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Gary Owen

Mortgage Broker. Home Loans. Refinancing for Port Macquarie Locals

Looking for a home loan? Talk to Gary Owen, your local Mortgage Choice broker from Port Macquarie. Let us research and compare more than 20 lenders for you.
  • Call Us Mortgage Choice Port Macquarie
  • Office - 02 6584 0355
  • Fax - 02 6584 0155
  • Open Hours Mortgage Choice Port Macquarie
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

2nd Floor, JBC Bldg, 41-47 Horton Street PORT MACQUARIE, NSW 2444

Start your home loan journey today

I'm a professional, established Mortgage Broker providing access to hundreds of home loans to local residents in Port Macquarie for over 25 years. My proudest achievement is that most of the new home loans we write in Port Macquarie comes via repeat business and referrals from existing clients. Over the years we've helped hundreds of our local Port Macquarie clients find the best home loan for their needs. If you need help with any of the following my team would love to hear from you to see if I can help you achieve your goals:

  • Buying your first home, including applying for the first home buyers grant. First home buyers represent the majority of our business and we'd love you to benefit from our experience.
  • Investing in property. I can provide you with access to Residex reports that can assist you to make the right investment property to buy.
  • Refinancing your existing home loan to reduce your monthly contributions or consolidate your debt to get your finances back in control.
  • Construction loans
  • Loans for small business operators including residential and commercial
  • Equipment and Car Leasing
  • Insurance and Personal Loans
  • Reverse Mortgages (Seniors Home Loans)

You can meet us in our office in Port Macquarie, alternatively we offer a mobile service and can meet you at your home or workplace. We'll take care of all the legwork from application, liaising with the lenders, through to settlement of the loan.

  • 2019 MFAA National Residential Finance Broker Award Winner
  • 2019 MFAA NSW Residential Finance Broker Award Winner
  • 2019 MFAA NSW Regional Finance Broker Award Finalist
  • Awarded Mortgage Choice NSW Single Franchisee Operator of the year in 2018
  • I have over 40 years experience in the banking industry specialising in home loan lending
  • Over 20 years of experience as a Mortgage Choice Franchisee
  • Fully accredited by the Mortgage and Finance Association of Australia & President of the local Chapter
  • I am an accredited Reverse Mortgage Consultant
  • Hold a Diploma of Finance and Mortgage Broking Management
  • My family and I have lived in Port Macquarie since 1993
  • I was awarded Life Membership of the Port Macquarie City Apex Club at the 1999 State Convention
  • I have achieved the accolade of Apexian of the Year three times and I am also a past President of the Club
  • I proudly support the local community through sponsorships of Port Macquarie sporting teams

Please call me directly on 0409 770 096 or call our office on 6584 0355 and one of our team can assist. We look forward to speaking with you soon.

What's next?  

  • Find out if you're eligible for the First Home Owner's Grant 
  • Book a Home Loan Health Check 
  • Find out how much you can borrow?

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Peter Barron

18 Apr 2022

Was a great help with advice and pushing our bank to progress their end of the deal. Thanks again Gary.

Mark Norton

17 Mar 2022

Absolutely fantastic experience. From the beginning to the end we had excellent customer service along with great advice and support. The whole process was made so much easier...

Rohan Ellis

14 Dec 2021

Gary Owen has been absolutely outstanding to deal with. For a first home buyer he's thoroughly explained every step of the way, kept me in the loop with each move we made to get...

Col Platt

24 Oct 2021

Been dealing with Gary & the Mortgage Choice team for over 10 years, wouldn't even consider going anywhere else.

Kelly Gamblin

10 Oct 2021

I would recommend Gary to anyone requiring assistance with any kind of financing. Loan approvals seem to have become far more complex than when I purchased my home many years ag...

Ryan Phung

07 Sep 2021

Gary's help was invaluable in the purchase of our property in Sydney. Crucially, he was able to smooth over a couple of issues with our bank and the bank's conveyancing team tha...

Daniel Lincoln

24 Jun 2021

Hey Gary and Carmel, A huge thank you to you both for the time and effort you have put into our loan applications, the constant phone calls and emails! Claire and I are over th...

