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Tom Johnson

Mortgage Broker Swansea | Swansea Home Loans

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Mortgage broker Swansea

Bordered by Lake Macquarie on one side and the beach on the other, Swansea is a haven for watersport enthusiasts and nature lovers. Surfing, fishing, and kayaking are all popular leisure choices, as well as plenty of parks and walking paths for those who prefer dry land. A convenient shopping centre is available for your everyday needs, including cafes, clothes boutiques and a range of food outlets. With a peaceful atmosphere yet plenty to do, you truly get the best of both worlds in Swansea. 

The median house price in Swansea was $882,000 in 2022, while the median apartment price was $610,000. Tom Johnson is your mortgage broker in Swansea - contact him today to book an appointment and discuss your home loan prospects.

Construction loans in Swansea

Whether you are building a brand new home on empty land, knocking down your current home to rebuild, or even just substantially renovating your home, a construction loan can help you reach your goals. Construction loans differ from regular loans in that instead of paying interest on the full amount immediately, your loan is drawn down in segments to pay for the building process. Usually, these payments follow the stages of the build, such as framing and lockup. The advantage of this system is that you will only pay interest on the money you have already used, keeping your initial repayments low. 

However, a construction loan also requires impeccable project management to keep on schedule, since each progressive payment will require building checks before it can be signed off. You will also need a great construction loan to maximise your chances of success. Fortunately, Tom Johnson, as your trusted mortgage broker, can help you find the perfect loan for your situation! 

With access to hundreds of different loans from a wide variety of lenders, you can be sure that you are getting the best deal when you work with Tom. He will analyse your finances and offer you valuable advice to set your construction journey off on the right foot. Book an obligation-free appointment with Tom to start discussing your options.

Learn more about property and finance

Download our range of guides to read about a selection of important home loan topics - they are completely free!

Call Tom Johnson on 0425 788 202 today - he is ready to help you secure the perfect home loan

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