Mortgage Choice logo
Nathan Newham

Mortgage Brokers in Sydney - Upper North Shore, Hornsby & surrounding areas

Looking for a home loan? Talk to Nathan Newham, your local Mortgage Choice broker from Hornsby, NSW. Let us research and compare more than 20 lenders for you
  • Call Us Mortgage Choice Hornsby
  • Office - 0410 345 246
  • Fax - 02 8079 6863
  • Open Hours Mortgage Choice Hornsby
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Suite B40, Level 4, Westfield Professional Suites, 18 Hunter Street HORNSBY, NSW 2077
Mortgage Choice on the Upper North Shore and Hornsby. Your local Mortgage Brokers and Home loan Specialists.

Nathan Newham joined Mortgage Choice in 2001 and Ryan Ewart in 2006. With almost 20 years of experience in total, we have organised loans for hundreds of satisfied home buyers and investors in Hornsby and the Upper North Shore.

Why choose Mortgage Choice Upper North Shore and Hornsby? Our team specialises in all forms of Residential Lending including:

  • First homes and relocations
  • Refinancing and debt consolidation
  • Investment loans and strategy
  • Buying property via SMSFs
  • Commercial loans
  • Deposit bonds
  • Mortgage protection insurance
  • Car and equipment leases
  • All insurances: home, contents, car etc.
  • Running periodic First Home Buyer and Investment Seminars
Our Customer for Life Philosophy

Our experience and processes ensure we find you the right loan, but it's our Customer for Life approach to service that really makes the experience special. It's what sees us enjoy repeat business and client referrals to family and friends. It's why we have strong referral partners in local Property Buyers, Solicitors and Accountants.

When you work with us, from the very first conversation, that's the level of service and professionalism you can expect. We'll submit the application, chase the lender when needed and ensure a speedy settlement. Then we're just a call away should a question arise and not just about your existing loan.

"This was a great process compared to anyone else I've ever dealt with. Ryan was willing to drive to Avalon at short notice to spend time with us and really helped articulate the situation."

- Nathan & Sammi (Refinancer) 

Call 0410 345 246 or click to talk to the team servicing Sydney's Upper North Shore and Hornsby area, we look forward to meeting you. Nathan Newham.

What makes Mortgage Choice Upper North Shore & Hornsby different?

Our home loan service is at no charge to our customers because the lenders pay us a commission after your home loan settles, so you get all of our expertise at no cost to you.

Use our free home loan resources!
Industry Professionals with Your Interests at Heart

Structuring loans correctly is crucial in any property transaction, no matter if you are an experienced investor or first home buyer. To get the best result, you need to be sure that the information and guidance you receive is independent and that your interests are always the highest priority.

Mortgage Choice is not owned by a bank, we assess loans from over 20 lenders to find the most suited loans. Our services don't cost you a cent.

Our experience, our resources, our energy, all dedicated to providing the outcome you need to achieve the property goals you desire.

If you're ready to speak with a home loan expert about your situation, then reach out to our team from Mortgage Choice Hornsby & the Upper North Shore today. Call our office at 0410 345 246.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Lauren Tyler

31 Mar 2022

Nathan and his team are true professionals. They make the process stress free and simple! Susie is fantastic at handling the settlement process and keeping you updated throughou...


31 Mar 2022

An amazing and very skilled team. Very knowledgeable and passionate at helping home buyers fulfill thier dreams of being home owners. Highly recommended.

Brad Morris

22 Mar 2022

This is the second time Mark Bambagiotti and the team at Mortgage Choice have helped me with a home loan. Once again, a very slick process with settlement in under three weeks....

Alice Mackay

24 Dec 2021

Russell was absolutely fantastic to deal with, we had a couple of options with mortgage brokers and he was by far the best. So thorough and made the whole thing of getting a mor...


06 Dec 2021

I cannot speak highly enough of Nathan and the team at Mortgage Choice - Hornsby, North Shore & Northern Beaches. Nathan took the time to understand our circumstances, work thro...

Sharon Messina

29 Nov 2021

I was contacted, as part of Mortgage Choice's regular contact with its clients, and asked if I was happy with my mortgage rate and offering a review. Forms were sent immediatel...

Anthony Beale

16 Nov 2021

Russell and his was fantastic to deal and very well informed. I would highly recommend him to anyone looking for a broker.


15 Nov 2021

Mark Bambogiotti at Mortgage Choice was exceptionally hardworking, driven and detailed in his work with us, to ensure that our mortgage options were well communicated and worked...

Georgia Goulding

02 Nov 2021

Recommend Mortgage Choice. Mark Bambagiotti is incredibly professional and knowledgeable. He made the daunting process of purchasing property easy and stress free because of his...


