Mortgage Choice
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Middle Ridge Mortgage broker - David Alderdice

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David Alderdice - Mortgage Broker servicing the areas of Toowoomba, Darling Downs, Roma, Warwick & Mermaid Waters

David’s mortgage broking expertise is backed by 20 years in finance and banking, and his work ethic is underpinned by honesty, attention to detail and high-level communication skills. David services the areas of Toowoomba & the Darling Downs, Mermaid Waters, Roma and Warwick region.







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FY26 Feb Incentivecampaign Website 584X500

Your next mortgage repayment could be on us.

Apply to refinance by 16 May and you could win a monthly $5,000 prize. Minimum loan value of $250,000.

Read the full Terms & Conditions here. arrow Talk to us today.

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Start your home loan journey today

Services

As a trusted mortgage broker, David helps his clients not just with their immediate borrowing needs but with their long-term financial goals. He is dedicated to providing outstanding customer service and provides ongoing support to clients along their journey.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • SMSF
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans

Areas I service

David can provide expert advice and assistance for all your loan requirements, including construction lending. He is mobile across Queensland’s south coast, including but not limited to:

  • Mermaid Waters
  • Toowoomba & surrounds
  • Darling Downs
  • Warwick
  • Roma

What is your borrowing power?

When you're looking to purchase your property, it's important to have a  good understanding of how much you can borrow. We know that finding out how much you can borrow for a property can be a bit confusing, which is why we have some great resources at your disposal.

Why not check out our easy-to-use home loan calculators here or get in touch with David to discuss your unique situation.

Also, consider downloading our range of free property & home loan guides that will have all the information you'll need when researching purchasing your first home, investment or refinancing options.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing in the areas of Toowoomba, the Darling Downs, Roma, Warwick and surrounds, we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with us to discuss your unique circumstances.

Ready to kickstart your journey to homeownership?

We’ll assist you along the way and do all the legwork for you! Call David today on 0405 123 899.

 

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Reviews

Jack

Tuesday, 24 March 2026

We reached out to David to help us buy a home while negotiating the sale of our investment and Owner Occupier which had us unsure of how to navigate the myriad of options. David provided a number of s...

Anila

Thursday, 12 March 2026

David and Georgia have been fantastic to deal with, and we highly recommend their services. Their knowledge, guidance, and professional advice made the whole process smooth and much less stressful. Th...

Barry

Tuesday, 16 December 2025

Great service from David and Georgia, Ive used them for several years now and they always go above and beyond to make things easier, better long term and in record time. I will continue to use them an...

Brad

Thursday, 9 October 2025

Once again, David and Georgia have gone above and beyond to help us secure our dream home. This is our second time engaging with this amazing team and we will continue to recommend them to anyone look...

Miranda

Monday, 21 July 2025

I have used David and Georgia for numerous home loans for the past few years and Everytime they are 1010. Could not fault them

Cherie

Friday, 16 May 2025

I used David a few years ago to help secure a home loan as a single mother. He was amazing to deal with and was full of great advice. Just recently, I have refinanced and again requested David's help ...

gazedxr

Wednesday, 30 April 2025

David and Georgia always provide excellent assistance and updates for our Home Loan. We are still customers after 15 years and always look forward to our yearly updates and other work they provide for...

Tash

Wednesday, 19 February 2025

David and Georgia are EXCELLENT, I have recommended their services to 3 other friends so far and will continue to do so, they have made the process of applying for our first homeloan so easy and basic...

Mr

Sunday, 1 December 2024

David and Georgia were very prompt, available and responsive to assist us finding the right lender and getting through the whole process seamlessly. Thanks for you outstanding service

Ashley

Sunday, 9 June 2024

I recently purchased a new property with David's and his team. The unwavering commitment for service and a stress free process from start to finish is outstanding. Both David and Georgia go above and ...

Starting from

5.64%p.a.*

Comparison rate

5.64%p.a.#

Interest rates updated:  Wednesday, 29 April 2026, 2026

Today’s rates

Our brokers work with more than 35 lenders and can access thousands of loans.

Compare home loans

# Disclaimer: Interest rate associated with Peoples Choice Credit Union | Basic Variable | OO P&I | <= 70% minimum loan size: $20,000. Further conditions, fees and charges may apply.

Calculators

Use our calculators to help you take your next steps

Borrowing power
Repayment
Stamp duty
View all calculators
I'm looking to borrow for
Work status - are you self employed?
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2nd Applicant

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You could borrow up to
  • Repayments
    / month
  • Expenses
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Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Our Location

Middle Ridge

4.9151 reviews

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Mobile number

0405 123 899

Office number

07 4646 4233

Opening hours

Monday - Friday: 9:00am - 5:00pm After hours by appointment