John Treadwell joined Mortgage Choice in 1998 and has 40 years experience in the financial services industry. .
My aim is to offer myr clients a thorough and professional service, meeting and exceeding your mortgage requirements. I have helped countless of people, in the Manly Franchise Area achieve their dream of purchasing property and enjoy watching them grow their wealth through property ownership. Many of my clients that came to us as first home buyers have gone on to become serious investors with multiple property portfolios.
So how can I help you? We've access to hundreds of home loan products that can help:
- First home buyers
- Debt consolidation
I can help you find the home loan that suits your needs, not the lenders! You can rest assured that we've you're your best interests at heart.
I help you choose a Home Loan suited to your needs from our panel of lenders.. Best of all our residential home loan service to you costs you nothing.
First Home Buyers, Housing Affordability & Guarantors
Most young borrowers aren't aware their family members, usually their parents, can act as guarantors for a home loan.This is an option that allows family members to provide a guarantee in support of a borrower's home loan application by using equity in their own property as security for the loan. So, they can assist other family members in maximising the amount they can borrow by bridging the deposit and upfront expenses gap, and hence avoid lenders mortgage insurance (LMI).
The guarantor situation is most likely to occur when a borrower's savings history, and/or deposit doesn't quite stretch to meet lenders' requirements for a home loan. It is targeted at those with good ability to repay a home or investment property loan but who lack the sufficient equity to secure the additional funds they need to meet upfront loan costs and associated expenses.
How can I use the equity I've built up in my home?
As you pay off your home loan your debt decreases and over the years the value of your property may increase. If you find yourself in this situation you may have equity which you can draw upon for a range of reasons. These can include investing in property, upgrading to a bigger place, renovating your existing home or even purchase a new car.
If any of these sound interesting to you, you'll need to sit down and access your home loan. We've helped hundreds of clients through this exact process. Give us a call today and we'll review your current home loan to make sure it's working hard for you.
Did you know we can help you with:
- Commercial Loans
- Equipment Leasing
- Car Loans
- Personal Loans
- Life Insurance
If you live or work in Manly, Balgowlah, Belrose, Seaforth, Frenchs Forest, Beacon Hill, Fairlight, Forestville, or Harbord, call me for an appointment at your home..
Contact John Treadwell:
PO Box 32, Belrose West NSW 2085
Work number 0414 512 393
Mobile: 0414 512 393
*This information refers only to loans provided by our panel of up to 28 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.