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Matthew Hayes

Mortgage Broker Rising Star Finalist Matthew Hayes and his team in Manuka ACT

  • Call Us Mortgage Choice Manuka
  • Office - 02 6239 4215
  • Open Hours Mortgage Choice Manuka
  • Monday - Friday 8:30am-4:30pm
    After Hours via Appointment
  • Free Appointment

25 Murray Crescent MANUKA, ACT 2603
Latest home loan interest rates
Starting from
Comparison rate

Our top five interest rates available

Interest Rate
Comparison Rate
Interest Rate
Comparison Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

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Start your home loan journey today

At Mortgage Choice Manuka our mission is to achieve great customer service, through lender, and property knowledge, and strong industry relationships. We pride ourselves on a educated but engaged approach to the standard Mortgage Broker. 

Mortgage Choice Manuka is proudly owned and operated By Matthew Hayes who has been a Canberra Local all his life. Matthew's team is confident, educated and knowledgeable, we want to build a long lasting relationship with all clients. We will provide you a tailored service that others simply can’t match. 

Contact us today on 02 6239 4215

Our Office is conveniently located at Manuka Shops.

25 Murray crescent
Manuka ACT 2603

Home Loans

Looking at buying a home or refinancing? Talk to us today about finding the right loan for you. With our award winning team, dedication to customer service and access to over 20 lenders, let us do the leg work for you.

We offer more than the average mortgage broker. We genuinely want our customer to have an enjoyable experience from the time they make first contact to when they discharge their loan. Our aim is to make the process of getting a home loan, or refinancing an existing loan as easy and stress free as possible, while also working to find the best deal. 

Investment Loans

Mortgage Choice Manuka understands that investment loans are different to owner-occupied loans. We can work with your Accountant or Financial Planner to best work towards your investment goals. We have a wide offering of loan products which will be tailored to your investment needs.

We offer our Investor clients a complimentary yearly review service as keeping on top of Investment Loans can be the difference between a good and bad investment. 

When first moving in to the Investor Market having a core strategy and plan is pivotal. We can assist you with all your finance questions and loan structures.

Construction Loans

Building your home may sound hard, but at Mortgage Choice Manuka we simplify the process and show you step by step it's really not that hard at all.

Construction loans make it possible to build a home when you might otherwise be unable to do so. Building a home can be a great experience if you want to design something unique or specific to your needs and the needs of your family, or for investment purposes.

With a construction loan, you can break up the draw down of the loan amount into progressive draws which parallel the construction phases. As one phase of the construction is complete, you are able to draw down the next portion of the loan. This means that interest is only being calculated on that amount which has been physically drawn down, and this way you are only making repayments on the portion you have used. When construction is complete, you can nominate which product or loan type your loan reverts to.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Joanne Dwyer

02 Feb 2022

Thank you Guys! Such great advice, assistance and an awesome result! We’ll be back!

Brett Bishop

01 Feb 2022

Matthew's assistance has been extremely helpful and I recommend him and the office with confidence.

Carrie-Anne Smith

30 Jan 2022

Matt and his team made re-financing my mortgage so easy. It was done quickly and professionally. My new interest rate is saving me money every week. Thank you to the whole team.


21 Dec 2021

After hearing all the stories about how stressful buying your first home can be, we decided to get a mortgage broker to do the heavy lifting for us. I came across Matt from Mor...

Benny Bice

21 Dec 2021

Matt went above and beyond to help me achieve my dreams of purchasing my first property, answering all my questions and walking me through every step with patience and professio...

Lisa Murray

20 Dec 2021

Matt and the team have assisted us with several financial transactions; a small refinance and more recently a large residential purchase. Thank you for all your help in getting...

Laura Andrews

20 Dec 2021

Matthew was amazing at stepping me through the full process of helping my buy my first home. Extremely professional and communicative.

Allan Wese

15 Dec 2021

Mathew and his team were fantastic deal with prompt responses and got us auction approval within 48 hours pretty crazy considering I had waited three weeks for an answer from a...

Corinne LS

13 Dec 2021

Mortgage Choice got me the loan I needed in order to buy my dream home. I tried different banks directly and another broker, but these guys were the best. Matthew Hayes was extr...

Emma Beardsley

02 Dec 2021

Very helpful and responsive. Knowledgeable about different products and happy to get you a good deal, made the process a lot easier !

Bethenny Carole

26 Nov 2021

We called Matthew on a Wednesday after our bank took 4 weeks. He squeezed us into his calendar that afternoon and 48 hours later we had approval Matthew made sure we didn’t miss...

Rhonda Lee

31 Oct 2021

I would recommend Matthew Hayes for anyone looking for a mortgage broker, especially first home buyers that need a hand to hold during such an overwhelming process! I knew barel...

Andrew Waters

19 Oct 2021

Matthew helped up consolidate debt and cash out money to complete a substantial renovation using equity couldn't be happier

Tyran MacDonald

19 Aug 2021

Matthew Helped me purchase our second home! It was much easier than the first with the help of Matthew!

