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Xia Xia Yu

Xia Xia Yu & Jonathan Kim Mortgage Brokers in Concord West, Chatswood, Mosman & surrounds

Xia Xia and Jonathan are a details-oriented mortgage broking team who provide a responsive, end-to-end service. They’ll take the time to learn about their clients’ goals and circumstances before recommending the most suitable loan solution. They genuinely care about their customers and strive to provide clear explanations and guidance to ensure a streamlined, worry-free lending experience. Xia Xia and Jonathan can assist with all types of loans.

They are based in Sydney and offer a mobile service.
  • Call Us Mortgage Choice Concord West
  • Office - 0431 650 368
  • Open Hours Mortgage Choice Concord West
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Start your home loan journey today


A switched-on, astute mortgage broking team, Xia Xia and Jonathan offer strategic lending advice and support to help you secure a finance solution that addresses your long-term requirements. 

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas we service

Xia Xia and Jonathan operate with a big-picture approach, and remain available post-settlement to ensure your loan continues to adapt to your changing lifestyle and investment needs. 

They are based in Concord West and offer a mobile service.

  • Xia Xia looks after clients in the inner west, eastern suburbs and northern suburbs.
  • Jonathan is mobile across the Sydney metro area; he can also work with clients in regional NSW or interstate.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Concord West, Chatswood, Mosman and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with us to discuss your unique circumstances

Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call me today on 0431 650 368 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Xia Xia was completely amazing.

04 October 2022  

Xia Xia is an exceptional mortgage broker. This is the second time I have requested her services and she helped me to secure a loan in a very short time. All stress free as she who deal with all the paperwork and guided me every step of the way answering every enquire I had. I would absolutely recommend Xia Xia. I thank her personally for her dedication hard work and unwavering support of me. I will use her again and will recommend her to anyone I know if they need a home loan. Thankyou

04 July 2022  

Thank you and appreciate your work.

17 May 2022  

one one, SUPERB.

02 February 2022  

Xia Xia exceeded all expectations. She has been recommended across many friends and colleagues already. She made the whole process very easy and clarified any thing I needed at any crazy time I needed them clarified. I would highly recommend her service and will hopefully continue to partner with her in the future.

28 December 2021  

Xia Xia's service was absolutely amazing. Far exceeded my expectations and she walked me through every single step (more than once!) and make the whole process of purchasing my first home incredibly easy. Thank you Xia Xia - would highly recommend using her services.

03 November 2021  

Xia Xia helped me to obtain finance to purchase my first home. She was diligent, supportive, patient, precise and far exceeded my expectations. I could not have completed this process without Xia Xia’s assistance. I would recommend Xia Xia to anybody looking for a mortgage broker.

01 October 2021  

Xia Xia was fantastic through out the process. Her information and advise was accurate and she kept us updated all the way. Thanks Xia Xia!

24 September 2021  

Xia Xia was amazing!! She really understood my situation and needs and was able to tailor the right loan for me. Throughout the whole process her communication was super clear and she took the time to explain all the questions I had.

Thank you Xia Xia for all your support!

14 September 2021  

Xia Xia provided detailed explanations on the entire loan process and always swiftly answered any questions that I had during the application. I was updated at every stage of the application which made me confident in the loan.

06 March 2021  

I still can't believe I own the property. We didn't expect a home loan to be possible due to the age and my small business. I accidentally found Jonathan's contact and rang him to explain our situation. He immediately sent us some options, recommended the right bank for us, and started working on it focusing our strengths and deleting our limits. He always answered my questions promptly and gave me the best advice. The pr... read more

14 March 2022  

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