Car Loans & Leasing | Liverpool, Edmondson Park, Hoxton Park and surrounding areas.
Buying a new car? Chat with a Mortage Broker in Liverpool!
As your local mortgage broker in Liverpool, Edmondson Park, Hoxton Park and surrounding areas, we have access to a number of lenders, meaning that we can find you a sharply priced car loan. We can explain the options and help you decide which vehicle finance option is best suited to your needs, no matter whether you're buying through a dealer or private sale.
How long will my car loan take to be approved?
You could have your finance approved within 2 days. Sometimes, depending on the circumstances of the transaction, the loan approval process can take longer. For example, some car dealerships can try and delay the process by not providing a Tax Invoice, giving them the opportunity to quote the finance themselves.
Dealer finance explained
We know that showroom car finance can sound tempting, however it's important to dig a little deeper because the finance you sign up for may not be what you expected.
To begin with, a very low rate can come with serious strings attached. Typically, you have less room to negotiate on the price of the vehicle and that can see you paying thousands of dollars extra for your car. Plus, dealer finance can come stacked with a raft of hidden charges including monthly loan fees and commissions, which quickly bump up the true cost of car finance.
So it's important to search a range of lenders before you commit to your next car loan. Remember, dealer finance can be very restrictive, often with none of the flexible features found with many other car loans. You’ll simply be expected to chip away at finance until the last payment – and early payout penalties can cost hundreds of dollars.
If you're ready to purchase a new car, simply call Priya Deguara on 0414 854 244.
We can also help you with:
- Refinancing your home loan
- Mortgage Brokers in Edmondson Park
- Mortgage Brokers in Liverpool
- Home loans Sydney
- Buying your first property