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Darren Dell

Refinance your home loan | Mortgage Brokers in Shellharbour


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Why should you consider refinancing your home loan?

 When it comes to refinancing your home loan, there can be many options as to why you're considering it. However, some of the main reasons you would refinance your loan are:

  • To secure a lower interest rate
  • To switch to a different lender
  • Improve your loan features
  • To consolidate debt
  • To access the equity in your home

So the next question you may have is "How do you refinance?. Well, the good news is that the answer is fairly straightforward. As your Mortgage Choice Broker in Shellharbour, Darren can streamline the process of sifting through hundreds of home loans from our wide panel of lenders to help you find the one most suitable for your situation. 

To get the process started, Darren Dell will gather some paperwork from you such as:

  • Your last 2 pay slips
  • Most recent tax return and tax assessment notice
  • Record of money you owe
  • (e.g. credit card or loan statements)
  • The latest council rates notice
  • Evidence of building insurance you have on your property

Once you've provided the necessary paperwork, Darren will put together the application and submit it to the lender. Once your loan is approved and settled, your new lender will pay out your current loan on your behalf and you can commence repayments on the new loan.

To book a free home loan health check with Darren Dell, just click the button below.

Book a meeting today

Deciding when the right time to refinance can feel a bit overwhelming, but as your mortgage broker, Darren can advise you of the right time. As a starting point, if you haven’t had your home loan reviewed in the last two years or you are approaching the end of your fixed rate period, you should reach out to Darren Dell and discuss your options.

If you would like to learn more, take a moment to watch our short video below.

To arrange an appointment call, Darren Dell, on 0404 366 922.

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