Home Find a local expert Irene Cujko

Your Local Mortgage Broker for the Kings Langley area and its surrounding region with 19 Years of Home Loan Experience

Looking for a home loan? Talk to Irene Cujko, your local Mortgage Choice broker from Kings Langley, NSW. Let us research and compare more than 20 lenders for you
  • Call Us Mortgage Choice North Richmond
  • Office - 02 9674 8014
  • Fax - 02 9674 5810
  • Open Hours Mortgage Choice North Richmond
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Latest home loan interest rates

Starting from
Comparison rate

Start your home loan journey today

Hi, I'm Irene Cujko, your Mortgage Choice Mortgage Broker for the Kings Langley area as well as Blacktown and its surrounding region.

There's no hiding the fact that finding finance is a complex and time consuming process - that's why it pays to talk to professionals. Together with my team of Mortgage Angels we have helped thousands of families across the Western Suburbs with their finance needs, and we'd like to help you too - you'll be surprised just how easy we make it.

Give me a call and we'll discuss your options. You might be surprised at just what's available... today's lending market is a lot bigger than what the big four banks can offer you.

Talk to me about:






Call me on 02 9674 8014 if you need help with your finances, and are concerned about the current Corona Virus emergency. We are now offering "Virtual Meetings" so you do not need to leave the comfort of your home*. 

Please reach out to us by phone or use the "contact us" button at the top of the page.


* Conditions apply.


If you want to read more, here's a little more background on us:

With a background as a Bank Manager and now with more than 19 years' experience as a Mortgage Broker, you can be confident that no matter your position on the property ladder, whether first home buyer, long term investor or looking to refinance, I can help you with all your finance and insurance needs, and we can get started with a simple, obligation free chat.

The team and I are passionate about what we do. Assisting people find lending products that help them secure financial futures for themselves and their loved ones is a role we cherish, and one we take very seriously. We're Mortgage Broking professionals and we're here for you.

Following an initial chat about your property goals, we'll analyse loans from a range of lenders and present you with clear information about the available loans. We'll explain the options, answer your questions and provide the expert guidance and all the personalised support you need to help you make the decision that's right for you.

With a loan chosen, my team will take care of all the details and keep you fully informed every step of the way. From submission of the loan application, managing the approval process right through to settlement, you don't need to lift a finger "we dot the i's and cross the t's to ensure the smoothest and simplest experience for you". It's no wonder many of our clients call the team their ˜Mortgage Angels'. They really do!

Providing the highest level of personalised service coupled with an in-depth understanding of the lending market is what sees clients return to us, and it's what sees clients referring us to family and friends.

We look forward to welcoming you to our offices in Kings Langley. 

Irene and The Mortgage Angels
Winner: Broker of the Year Insurance Award (Mortgage Protection & Life) " Australian Mortgage Awards (AMA)

Our office services Kings Langley, Seven Hills, Kings Park, Blacktown, Prospect, Arndell Park, Marayong, Dean Park, Quakers Hill, Glendenning, Vineyard, Oakville, Riverstone, Hassall Grove, Plumpton, Oakhurst, Schofields, Box Hill, Maraylya, Berkshire Park, Rooty Hill, Doonside, Woodcroft, Glenwood, Parklea, Stanhope Gardens, Glenwood, Shalvey, Whalan, Dharruk, Minchinbury, Lethbridge Park, Mount Druitt and Hebersham to name just a few!

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Rich Cadman

19 Jul 2021

Irene and her team at Mortgage Choice have helped me a numer of times over the years...... to buy my first place, to refinance my mortgage and in arranging finance so I could re...

Stan Savtsuk

11 Jul 2021

Excellent professional service. Highly recommend.

Marcus Ng

10 Jul 2021

Irene helped me with the huge challenge of getting my first home! She was able to explain all the crazy bank terms to me and show me the ropes through loads of paperwork. The be...

Mandy Fulete

06 Jun 2021

Irene and the team have looked after us for the past 9 years from purchasing our home through to refinancing several times. We have always had professional advice and service ea...


28 May 2021

I’ve worked with Irene and her team for over a decade now. She is absolutely amazing and always makes the process easy, efficient and simple to understand.

Hirunee S

06 Apr 2021

Irene, and her team at Mortgage Choice Kings Langley, were absolutely amazing to work with over the last year. They went above and beyond to inform me and negotiate with banks s...

M Mo

28 Mar 2021

Irene and Shubha are fantastic. Very helpful, friendly, and financially effective. Provided advice and options not only for refinancing our mortgage, but for our whole banking s...

khushbu desai

27 Mar 2021

Irene, Shubha, and Karen are great team. It was knowledgeable and very pleasant experience.

