Mortgage Broker Gwandalan, Summerland Point & Swansea
Tom Johnson is your reliable mortgage broker in the Swansea area, and he is ready to help you find the perfect home loan.
Gwandalan
- Call Us
- Office - 0425 788 202
- Open Hours
-
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Latest home loan interest rates
Starting from
%*
p.a.
Comparison rate
%#
p.a.
Start your home loan journey today
Mortgage broker Gwandalan, Summerland Point & Swansea
With an extensive personal history in property buying and investment, Tom Johnson understands the challenges that come with the buying and finance process. He knows that every person’s situation is different and requires a unique loan solution, and he will work hard to solve any problems that arise. Tom’s dedication to finding your home loan is second to none, and you can rely on him to find the best option for your needs and preferences.
An avid boater and camping enthusiast, Tom loves the Central Coast region for its beautiful beaches and laidback lifestyle. He would love to help you secure finance for your dream property in the area - just get in touch with him today to get started.
Buying your first home
Deciding to buy your own home for the first time is undeniably exciting, but it can also feel intimidating. You’ve got enough on your plate trying to find a home, organise inspections and source conveyancing - and that’s not considering the search for a home loan! Luckily, Tom Johnson can help take some of your stress away by finding you the right home loan.
Tom will help you through buying your first home in a myriad of ways, some of which include
- Assessing your eligibility for government assistance
- Answering all your questions
- Finding the right loan from a huge selection
- Completing all of your application paperwork and submitting it, including applying for pre-approval
- Supporting you through to settlement and into the future
All while communicating clearly and transparently with you - without the confusing jargon! Let Tom take care of everything, and start your home ownership journey off on the right foot. Get in touch to find out more.
Contact Tom today to discuss your financial situation further
We can also help you with
- Mortgage broker Gwandalan
- Mortgage broker Summerland Point
- Mortgage broker Swansea
- Refinancing
- Investment loans
Getting help from a guarantor
It can be difficult to save a 20% home deposit, particularly if you are already renting or have other commitments. However, if your deposit is less than this amount, you will be charged the unwelcome cost of Lenders Mortgage Insurance (LMI). Rather than slaving away for months or even years trying to get a deposit ready, you may be able to use a guarantor to get into the market faster and avoid LMI. If using a guarantor is on the cards for you, Tom Johnson can help you weigh up your options and choose the best solution for your needs and situation.
Calculating your borrowing power
The amount you can borrow will depend on factors like your income, expenses and other financial commitments, and will dictate the kind of property you will be able to afford. As your local mortgage broker, Tom can take your information and find your borrowing power - get in touch today to make your appointment. But in the meantime, why not try out our free and simple online calculator tool?
Calculate your borrowing power
Moving home checklist
Moving house is never fun, but luckily you won’t forget a thing with our handy downloadable checklist, full of tips and tricks to make your transition as smooth as possible. Download it now to start planning!
Contact Tom Johnson today on 0425 788 202 to start talking about your home loan - he is ready to help you
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
Step-by-step guide to home ownership
There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.