Tony Sutton

28 Jul 2021

Thank you so much for helping me purchase our home! Selling and buying sounded stressful but you made it easy! Thanks again

Madison Reeves

28 Jul 2021

Matt is a fantastic Mortgage Broker! I HIGHLY recommend him ??

Ashton Barrington-Knight

23 Jul 2021

It is simply not possible for me to recommend Matt and the team at Mortgage Choice Manuka highly enough. Over the past 18 months, Matt and his team have provided me with absolu...

Hannah Masey

22 Jul 2021

Thanks for helping me purchase my first home Matt ?? I couldn’t have done it without you! I’m sure I asked a lot of stupid questions but not once did you care! Thanks again ????

Jennifer Grace

21 Jul 2021

Matthew Helped us Refinance our home loan and purchase an investment property. We made a couple changes along the way and nothing was too much for him! Thanks Again :)

Rebecca Husmar

16 Jul 2021

Matt helped me buy my first home and I can't thank him enough! For a first home buyer that had no idea what I was doing, his advice made the process easy!

Martin Tatsis

15 Jul 2021

Matthew assisted me with purchasing my first home through the new government scheme! I can't thank Matthew enough :)

Hannah Mossman

14 Jul 2021

Matthew was fantastic! He assisted us with the purchase of our home! Thank you so much!

Jason Demetrious

13 Jul 2021

Matthew assisted myself and my wife consolidate our home loan and credit cards. The position we got ourselves into was a little precarious, but Matthew’s professionalism was per...

Ryan Joseph

02 Jul 2021

Mathew Hayes and his team (Joyce Balana) were fabulous. We were recommended to Matthew by a friend who had used their mortgage broker services before and we are so glad we opted...

Jason Smith

31 May 2021

Matt and his team are great to deal with, very professional, their recommendations suited our needs, always there to help and very quick to respond to our questions, the outcome...

Samuel Thompson

24 Mar 2021

Matt was great to work with and assisted me with every step of the purchase of a recent property. This made the whole process easy and took a lot of the stress away! I would rec...

Kylie Pratt

25 Jan 2021

Matt was super helpful and knowledgeable, he was able to take control of our particular issues and make sure we chose the right path through the mortgage minefield. We couldn’t...

Kate Carroll-Fajarda

19 Jan 2021

Could not recommend Mortgage choice Manuka enough. Matt was incredibly helpful and attentive throughout the whole process. He went above and beyond offering great advice where n...

Chelley Hayes

08 Oct 2020

The team at Mortgage Choice, in particular Matthew, did an exceptional job organising my home loans for me for my recent purchase. Everything went through with no problems at a...

Paul Harris

17 Oct 2018

Helped me to negotiate a better rate with my current lender saving me heaps on my repayments each year.

Lyndsay Zarew

22 Aug 2016

Our experience with Matthew Hayes as our financial advisor for a change of home loan was fantastic. He did not pressure us in to a decision, and gave us timely advice. We look f...

See all Google reviews

We have now completed four loans with Mortgage Choice and would consider no other way in the future. There is no reason for us to approach a bank ever again.

Angus & Anita, Fadden, ACT
- Property Investor

I would recommend him with no doubt to anyone. He was helpful and straight forward with his dealings and provided an excellent service.

Adam, Phillip, ACT
- First Home Buyer

Matt was very knowledgeable and fantastic customer service. I will definitely be returning with more business!!

Rob, Watson, ACT
- Refinancer

I would like to say a big thanks to Mr Matthew Hayes.what a wonderfull best deal and loan amout we have got with the help of Matthew.he is very professional,have sound knowledge of the loan market.he is reliable and very quick in replying message phone call and emails.he always keep you update about the application.we would highly recommend him if you need a best home loan deal. I went to nearly 6 brokers and 8 banks for home loan but Matthew is on the top to get me the best deal.very best of of luck to Matthew and his company. Regards Raman

Raman, Mawson, ACT
- First Home Buyer

Matthew is the best broker I have ever dealt with. He was quick to respond, flexible with the timing for our first meeting, he came on time and well prepared, listened to my financial situation and goals patiently. He negotiated the best deal with my current lender which I was trying for a year. I am able to save $200 a month now with his help and it did not cost me anything. I will contact him only for house loans in the future. Thank you very much Matthew for all you support

Gurmeet, Franklin, ACT
- Refinancer

Michael, with little experience in a mortgage application, it was not easy for me to figure out which bank I should choose and how it is going to work. I still remember sitting in your office talking with you about my concerns and it was your professional approach, kindness and your willingness to take time to understand me as an individual client giving me the confidence to go ahead with your advice for my loan process. Thank you for making this stressful process easier and smoother for me.

I would highly recommend you and your company to all my friends and anyone who is seeking guidance in financial matters.

Annie, Garran, ACT
- Property Investor

Matt was excellent to deal with. Approachable and dependable. He took no shortcuts and was always honest with us. Very happy with the service and advice provided.

Mal, Wanniassa, ACT
- Refinancer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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