Ronak Patel (????????)

27 Mar 2021

Irene and team made my home loan experience great. There are brokers and there is Irene :)

Tanya Durant

01 Mar 2021

Irene and her team are professional and knowledgeable and help you through, what for me is a very painful process. Always available for questions even the stupid ones and the o...


27 Jan 2021

First time buyer - great experience My partner and I bought our first house in Australia and used Mortgage Choice to make this happen! We were first time buyers so were quite u...

Guy S

10 Dec 2020

Nothing is ever too much trouble for Irene and her team. Always there to answer any questions or help with any problems large or small.

Tay Wilko

27 Oct 2020

I stumbled upon a recommendation for Irene from mortgage choice online. I booked an appointment with her immediately. Irene was flexible with time and venue, so we had appointme...

Gordon Bijen

06 Oct 2020

Irene and her team is the one and only broker you need to see. We have refinanced 2x with Irene and not only is she able to get a great deal, the whole process is easy, well exp...

Tiffany Walmsley

18 Sep 2020

Irene and her team are so amazing. I have been three times now. She is so knowledgeable and nothing is ever too hard or complicated. She really represented my interests and tai...

Sarah Whatley

08 Sep 2020

Irene, Shubha and the rest of the Mortgage Choice team were an absolute pleasure to deal with from day one! They are knowledgable, personable and went above and beyond to explai...

Emma Kriketos

02 May 2020

Irene is amazing. The quick turnaround and customer service on a complex matter during COVID was unbelievable. Irene went above and beyond even working the Easter weekend to get...

John Fernandez

27 Mar 2020

Irene, Shubha and the rest of the mortgage angels have been amazing to work with from day one! They are allextremely knowledgeable and are excellent in their line of work while...

Sallyann McGarry

28 Jan 2020

Enjoyed the journey with Irene and her team. Irene always dumbed it down when needed so we understood everything with no surprises. Will continue to use there services in the fu...

Kerrie Sussmilch

28 Jan 2020

Irene and the team we’re fantastic in helping me purchase our new home. The team’s communication was excellent and I was kept up to date at all stages of the process. I couldn’t...

Andrew Thorburn

06 Jan 2020

I wouldn’t go anywhere else for my finance, Irene & the team work relentlessly for the best outcome possible & I have no hesitation in recommending them to anyone in the future....

Ann-Maree Symes

06 Jan 2020

Irene and her team are incredible and the support, service and high level of attention to all details they offer through loan application to approval is first class. This is why...

Karen Franks

09 Sep 2019

Irene & the lovely Mortgage Angel Shubha worked tirelessly to take care of every issue the lenders through at us while arranging the very complex SMSF lending. I would highly re...

Renee Briggs

27 Aug 2019

Irene and the angels have been helping us with our mortgages for 14 years and on this latest purchase once again she has made the whole process so simple and smooth. She has alw...

Phillip Estreich

25 Jul 2019

FIVE STARS!!! My wife and I were recommended to Irene by friends and we haven’t looked back since our first appointment. Irene and Shuhba truly are our mortgage angles and with...

Robert Barat

12 Jul 2019

We've been clients of Mortgage Choice / Irene for over 10 years. Irene and her wonderful team have overcome extreme challenges during this period, and they have always been ther...

Grace Ralston

10 Jul 2019

These ladies are awesome. They go above and beyond expectations and make things happen. Our cooling off period was really messy but these ladies kept me updated during the who...

Greg Ellis

10 Jul 2019

Irene and her team provided a very professional and grounded approach. We had previously used their services to purchase a 2 bed unit, and have now sold and bought a much large...

leonardo fulete

15 May 2019

Really recommend Mortgage choice Kings Langley. The staff led by Irene Cujko are not only professional but fantastic to work and deal with. As a customer for more than 5 years I...

See all Google reviews

Irene and her staff make the 'Mortgage Choice' easy. They are quick and professional and get the job done without wasting my time. Throughout the process I was kept well informed and if I had any questions or queries the answers were just a phone call away. I have already recommended Irene and her staff to my friends and family and would not hesitate in recommending her to anyone.

A Bryant, Kings Langley, NSW
- Upgrader

The level of service, attention to problems, and advice is rare in this day and age. It takes us back to another era when such personal service, beyond the immediate requirements was more common. Thank you, Irene Cujko.

D Heubel, Kings Langley, NSW
- Property Investor

Irene, you and your team are fantastic. We loved that Mortgage Choice kept in regular contact and kept us updated. Customer service is A1. We are happy with the product and achieved our desired outcome. All our friends know we used you.