29 Oct 2021

Mark is an excellent brocker to go with. His professionalism in home loans is unbeatable. we are so happy to get our home loan in short time.??????

Mark Harrison

16 Sep 2021

Mark and Susie at Mortgage Choice could not have been more helpful with our recent application. Even though the approval involved some complex financials, three transactions and...

Ashish Suhag

13 Sep 2021

To simply state, Nathan and his team at Mortgage Choice are awesome! They were extremely professional, patient and easy to work with. Guided me at every step and always kept me...

sarah dillon

29 Aug 2021

Service was amazing and I highly recommend them. Very happy and grateful for all the hard work they do to make the process so simple and clear for me. Have used this team a coup...

James Campbell

29 Aug 2021

These guys are the best. Mark Bambagiotti helped our family with refinancing our loans and we achieved great outcomes from a lending perspective. Mark was overly communicative...

tom dufty

23 Aug 2021

Good communication and walked us through the whole process with a good result

Jessica Lia

15 Jul 2021

Would highly recommend working with Russell. Excellent customer service right from the initial consultation. He really considers your individual case and how to get the best out...

Joel Salmon

22 Jun 2021

I have had a great experience working with Russell from Mortgage Choice Hornsby. Russell is very thorough, knowledgable and motivated to get the best result for all parties. We...

Tyler Leeb-du Toit

09 Jun 2021

Russell was very driven to produce quality results in a timely manner. He was very responsive and easy to get a hold of. Russell was also happy to answer all my questions and I...

Cameron Barrack

07 Jun 2021

Nathan & Susie have been amazing from the get go in ensuring we got our Mortgage across the line. Brilliant communication & transparency done in an extremely effective & time f...

Cesar Uy

31 May 2021

Thank you Mortgage Choice especially to Russell Quinlan and Susie Poole for all the help and the greatest service you have given us. With Russell doing the hard work in making s...

Andrew Murtha

24 May 2021

I found Mortgage Choice through Google when I was searching for a mortgage broker in my area. Their reviews were excellent so decided to go with them. I have to say their servi...

Tony Aspeling

20 May 2021

Nathan and his team at Mortgage Choice have gone above and beyond to ensure that we secure our dream house. From the very beginning where it all started with good sound advice.....

Kristyn Breeze

22 Feb 2021

Incredible experience with Mortgage Choice. Nathan and the team are not only professional and knowledgeable, but also efficient and friendly. Absolute life savers when requiring...

James Marshman

08 Dec 2020

I've been selling real estate on the North Shore for the past 32 years & Mark Bambagiotti is without doubt the best mortgage broker in the area. Whether you are buying a propert...

Mark Ilic

02 Nov 2020

I highly recommend Mark Bambagiotti from Mortgage Choice Hornsby. He has helped me with both my Home Loan and Investment Loans for the last 4 years and recently renegotiated all...

Matilda Groves

01 Oct 2020

Nathan from Mortgage Choice Hornsby was ideal to work with. For a first home buyer like myself, it was so great to have someone so patient and would explain every little detail...

Ian Wright

18 Sep 2020

Emma at Mortgage Choice was very helpful, fast and professional. She helped us find a far more advantageous loan arrangement than we had previously.

Lisa Brown

29 Aug 2020

Nathan is an absolutely brilliant mortgage broker. From day 1 he was professional, responsive and answered ALL of my questions with patience and care. He made the home loan proc...

Garima Jain

10 Aug 2020

Nathan and team are very knowledgeable and professional. Nathan helped me with a tricky lending position and I can't Thank him and the team enough for getting things resolved fo...

Nathan Blackwell

25 Jun 2020

Nathan, Susie and the team are outstanding. They took care of our requirements throughout our build process with all the necessary staged payments and making sure we got the be...

Eva Tu

30 Apr 2020

Mark and Susie are wonderful to work with and I have been working with Mark for years with my previous purchases. A great team, lovely people and always happy to follow up for y...

Dylan Hutchinson

25 Apr 2020

We approached Nathan and his team before upgrading properties. The advice provided gave us the confidence to make the move. Throughout the financing process we felt like we were...

See all Google reviews

Many years ago I was told you couldn't move Mount Everest, well after you obtained this loan I now know otherwise. By comparison Moving Mount Everest looks easy. Seriously you worked so hard on this loan. If it wasn't for you folk's I would never have got this very competitive loan 3.9%. Thanks again.

Ross & Vipa, Hornsby, NSW
- Property Investor

Both Nathan and Susie have been attentive to our needs and have ensured our loan went through with out a hitch. We took out construction loan and the builder's payments were paid almost immediately upon submission - fast start to finish.

