way that you’ll connect with. It’s great for you to be able to see the progress you’re making toward your goals clearly. Through understanding your personal intentions and recognising the potential you can achieve, we can help you get there with confidence.

Start achieving your mortgage dreams today

We can meet at a time that suits you, anywhere from Beenleigh, Edens Landing, Holmeview, Mt Warren Park, Windaroo, Eagleby, Ormeau, Jacobs Well, Yatala, Waterford, Bethania, Cedar Creek, Tamborine, Eagle Heights, Mt Tamborine, Jimboomba, Crestmead, Marsden, Boronia Heights, Park Ridge and Greenbank.

Drop in to chat with us anytime. You can find us at 100 City Road in Beenleigh (next to ALDI). We understand that life is busy, so we can also meet you in the comfort of your own home or office at a time that suits you. It’s important for us to know we’re making things easier for you, that’s why we endeavour to make the home loan process easy and stress free.

Call us today or book an appointment to find out how we can help you find the right home loan option.

To arrange an appointment with your Home Loan Specialists in Beenleigh call us on 1300 730 858 or book online today.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Kirstyn and the team at Mortgage Choice Beenleigh absolutely blew away my expectations. This was my first purchase of a home, and Kirstyn was so eager and happy to help me with every sometimes silly little question

Im now in my new home, and feeling so relieved Thank you for being the best

Sebastien
08 March 2024

Very professional and made the process easy

03 March 2024

Carly and her team have always gone above and beyond, dealt with my freakouts whilst waiting for answers on my very twisty application, I cannot recommend Carly more.

Jacqueline
31 January 2024

Very professional, very happy with the results.

Andrew
22 December 2023

The team at Mortgage Choice Beenleigh were amazing. From our first meeting. through the four pre approvals over the 12 months it took me to find a suitable property, for me, in my price range. Their patience, encouragement and support were unwavering They also voluntarily assisted me with the ongoing legal paperwork at purchase, which I was struggling with and frankly would not have got done if they... read more

Mike
22 November 2023

My partner and I have used Carly for multiple home purchases over the years and can not fault her professionalism and service. Carly provides a fantastic service, and makes the daunting task of purchasing a home a breeze. If we were to purchase another home in the future, we would not hesitate to use Carly and team again.

Dillon
01 October 2023

Always fantastic service from Carly and Team. We recently obtained a business loan through Carly and it was approved within 10days. Her contact was great and service always so seamless and easy A

Stevie
26 September 2023

Can't say enough about the wonderful service we received from Carly and her team members at Beenleigh Mortgage Choice. They made the process so simple, nothing was too much trouble and the communication brilliant. Took away any stress. We have used them several times and will always go back

Sandy
13 September 2023

A HUGE thank you to Kirstyn, our mortgage was complex with lots of variables and you managed to get us the result we dreamed of and keep us up to date every step of the way. You have changed my little families life and now we get to makes our dreams a reality. Thank you 1 million times over The Davies x

Ashleigh
29 August 2023

As a 1st home buyers I was dreading the whole process and had heap of unknowns. I was very glad I contacted mortgage choice and got Kirstyn as my consultant. She was extremely helpful from the 1st contact till settlement.Always answered my questions clearly, kept me in the loop of the process and updated me at all times.Just the kind of personal service you need when you are making such a big decesion.Thank you Kirstyn for all your help

Nisha
31 July 2023

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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Calculate

You could borrow up to

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Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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