Castille Kenny

22 Jun 2021

Gary and the team at Mortgage Choice Port Macquarie were fantastic throughout our entire finance experience. They were knowledgeable, caring and worked incredibly quickly to en...

Brad Underwood

09 Jun 2021

The team at Mortgage Choice in Port Macquarie were. extremely helpful in helping us refinance our current home loan as well as helping secure an investment loan providing us wit...

Amy Elliott

29 Mar 2021

Gary was a great help to us as we navigated the market of buying our first Aussie home. He was always fast replying on emails, which was very helpful when it came time to put an...

Neroli Jones

20 Dec 2020

Gary and Carmel are amazing - great service and wouldn't hesitate to recommend them to others. They make what at first seems a daunting task a series of simple and easy steps....

Maricel Wallace

29 Nov 2020

Always available & willing to help. Easy to deal with.


03 Sep 2020

As first home buyers wanting to buy Rual we thought our dream was alittle to far fetched but mark from mortgage choice made it all possible for us and found a solution for every...

Jason Manning

28 May 2020

Mortgage Choice Port Macquarie makes acquiring properties easy! Having purchase 4 properties in the last 5 years, I would highly recommend their services. Gary and Carmel take t...

Deborah Gray

12 Nov 2019

Mark helped us with our mortgage and was absolutely brilliant. He was friendly, approachable and so helpful. He answered all of my numerous questions and explained everything to...

Dace Elletson

11 Oct 2019

I call Gary 'Yoda' for his unflinching ability to make the seemingly impossible possible. I live in Sydney and am surrounded by dozens of mortgage broker options a stones throw...

Rohan Perkins

01 Oct 2019

Gary at Mortgage Choice in Port Macquarie is a delight. Always professional, courteous, eager to help, and does his best to meet his customers expectations/requirements. He’s so...

Belinda Walker

08 Jul 2019

Gary and his team were prompt, professional and approachable. No question or task was too difficult, and we were able to secure a better solution tailored to our individual need...

hazz Crowley

08 Jul 2019

The professional team at Mortgage Choice Port Macquarie provided me with a high quality service. They took the stress away organising the loans and dealing with banks, making li...

Gypsy Gosling

26 Jun 2019

Mark has been nothing but helpful through our entire loan process. He went above and beyond to make life easier for us. Couldn't recommend him & Mortgage Choice enough.

Beverley Forsyth

04 Jun 2019

Always available to discuss any questions, fantastic friendly service.

Stephanie Snyder

01 Jun 2019

We were working with Gary from out of town, making it a lot more challenging. He was very helpful in getting all our paperwork in order and making the process as smooth as poss...

Wayne Ducat

28 May 2019

Gary is amazing! He looks after us like we are babies! I can’t rave enough about the help and advice he has given us over the years. I would not go anywhere else!

Paula McInerney

27 May 2019

Gary Was a pleasure to deal with, he organised a competitive rate and obtained the best deal possible, taking into account to my needs and how I wanted my mortgage structured....

Michelle Swan

24 May 2019

So amazing! As first home buyers the process is very daunting and overwhelming but mortgage choice were so understanding, communicated everything well and throughout the whole p...

Leonie Nilson

24 May 2019

Very helpful and professional. Gary and Carmel took the stress out of applying for a mortgage and were very approachable and responsive. Great follow up also after the loan was...

Hayley Clayton

23 May 2019

Gary is very helpful and will go above and beyond to assist with enquires. Would definitely recommend Gary and Mortgage Choice

Dave Curtis

09 May 2018

Took all the pain and agro out of finding the best solution for us. Mark absolutely went out on a limb to ensure we ended up with the best possible mortgage. True customer servi...

Brad C

14 Jun 2017

Being new to Port Macquarie, I met numerous brokers and bank lenders. Gary truely went above and beyond to ensure I got the best deal, received the loan amount I needed, had a t...