C Murray, Kings Langley, NSW
- Property Investor

All staff were extremely pleasant, helpful and knowledgeable about their products and roles. I have already recommended friends to your service. You all made the process less stressful. Thank you

J Wheeler and J Chow, Kings Langley, NSW
- Property Investor

It has always been our dream to get onto our own acreage. When we learnt that where we had the kids (horses) was going to be further developed into small house blocks we approached Irene for help. She calmly helped in 3 separate applications to finally secure a home where all our 4 legged kids could be at home in one location. When we unexpectedly had to change our purchase property 4 weeks into settlement and renegotiate loans and valuations on a different rural property with mortgage insurance. She took it all in her stride, contacting banking managers and pushing through a brand new application with little over a week to match up with our sale date. She went above and beyond what could be hoped in locking everything down and getting paperwork drawn up. I wouldn't hesitate in recommending Irene and will certainly contact her when we need to renegotiate loans even if it means traveling now to see her !

A Tomlinson, Kings Langley, NSW
- Upgrader

In terms of services provided 12 out of 10. Why 12? This team will go the extra mile to provide excellent services. From Irene to Serge and Shubha my angel they were all superb at what they do. This team made everything so easy. I will not hesitate to recommend the team to anyone. thank you for making our dream to own a house come true. Without your help this would have very difficult for Evelyn and I. So we wish you all more power and may you continue to make peoples dream come true. Thank you Eddie and Evelyn.

E and E Fabian., Kings Langley, NSW
- First Home Buyer

Dear Irene and Shubha,


All your support and help in organizing my home purchase has been wonderful.

Wishing you a fantastic 2014

Sue Wilson

S Wilson, Kings Langley, NSW
- Upgrader

Every transaction that we have with Irene and the staff at Mortgage Choice Kings Langley, is always quick, easy and convenient. My wife and I are always impressed with the service and the plain English explanations of financial processes which can be very complex.

P and M Derwent, Kings Langley, NSW
- Refinancer

Hi Shubha,

That is great news and thank you for your assistance in getting this done. Please pass on our thanks to Irene, she's been fantastic in servicing us and we really feel grateful for her efforts.

We have no qualms in recommending friends and family as well as work colleagues to your office. The dedication and professionalism shown is second to none!

Thanks again, and if I have any queries with regards to the loan I will be in contact.

Leonardo and Mandy, Kings Langley, NSW
- Refinancer

I live a busy life style and don't have a lot if time to shop around for loans. I also find the process if finding the best loan difficult to get my head around. It was great using mortgage choice as I was shown a comparison of different loans and offers and was able to choose the best loan for me. Having a mortgage angel was also great as I had regular updates and never had to call at any time to attend to any issues or concerned. I am very happy with the service and would recommend mortgage choice to anyone needing a home loan.

Aleecia and Stella, Kings Langley, NSW
- Upgrader

Irene is fabulous!! She has been our agent and adviser since we purchased our first property in 2001. Over the years she has assisted us with loans and purchases for a few properties. After our initial consult with Irene we have never even considered anyone else. She is unparalleled in her support and commitment to her clients.

N & R Pereira, Kings langley, NSW
- Upgrader

I can highly recommend the services of Mortgage Choice and the help I received from both Irene and Shubha. Extremely professional and helpful in getting me the right home loan. From day one to completion I was given updates and kept in the loop as to what was happening with my loan. They genuinely cared and were happy that they could get me the best loan and refinance me from my current mortgage and save me quite a bit of money in doing so. Thankyou Mortgage Choice

Michele, Kings Langley, NSW
- Refinancer

A huge thank you to the team at Mortgage Choice. Irene & Shubha were fantastic and I cant speak highly enough of the level of service we received. Our home build, construction loan and now new mortgage loan was a stressless exercise thanks to the professionalism and industry knowledge of the team. Thanks again for making our dream home a reality

Mark and Sarah, Kings Langley, NSW
- Upgrader

I just wanted to thank you and the team for all your help over the 6 months it took to get my loan sorted. You and the team were so professional and helpful through a really stressful time. I will recommend you to everyone I meet. Best of luck to everyone in the future - Thankyou again

Kerrie, Oakhurst, NSW
- Refinancer

We were very impressed with the service, made us feel less stressed about our situation. We felt this is the best organisation we have ever dealt with making us feel at ease through the whole process and would recommend them to everyone.

Wayne and Rhonda, Quakers Hill, NSW
- Refinancer

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.

Download now


Help me calculate

Latest news & tips

More articles

Contact us today.