We'll help you get the best home loan for your needs
Whether you are buying your first home, refinancing or investing, as your local Noarlunga Mortgage Choice brokers and can help you with expert advice throughout the whole process.
As your local southern suburbs home loan expert, we have access to a wide choice of leading lenders, including Australia’s big banks and a selection of specialist lenders. And, we’ll even take care of the legwork involved in finding the right home loan, so you can spend time doing the things you love.
We take the time and hassle out of shopping around for a home loan and guide you through the process to help you make better choices with your finances. We service all the Noarlunga, Christies Beach and surrounding southern suburbs but we are always happy to meet you anywhere that is most convenient.
Expert advice makes the choice easy
As an experienced mortgage broker, we understand that your needs are unique so we take the time to understand what’s important to you, and what you want from your home loan.
Once we find the most suitable home loan for you, we’ll also complete your loan application and follow it through to settlement, keeping you up to date along the way.
Why use a Mortgage Broker?
You may be tempted to go straight to your bank, but they are only ever going to offer you their products. Just like when you shop around for specials on things like chicken and avocados, you want to shop around to make sure you get the best home loan.
Our mortgage brokers offer you:
We take appointments at our office based in Christies Beach or at a time and place that’s convenient for you, including after work hours or on weekends. This can be a huge benefit if you’re time-poor or have work or family commitments to consider.
We do the legwork
As your mortgage brokers, we will do all the legwork in finding the right home loan for your needs and support you throughout the entire application and settlement process, including doing all the paperwork, sourcing pre-approval, helping you to apply for any government grants or incentives that you may be eligible for, and keeping you up to date with the progress of your application. This frees you up to stay focused on finding your ideal home – a time consuming task in itself!
You get quick and easy loan comparisons
Going straight to your current bank limits you to a very narrow range of potential home loans, but researching all the options would take a very long time to complete on your own. We take the time to explore your individual circumstances and goals, and who has access to a variety of loans and lenders, can quickly identify the right options for your needs.
We can give you expert advice
Home loans are so much more than just interest rates. We can explain the various subtleties of different loans which can make a big difference to the bottom line. Factors such as the ability to make extra repayments or having access to a loan offset account may end up being crucial factors in your selection process. Having someone to take you through the pros and cons of different options can be extremely valuable in ensuring you end up with the right home loan.
As an experienced mortgage brokers for over 18 years, we also have real feedback from other clients on how various home loans have performed, giving them additional insight into how various loans are likely to perform for you.
We help you get pre-qualification
Something to keep in mind is that every time you apply for a home loan and are turned down, no matter what the reason, it leaves a mark on your credit history. At Mortgage Choice, we have access to specialised software to access the latest loan information across a range of lenders and match this against your individual situation and goals.
It becomes clear very quickly what your borrowing power really is, and which lenders are the most likely to be willing to lend you the money you're looking for. This helps you to identify which lenders your application is most likely to be successful with and reduces the chance that you’ll be turned down numerous times.
We do not charge you for our home loan service
While it's not always the case, we offer my home loan service free of charge because the lenders pay a commission to Mortgage Choice when the loan is settled. Our brokers are then paid the same rate of commission no matter which loan you choose. This means you can tap into all of the benefits listed above at no cost to you.
As you local mortgage broker, we can also help you with:
- Financial planning
- Car loans
- Business lending
- Property investment
- Risk & general insurance
- Personal loans
- Credit cards
- Equipment finance & leasing
Book an obligation free appointment today
Whether you're a first home buyer, upgrading to your next home, getting into property investment, or wanting to refinance your existing loan, as your local southern suburbs home loan experts, we can help you make the right move and will be here for you at every stage of the process.
Contact our team today on 8186 6662 or 0421 360 205 or send us an email at firstname.lastname@example.org.
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~