Your local mortgage broker & home loan expert | Scarborough, Karrinyup & surrounds




Getting a home loan can be confusing and somewhat daunting. Our home loan service includes finding you the right home loan from our wide range of lenders and helping you through the process to settlement - all at no cost to you.


  • Office 08 6296 7218
  • Fax 08 9296 7867
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment

The home loan experts in Scarborough & Karrinyup are ready to help. 

There are thousands of home loans on the market right now. How do you know which one to choose? Finding the right home loan can be daunting. The Mortgage Choice team in Scarborough help take the hard work out of the shopping around by doing all the research for you, and helping you through the process, at no cost to you.

Our range of home loan lenders

Going directly to your lender can mean that you only have access to a limited range of home loans, some of which may not suit you.

At Mortgage Choice, we have a wide range of home loan lenders, including all the big banks and some specialist lenders, to make sure we can find you the right one.

We look through the various rates, features and loan structures available and find the product that's going to benefit you most - which could save you money in the long run. 

Our home loan service is no cost

As your lender pays us after your loan settles, our home loan service is no cost to our customers. Not only that, as Mortgage Choice brokers, we're paid the same rate regardless of the home loan you choose from our wide choice of lenders.

That ensures we're focused on the best oucome for you and not for us. With other mortgage brokers that may not always be the case.

We do all the paperwork & follow up

After finding you the right home loan, our team help you put together all the documents needed, complete the paperwork on your behalf and submit to the lender for approval.

We then answer any questions from the lender on your behalf and make sure the loan is progressing smoothly to pre-approval and settlement.

We know the market and the process

Husband and wife team, Julia & James know the home loan market and processes well, making sure they get you the right home loan that suits your life.

They also have the experience behind them to ensure the best chance at getting your home loan approved.

Julia worked as a bank manager for many years and knows both sides of the application process - from the lenders perspective as well as the customer's.

Find out more about what our clients have to say.

Your needs are unique

Your needs are unique so we take the time to understand what’s important to you and what you want from your home loan. You might want a guarantor loan, multiple offset accounts or even a portable home loan to take with you when you move. There's lots of great features available to help make your loan feel tailored to your life.

We are a mobile team

Our team are mobile and happy to meet at a time and place that suits you. We would love to help you get started in the process of buying your first or next property. 

Call us and book an appointment today on 08 6296 7218 or click on the Contact Us button at the top of the page. 

We can help you with

Home loans

Investment loans

First home loans

Personal loans

Car loans & buying

Equipment finance

Business finance

Insurance

and more

Home loan resources

Use our home loan calculators 

Watch our simple home loan videos 

Read our finance & property blog

"Julia and Jim helped us with our new investment purchase in Geraldton. They helped with our application, had our new loan approved and came back to witness all our documentation prior to settlement. Everything went without a hitch. Jules & Jim made it a seamless experience and took all the stess away from us. Thank you."

Chelsea Zwar - Property Investor
Scarborough, WA

"I am writing to say thank you to you two. Thank you very much Jules & Jim for all your help and advice while I refinanced my mortgage. Thanks for securing me the best interest rate and deal. Your service was so professional it took all my stress away so thank you! I?ll be sure to recommend your service to my colleagues. May I take this opportunity to wish your business all the success in the years to come you truly deserve it!"

Thanh Vinh Tan - Refinancer
Balcatta, WA

"Hi Jules & Jim
Well, it's a good afternoon indeed, a job well done by you guys,so proficient and such excellent service. We are so happy that we have chosen both of you. Thank you for the good news,I can rest awhile now the loan is fully approved. thanks for keeping me informed.
Good job and I will have no hesitation to recommend you and Jim to our friends and colleagues, when they are looking for a profesional mortgage broker.
Cheers."

Florence Yeo - First Home Buyer
Doubleview, WA

"Hi Julia and Jim I can confirm that they above property settled today at 3.00pm. Hooray! Thank you both for all your help you've been fantastic to deal with and we will definitely continue using you both into the future! Cheers."

Anita - First Home Buyer
Karrinyup, WA

"Knowledgeable, friendly, dependable and meticulous are all words that come to mind when I think of Julia and Jim Blacker at Mortgage Choice. Julia and Jim have just arranged a second mortgage for us and their service is simply outstanding. Julia explained our options clearly and carefully and answered all of our dumb questions patiently. Julia and Jim left no stone unturned in their efforts to get us the best deal and made us feel relaxed and confident about the whole process. We were kept informed of the progress of the both applications at every stage.

I cannot recommend tJulia and Jim Blacker highly enough if you are seeking professional friendly advice on your best options from a dynamic pair that work hard to ensure that you get the very best deal available.

I intend to use Julia and Jim for all of our future financing requirements and have already recommended them highly to friends and family. All I want to say in conclusion is thank you Julia and Jim for helping us achieve such a good deal - you were brilliant!"

Jane & Michael Jenkin - Refinancer
Mt Hawthorn, WA

"We would highly recommend Jules and Jim to any one who is thinking about purchasing a house. They went above and beyond our expectations on getting us finance, they communicated well with us the whole way through the process. We will definitely be returning to them when we buy our investment "

Damian & Jade - First Home Buyer
Camillo, WA

"Thank you so very much for everything you have done for us in getting our first home together. We are so grateful for all your work and efforts in making the process as smooth as possible. You have have mad our dreams of owning our own home become a reality and we are so happy! Thank you once again."

Melissa and Kieron - First Home Buyer
Sinagra, WA

"I just wanted to say thank you very much AGAIN for your help with the sale and purchase of my new place. I could not be happier with the result, and you both made it so easy as always to go through this massive transition. Leah was lovely to deal with and as I have done in the past will always recommend you to family and friends.

You communicate great, kept me in the loop and always had my best interests at heart, so I thank you and hope to deal with you in the future."

Jessica - Upgrader
Scarborough, WA

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