See all Google reviews

A big thanks to Mark! After unsuccessful dealings with our bank we contacted Mark from Mortgage Choice. We knew right away that Mark was genuinely motivated to help us refinance and get the best deal. He achieved exactly what we wanted plus saved us more. Incredibly, all these savings were made with our existing bank who had just told us that it was not possible!! So bypass the bank and ring Mark first. The service was well over our expectations, from the first phone call to settlement we were well informed and up to date. I would recommend Mark from Mortgage Choice to anyone looking to refinance or get a home loan

Steve & Mel Allwood, Port Macquarie,

We used Mortgage Choice to build our first home so it was the obvious choice for us when we were looking to explore our options for an investment property. Gary ran multiple scenarios for us so that we were able to make a smart decision when we were ready. Gary and Carmel have provided us with professional help and advice along the way, what is complex and confusing for us is there core business and we can't thank them enough for the service and clarity they've provided.
Clone yourselves :)

Elizabeth Everingham Miller and Rodney Miller, Dunbogan,

You have provided me with exceptional service on more than 6 separate mortgages over the past 15 years. I'd never contemplate a mortgage any other way. Thank you and I will continue recommending your services to family & friends.

Belinda Rodger, Port Macquarie,

We first employed Gary and Carmel's services in 1996 to purchase our first home in Port Macquarie and were impressed with the service provided then. As such, we chose to contact Gary again when purchasing an investment property recently. Again, from start to finish in organising finance, Gary and Carmel provided a friendly and professional service. Not only was Gary flexible with appointment times, but he answered all of our questions and promptly communicated any changes / updates as required. I would not hesitate to recommend their services to family and friends and would engage their services again.

Tony & Pauline Smith, Port Macquarie,

We had the pleasure of having Mark work his magic for us. As I said to Mark when we first saw him we were a very hard sell to the banks. Mark went above and beyond. I can't say enough about his commitment to getting us the best loan he could. His communication was so outstanding. He would routinely answer questions after hours!!! I cannot recommend the Mortgage Choice Port Macquarie team enough. Thank you so much.

Matt & Catherine Cox, Port Macquarie,

It has been a pleasure dealing with Gary and Carmel Owen, at Mortgage Choice. Arranging finance, and wondering whether we had found the best mortgage, has always been a real headache in the past. This time, however, it has been a breeze. Friends recommended Gary and Carmel from Mortgage Choice, and we are so glad they did.

Mark & Jenny Searle, Port Macquarie,

Thank you so much Gary & Carmel for all your help with getting our home loan, the service was excellent. You went above and beyond and gave us so much knowledge that the banks wouldn't. Can't thank you enough.

Zoe Bevez & Joel Pavy, Port Macquarie,

Gary and Carmel Owen made going through the loan approval process very easy. Gary sourced the best loan terms and conditions for us based on our requirements. Thanks Gary and Carmel, if we ever need another home loan the first stop will be you guys!

Grant & Nicole Mitchell, Port Macquarie,

The products that companies offer I believe are much of a muchness, it's the old fashioned customer service and politeness that I value, a phone call rather than an email a follow up call just to touch base, doesn't cost any one other than a minute of their time, this is why I have engaged the services of Carmel and Gary Owen a second time. The Owen's are a formidable team, and the one stop shopping experience is fantastic, the Owen's high level of professionalism and proactive approach to achieving my goals is second to none, I have over the years recommended them to numerous people, don't go to a bank, go to the Owen's. I will hopefully expand my investment portfolio to including a second investment property in the next few years and will not hesitate to call the Owen's.

Mark Haswell, Port Macquarie,

We found both Gary and Carmel to be extremely professional, quick to respond to our inquiries, and very helpful and knowledgeable in answering any questions we may have had during our refinance process. Our particular refinance case was very tricky and unusual, but Gary stepped up and went above and beyond when other brokers were unable to even find a solution to our unusual situation. We will be using Gary again this year to finance another property purchase and would have no hesitation in recommending him to others. Thanks once again Gary and Carmel Owen.

Shane and Yael., Port Macquarie,

We have been back to see Gary & Carmel a couple of times now and find it the best and easiest way to organise the finance for our home and investment loans.
Always friendly and professional and they have always gone above and beyond our expectations.
Thank you so much for all of your help and guidance with the purchase of our villas. You make the whole process so easy for your clients and whole lot less scary.

Paul & Kim McNiff, Port Macquarie,

We felt like we would never be able to afford to buy our first home, however, within a few months of our first enquiry we were moving into our dream property with the help of Gary & Carmel Owen

Damien & Jessie Jackson, Port Macquarie,

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.

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