Mortgage Broker Richard Mount servicing Modbury, Golden Grove & Tea Tree Gully
Richard Mount
Your Trusted Local Mortgage Broker
Helping You Find the Right Financial Solutions
We work with you to tailor solutions and present lending options that focus on your
needs and objectives first.
Obtaining finance shouldn’t be difficult, let me be the go between for you and the
bank. I will guide you through each step from signing the contract to getting the keys
to your new home!
I can help you:
- Check how much you can borrow before you enter the market
- Understand the loan process, and provide tips to best prepare for it
- Find suitable loan solutions to best suit your needs
We will walk you through the application process with constant and constructive
communication, from the signing of the contract to guiding you through to settlement.
The high standards of service, ethics and care are supported by regular testimonials
received from satisfied clients.
Start your home loan journey today
When you engage with our services you will be dealing with a person that wants your
business and respects your business.
Contact me on 0428 454 371
What we do
- First Home Buyer Home Loans
- Refinancing
- Construction Home Loans
- Investment Home Loans
- Business Loans
- Commercial Loans
- Personal Loans / Asset Finance
- SMSF Loans
First Home Buyers
Where do I start? This is often the question I hear the most when working with First
Home Buyers. There is so much information out there that it can be very
overwhelming to make the first step. We offer first home buyers a first point of
contact to help educate and advise on what is most relevant to you and how you can
best prepare for your property journey.
Common questions we can help with:
- How much deposit do I require?
- How much can I borrow?
- What government incentives are available?
- Am I eligible for a home loan?
All of these we can help with; our goal is to enable you with the knowledge to make
owning your own home a reality.
Refinancing or Consolidating
Having your own home can also have its challenges. Rising costs is only one of
them. But where do you find the time to stay on top of these changes? That is where
I can help. We make it easier for you by preparing the paperwork, lodging the
application, and following up with the lender for you as your loan progresses to
settlement. We search our panel of 30+ lenders to find the most suitable product for
you and your circumstances. This may include better pricing, or simply restructuring
your home loan to help improve cashflow and allow you to focus on what’s important.
As your trusted advisor we look to have these conversations every 1-2 years to
ensure that your home loan is still the right fit for you. A lot can change during the
loan term, I have highlighted below some examples of when it can be best to review
your home loan:
- Home Value Increasing (leverage existing equity)
- Low Doc to Full Doc home loans (self-employed)
- Interest Only term expiring
- Paying a premium for home loan features you no longer use
- Fixed rate term expiring
- Banks have become hard pressed with increased competition in recent years with
cashbacks and discounted rates for new customers. Let us help you navigate the
best options available with absolutely zero cost to you for our services.
Investment Properties
Building wealth through property requires a strong investment strategy. Whether
your a Mum and Dad investor, purchasing your second property, or a seasoned
investor looking to build a portfolio of investments. Let us assist you in structuring
and finding the right investment product.
Property prices have increased significantly in the last 24 months. Tapping into this
newfound equity could be the key to building future wealth. We will work with you to
assist in leveraging your properties potential.
Have an accountant or financial planner? We work in collaboration to ensure your
investment is geared towards maximising benefits you’re eligible for.
Start your home loan journey today
Check out what our customers have to say
We strive to ensure your experience is hassle free and simple.
See the reviews of our many happy Mortgage Choice Modbury customers by clicking
here
Please click below to book an appointment today!
Alternatively, you can contact me directly:
Mobile: 0428 454 371
Office: 08 8263 2930
Email: richard.mount@mortgagechoice.com.au
Address: Sh 21, Pelican Plaza, 1007 North East Road, Modbury SA 5092
