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Julia Blacker

Your local mortgage broker & home loan expert | Scarborough, Karrinyup & surrounds

Getting a home loan can be confusing and somewhat daunting. Our home loan service includes finding you the right home loan from our wide range of lenders and helping you through the process to settlement - all at no cost to you.
  • Call Us Mortgage Choice Ellenbrook
  • Office - 0410 349 772
  • Fax - 08 9296 7867
  • Open Hours Mortgage Choice Ellenbrook
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

The home loan experts in Scarborough & Karrinyup are ready to help. 

There are thousands of home loans on the market right now. How do you know which one to choose? Finding the right home loan can be daunting. The Mortgage Choice team in Scarborough help take the hard work out of the shopping around by doing all the research for you, and helping you through the process, at no cost to you.

Our range of home loan lenders

Going directly to your lender can mean that you only have access to a limited range of home loans, some of which may not suit you.

At Mortgage Choice, we have a wide range of home loan lenders, including all the big banks and some specialist lenders, to make sure we can find you the right one.

We look through the various rates, features and loan structures available and find the product that's going to benefit you most - which could save you money in the long run. 

Our home loan service is no cost

As your lender pays us after your loan settles, our home loan service is no cost to our customers.

We do all the paperwork & follow up

After finding you the right home loan, our team help you put together all the documents needed, complete the paperwork on your behalf and submit to the lender for approval.

We then answer any questions from the lender on your behalf and make sure the loan is progressing smoothly to pre-approval and settlement.

We know the market and the process

Husband and wife team, Julia & James know the home loan market and processes well, making sure they get you the right home loan that suits your life.

They also have the experience behind them to ensure the best chance at getting your home loan approved.

Julia worked as a bank manager for many years and knows both sides of the application process - from the lenders perspective as well as the customer's.

Find out more about what our clients have to say.

Your needs are unique

Your needs are unique so we take the time to understand what’s important to you and what you want from your home loan. You might want a guarantor loan, multiple offset accounts or even a portable home loan to take with you when you move. There's lots of great features available to help make your loan feel tailored to your life.

We are a mobile team

Our team are mobile and happy to meet at a time and place that suits you. We would love to help you get started in the process of buying your first or next property. 

Call us and book an appointment today on 08 6296 7218 or click on the Contact Us button at the top of the page. 

We can help you with

Home loans

Investment loans

First home loans

Personal loans

Car loans & buying

Equipment finance

Business finance


and more

Home loan resources

Use our home loan calculators 

Watch our simple home loan videos 

Read our finance & property blog

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Julia is an exceptional mortgage broker who truly went above and beyond to support us in our journey to owning our first home. From the moment we reached out to her, she displayed unparalleled professionalism and expertise. Julia displayed genuine care and commitment and took the time to understand our unique situation, tailoring her approach to meet our specific needs.
I wholeheartedly recommend Julia to anyone in need of a reliable and trustworthy mortgage broker.

Thank you for your support

16 March 2024  

Julia demonstrated exceptional acumen in handling our multifaceted mortgage application, leading to its remarkably expeditious approval. Her diligent communication practices assuaged any concerns and contributed to a stress-free journey. Her contributions have been invaluable, and we eagerly anticipate the commencement of our new chapter as homeowners. Highly recommended

16 March 2024  

Julia made the whole process very easy, stress free and was excellent at keeping in contact. Thank you Julia.

19 February 2024  

If there were more stars I would click on them.

I have known Julia for close to 20 years and she has assisted me, on multiple occasions, through what would otherwise have been the most trying of processes - gaining finance for a mortgage

I have my own business and, as such, getting a mortgage the first, second and third time including loans for the business premises was never going to be easy.

But... read more

08 February 2024  

I highly recommend Julia She helped me to refinance and I saved heaps. She's really helpful and the whole process was easy peasy.

15 May 2023  

I cannot recommend Julia more highly. She got us an excellent deal on our mortgage and was able to give us valuable advice. She was also very friendly and took the time to understand our needs and cater to them. I would particularly recommend her for Australians working overseas looking to get a mortgage approved.

05 August 2022  

I engaged Julia's services from Hong Kong for a complex mortgage application. Throughout the process, Julia was knowledgeable, understanding and worked hard to get our mortgage approved. No other broker that we approached was able to do this. During the process, her advice saved me considerable time and helped me to avoid unnecessary fees. I would recommend Julia without hesitation she really went above and beyond.

05 August 2022  

Made getting my first home a really easy process.

02 August 2022  

Julia and Jim made everything so smooth. They were both very professional and knowledgeable. Thanks for all your help in getting us our first home

26 July 2022  

We've been dealing with Julia and James for the past 9 years and their service is always top notch. We are consistently getting the best rates and they make the refinancing process so easy. Highly recommended.

17 July 2021  

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