Mortgage Choice logo
Tom Johnson

Investment Loans | Gwandalan, Summerland Point & Swansea

Start your home loan journey today

Investment loans Gwandalan, Summerland Point and Swansea

As a physical, tangible asset that doesn’t require any trading knowledge, property is often a go-to investment choice, especially for first-time investors. However, while its appeal is undeniable, it’s also important to be aware of potential pitfalls before investing. These might include maintenance costs, or even mortgage repayments that you can’t afford. To help you avoid these pitfalls and ensure your success for years to come, a stellar loan is a vital piece in your investment puzzle. 

Why should you invest in property?

In addition to being an inviting choice for beginner investors, property investment has several other benefits, such as

  • Relative stability over the long term
  • Potential for rental yield
  • Capital growth
  • The opportunity to take advantage of tax benefits

However, there are also downsides to consider, including

  • Loss of income during vacancy periods
  • Lack of liquidity - you can’t sell only a portion of the property if you need cash
  • Maintenance costs

What to look for in an investment property

When searching for the perfect property to add to your portfolio, consider the following:

  • Location, including nearby amenities and future developments
  • The kind of tenants you want to appeal to
  • Desirable house features, like a garage or extra bathrooms

Once you’ve found the right place, talk to Tom Johnson to make the home loan process simple. Investment loans differ from standard residential loans, so its important to get advice from a mortgage broker you trust, like Tom Johnson, about which one is right for you. You are in capable hands with Tom, who has all the knowledge required to guide you through this maze and make sure your investment is handled correctly. 

Investment loan information

Download our free guide to investment loans to learn more about what’s involved at every stage of the process.

Call Tom Johnson on 0425 788 202 to discuss your investment plans today

Tom can also assist you with:


Contact us