
Shaun Hughes
07 Apr 2021
0
Kerry is always very helpful and actions things straight away. Its always a seamless experience and wouldn't use anyone else.
Mortgage Choice in Port Adelaide
WHAT ARE THE BENEFITS OF USING MORTGAGE CHOICE?
We offer you a wide choice of home loans; We analyse hundreds of loans from a wide panel of lenders, including many of the major banks. If you go directly to a bank or lender, you will be limited to their own home loan products.
Our service will save you time.
Our service is at no cost to you.
Whatever your situation, we can help; Whether you are a home buyer, investor or interested in refinancing or consolidating, we will help you find a loan that is right for you.
Let us do the legwork and meet you at a time and place that suits you - it's that easy!
Let Mortgage Choice at Port Adelaide do the legwork for you and find a loan that suits your needs.
Servicing Alberton, Bowden, Brompton, Birkenhead, Cheltenham, Croydon, Findon,Grange, Hendon, Kilkenny, Largs Bay, Mile End, Mansfield Park, North Haven, Osborne, Ottaway, Port Adelaide, Queenstown, Rosewater, Royal Park, Regency Park, Semaphore, Semaphore Park, Seaton, Taperoo, Tennyson, West Croydon, West Lakes, West Lakes Shore and Woodville, Woodville South, Woodville West, and Wingfield.
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
07 Apr 2021
Kerry is always very helpful and actions things straight away. Its always a seamless experience and wouldn't use anyone else.
18 Mar 2021
Thankyou once again Kerry and Darren for helping me out with my Finances, Very much apprecieated :)
19 Jan 2021
Kerry did an amazing job of organising our home loan. She has been in the business for so long we felt very reassured that we were in good hands. Great communication and the b...
17 Jan 2021
I purchased my first home with Kerry Teakle at Morgage Choice Port Adelaide and was very impressed with the service I received. As I was buying my first home I required extra ti...
08 Jan 2021
Kerry is very professional, knowledgeable and down to Earth. We had a loan within our limits very quickly, and never felt any pressure to go this way or that. We will go back t...
03 Dec 2020
Kerry provided us with excellent service from start to finish. She was attentive and thorough, and just made the process of buying our first home an absolute dream. We are so ha...
26 Nov 2020
Walked in by chance when visiting the business next door, popped my head in to ask a few quick questions. Kerry was brilliant and answered everything, so ended up letting her do...
17 Nov 2020
Kerry and Darren are incredible; they're smart, organised, patient and thorough. They're soul to the earth people who proved to genuinely care that I got the help I needed and f...
15 Sep 2020
Kerry Teakle of Mortgage Choice recently helped me with finance for a new home, following my divorce. Kerry was so wonderful, knowledgeable, friendly, and helped throughout the...
03 Apr 2020
Kerry is absolutely amazing at her job and also an awesome person. Thanks Kerry for all your help over the lat 17 years we have been dealing with you on several occasions.
21 Jan 2020
Having been recommended Kerry's services from a friend local to the Le Fevre area, we enlisted her help finding a suitable mortgage - albeit within a very tight timeframe before...
16 Jan 2020
I have used Kerry's services a couple of times now and I have always found her approachable, she knows the business and has provided me with advice to suit my needs. I have reco...
13 Jan 2020
Kerry was amazing she is so lovely. If you need help go and see her She was recommended to me by someone and I never looked back.
16 Dec 2019
Great team,got my car finance quickly and easily , always updating me on the best options for my loans,thank Darren and Kerry
04 Dec 2019
Would highly recommend! Kerry was amazingly helpful and the whole process was honestly stress free! She made it exciting to be house hunting again.
03 Dec 2019
Kerry arranged finance for my land and construction loan as a first home buyer she helped me through the whole process and made it very very easy and simple. I highly recommend...
02 Dec 2019
Thanks so much to Kerry for helping us with the purchase of our first home. She made the process so seamless for us! Highly recommend!
11 Sep 2019
Highly recommend Kerry and Darren from Mortgage Choice, absolutely the best in the business.
16 Jul 2018
Drop in to our new office
16 Feb 2018
Kerry at Mortgage Choice Port Adelaide is our one stop shop whenever we need a home loan. We have been seeing Kerry for years. Kerry always keeps us up to date, at all times, t...
08 Feb 2018
I bought my first house through Darren and Kerry at mortgage choice port adelaide. Being my first time in the market I had no idea what to do or expect. Darren and Kerry had a v...
11 Dec 2017
Was an absolute pleasure to deal with Darren and the team! Looking forward to working with them in the future..
Very approachable & contactable. Very friendly & helpful. Made things easy & reduced stress for me.
W Peck, Henley Beach South, SA
- First Home Buyer
Excellent service which makes buying a house simple. They explain all options in a way I can understand.
G Pascoe, Seaton, SA
- First Home Buyer
I was more than happy with the service and follow up on my queries. I did not realise I would be able to leave it all up to my broker whilst I had a full-time casual job plus hard to take time off. Amazing services plus friendliness.
C La-Pietra, Lockleys, SA
- Property Investor
We are very happy clients!! Thank you all for helping us achieve our relocation finance and for going Above and Beyond in services for us! and also over past experiences.
A & D Williams, Port Adelaide, SA
- Upgrader
Harrison Pauls, 5016, SA
- First Home BuyerThanks for great service and advice
Based on standard variable rate over years.
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Need help with your next home purchase?
Talk to an expertFrom 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.
To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,000 depending on the number of children you may have.
Click here for more information on the ACT First home Owner Grant.
From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.
Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000
The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.
If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.
Click here for more information on the NSW First Home Owner Grant.
The First Home Owner Grant in NT is$10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.
The Territory’s First Home Owner Discount has been in place since 8 February 2019. It lets you save up to a maximum of $18,601 on the cost of stamp duty. The savings is available whether you buy a new or established home as long as the home is valued under $650,000.
Click here for more information on the NT First home Owner Grant.
As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.
As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.
If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $8,750, which is the maximum stamp duty rebate available to first home buyers in Qld.
Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $505,000, you pay stamp duty of $1,050, a saving of $7,875. These savings cut out altogether if your first home costs $550,000 or more. On a property valued at $550,000, for example, the stamp duty would work out to be $10,600.
Click here for more information on the QLD First home Owner Grant.
There are currently no specific stamp duty concessions available for first home buyers in SA.
The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.
You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.
Click here for more information on the SA First home Owner Grant.
If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at
$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).
The FHOG Tasmania is worth $20,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.
Click here for more information on the TAS First home Owner Grant.
First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.
The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Melbourne. Or you can receive a FHOG of $20,000 if you buy/build a new home in regional Victoria.
Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.
Click here for more information on the VIC First home Owner Grant.
If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.
If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.
The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.
If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.
If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.
The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.
Click here for more information on the WA First home Owner Grant.