Kevin McCann

Your local mortgage broker helping you to find the right loan in Mount Waverley, Glen Waverley, Mulgrave & surrounds

Call: 0411 642 624

Looking for a home loan? Talk to Kevin McCann your local Mortgage Choice broker in Mount Waverley

Call Us Mortgage Choice Mount Waverley
Mobile - 0411 642 624
Office - 03 8809 7700
Fax - 03 9807 5773

Open Hours Mortgage Choice Mount Waverley
Monday 11.00am to 6.00pm
Tuesday to Thursday 10.00am to 6.00pm
Friday 10.00am to 4.00pm
Closed at weekends
Outside hours by appointment
Free Appointment

Mobile Broker

Servicing Mount Waverley, Glen Waverley, Wheelers Hill, Mulgrave, East Burwood & surrounds

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

25 years' experience and a wealth of industry contacts dedicated to your needs

With the team at Mortgage Choice in Mount Waverley, you’re gaining access to over 25 years of Mortgage broker experience as well as 20 years of Lending experience acquired while working directly with major lenders. This combined experience has resulted not only in hundreds of happy customers, but formal recognition from Mortgage Choice by being named part of ‘Squadron 15’.

Advice at no cost to you

^T&Cs apply, see mortgagechoice.com.au/win-20k. Open to AU res 18+. Home loans over $50,000 only. Ends: 11:59pm AEDST 19/10/23. Limit 1 entry per home loan application. Draw: G13, Amy Close, Wyong NSW 2259 on 25/10/23 at 3pm AEDST. Prize: 1 x $20k. Winner published at mortgagechoice.com.au/win-20k/terms on 30/10/23. NSW Authority: TP/02259. Permits: ACT TP23/01587. SA TP23/1225. Mortgage Choice Pty Ltd ACN 009 161 979 (Australian Credit Licence 382869) and Smartline Operations Pty Ltd ACN 086 467 727 (Australian Credit Licence 385325) are owned by REA Group Ltd.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Mount Waverley, Glen Waverley, Mulgrave & surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with Kevin to discuss your unique circumstances.

We can help you with:

Home loans
First home buyers & information on first home buyers grant
Debt Consolidation
Investment loan
Bridging Loan
Refinancing
Car loans
Personal Loans
Insurance
Superannuation
Commercial property finance

We can help you in English and Chinese

We have our services available to you in both English and Chinese in our Mt Waverley office.

Make your next loan easy

Contact our team at Mortgage Choice in Mount Waverley let us take the stress & hassle out of getting a home loan.

Visit us at Unit 1, 22 Avondale Grove Mount Waverley or call us on 03 8809 7700 or use the Contact Us link at the top of the page.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Kevin is always responsive, thoughtful and easy to work with. He also delivers the best possible outcomes

Vicki
23 November 2023

Kevin explained the process, and worked diligently to secure us the best deal for our needs and situation. He acted in our best interests and was a pleasure to deal with. Were about to move into our forever home because of all his hard work assistance.

Karen
08 February 2023

Kevin was very professional and assisted us in each step of the home buying process.

Michael
26 September 2022

Kevin helped us better understand our current financial circumstances and what we could afford in terms of buying our first home. He then guided us through the approval process every step of the way, ensuring we knew exactly what to do next and why. Thank you so much for your support.

Shannon
03 August 2022

Kevin from Mortgage Choice Mt Waverley is the best in the business. Few years back he helped my wife and I to find the right investment loan which we were really happy with the result. Now he helped us again for a refinance with good low rate. Looking forward to see him again in the future.
Most of all Kevin is a very friendly person who will help you the best he can , highly recommended.

Louis
04 July 2022

Just wanted to thank you all for helping Mandy and I secure our first home together. Was a really smooth process and everything was in place well in advance of settlement which resulted in a comfortable ride for the both of us.

Paul & Mandy
28 March 2022

Kevin was extremely helpful. We are an older couple, and he went out of his way to assist us in getting a home loan. We would highly recommend him to anyone wanting a home loan.
Stuart and Vicki Gregory.

Stuart
18 July 2021

Great quality professional service from Kevin and Lisha at Mortgage Choice. We have done 3 home loans in the past 8 years with Kevin and Lisha and also our first home purchase back in 2012 without any issues. Definitely recommend and we will keep coming back. Best wishes to both Kevin and Lisha.

Chamal
18 July 2021

The second time Dwyane's used Kevin for the purchase of his house, hear how we helped him save.

Dwayne
11 September 2020

Not the first time Iwe have use Kevin, to secure us the best mortgage and won't be the last.
Highly recommend Kevin, at Mortgage Choice Mount Waverley for your financial needs.

Neil
19 July 2020

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now

Help me calculate

More calculators

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

Calculate

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Value of property

State

Property use

Type of dwelling

Type of property

First Home Buyer?

Calculate

Total fees:

Breakdown	Amount
Stamp duty on property
Transfer fee
Mortgage registration fee

Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

State / Territorial Revenue Web Sites

View

Your local mortgage broker helping you to find the right loan in Mount Waverley, Glen Waverley, Mulgrave & surrounds

Mount Waverley

Start your home loan journey today

I want to buy a home

I want to buy an investment

I'm considering refinancing

Start your home loan journey today

I want to buy a home

I want to buy an investment

I'm considering refinancing

25 years' experience and a wealth of industry contacts dedicated to your needs

Advice at no cost to you

Check your borrowing capacity

We can help you with:

We can help you in English and Chinese

Make your next loan easy

The right home loan for your needs

Client reviews

Refinancing guide

Help me calculate

2nd Applicant

Extra Information

Home Buyer Concession Scheme

Stamp duty concessions in NSW

How much is the First Home Owners Grant NSW?

How much is the First Home Owners Grant in the NT?

How much is the First Home Owners Grant QLD?

Stamp duty concessions

How much is the First Home Owners Grant SA?

Stamp duty concessions in TAS

How much is the First Home Owners Grant TAS?

Stamp duty concessions in VIC

How much is the First Home Owners Grant VIC?

Stamp duty concessions in WA

How much is the First Home Owners Grant WA?

State / Territorial Revenue Web Sites

Latest news & tips

RBA gifts Australians a Christmas reprieve

Get a Free Home Loan Health Check with Kevin

Contact us