Anthony & Martha, Elanora Heights, NSW
- Upgrader

Claire and I were extremely happy with the initial professional advice and guidance from Ryan on which refinancing options would suit us best and then just as importantly, the support during the application process, in conjunction Susie. Without a doubt, we would not have improved our financial situation so significantly without their combined involvement. Refinancing is never fun but Ryan and Susie made it as painless as it could possibly be. Thanks guys

Colman and Claire, BILGOLA BEACH, NSW
- Refinancer

We highly recommend Ryan and Susie, they have been absolutely amazing throughout the whole loan process. Ryan explains everything really well and always took the time to answer all of our questions. It was wonderful having Ryan come to our place for our initial meeting. It was very convenient and Ryan ensured we fully understood our options and helped us to feel well informed and confident. Ryan was always very approachable, easy to get into contact with, and extremely proactive. Susie has also been really helpful, friendly and efficient throughout the loan process and has been a pleasure to deal with. We are so grateful and we are very happy with our new home!

Kathleen & Ben, Curl Curl, NSW
- Upgrader

I cannot thank Ryan and Susie enough for making the whole process stress-free. They were both so professional, quick to respond and happy to answer any questions I had regarding the often-confusing home purchase process and never did I feel like I was asking a stupid question. My purchase wasn't as straight-forward as most and Ryan took the time to talk me through all the steps and consisently followed up with me. Ryan came recommended from a friend and I would strongly recommend anyone considering buying a home to use Ryan's services. Thank you so much Ryan and Susie!

Claire, Biggera Waters, QLD
- First Home Buyer

Our experience with Nathan and Susie was excellent, the initial meet gave us many options with guidance on the best fit for our circumstances. Once the process was underway, communication (via Emails) was prompt when information/responses were required, followed by telephone calls if urgent issues were to be attended to. All in all, we'd strongly recommend these guys!!

Simon & Xanthe, Westleigh, NSW
- Property Investor

We have worked with Ryan and Suzie on multiple occassions and have always received excellent service. No question was to much, and we would defnitely reccomennd their services to all our friends

James and Mirjam, Church Point, NSW
- Property Investor

Thanks Nathan & Susie for making the process of buying a second property virtually stress free. Your attention to detail and constant communication was extremely helpful.

Megan, Trevallyn, TAS
- Upgrader

Nathan and Margi were excellent, and very prompt in all communication, explanations and updates. They set the bar very high in terms of professionalism and I will definitely be using their services again in future.

Irene & Fletcher, Engadine, NSW
- First Home Buyer

Advice and service was outstanding throughout a very lengthy quest to find our dream home! Both Nathan and Susie were very easy to deal with and kept you updated at all times.

Nyree and Victoria, Castle Hill, NSW
- First Home Buyer

Ryan was very helpful and made the loan process very easy to understand. Having a variety of lenders helped us choose the best one for our situation. Suzie was always very efficient and called back immediatly with the information we needed. We would highly recommend Ryan to all our family and friends and we will definely use him with our next investment property loan. Thank you Ryan and Suzie. From Jason & Rosemary

Jason & Rosemary, The Ponds, NSW
- Property Investor

Nathan found me lenders who offered different benefits and he was able to suggest the best options for my circumstances. He always communicated with me directly to talk through the paperwork requirements and make sure my application was processed smoothly. I am extremely happy with his service and would genuinely recommend Nathan and Morgage Choice to anyone seeking finance. I will certainly use his services again should I need them. It His assistance gave me the best options with the least stress! Thank you Nathan

Laurel, Pennant Hills, NSW
- Property Investor

Susie and Nathan were fabulous. Communication was always timely. The whole process of using Mortgage Choice for my loan was easy. Thank you.

Kate, Pymble, NSW
- Property Investor

We were looking into buying property - but we really didn't have a clue how to go about it. We were speaking to some friends and they recommended Ryan from Mortgage Choice. Ryan came to our house, sat down with us, explained the ins and outs of getting a mortgage / pre approval / how to buy a house. Ryan was an absolute pleasure to deal with. No question was unanswered, he was thorough and very professional. Ryan / Susie, thank you for making this process so easy, we would not have been able to do it without you. We will definitely recommend you to family and friends.

Sally and Rocco, Greenwich, NSW
- First Home Buyer

Hi Nathan...Once again, thank you so much for all of your help organising our mortgage for us. We will have no hesitation in recommending you to any of our friends and family should they be in need of a great broker.

Steph & Ben, Glenorie, NSW
- First Home Buyer

Help me calculate

Latest news & tips

More articles

Contact us