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Lance MacKichan

Your local mortgage brokers and loan experts in Thornlie, Gosnells & Harrisdale

For over 17 years, our Mortgage Choice team in Thornlie have been helping the local community reach their financial & property goals. We'll help to guide you through the home loan process while finding you the right home loan from our panel of over 25 lenders. And all at no cost to you!
  • Call Us Mortgage Choice Canning Vale
  • Office - 0414 756 049
  • Open Hours Mortgage Choice Canning Vale
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Life is short. Let us do the work for you.

We started this Mortgage Choice business over 17 years ago, and we're more passionate than ever about saving our customers the time & energy that goes into finding the right home loan. 

Choosing the right home loan could mean a great low interest rate and features to support you getting the loan paid off quickly. The problem is, there are more lenders than ever on the market making it even more difficult to find the right one. That's where our team in Thornleigh and Gosnells can help. 

  • We will sit down with you to figure out what you're after and go through your numbers with you.
  • Our team will sort through our range of home loans and lenders to find the right fit for you.
  • We will then complete the application paperwork and submit to the lender, answering any questions they have about your application on your behalf.
  • Our team will follow up with your lender to ensure that your application is moving  through to settlement.
  • We'll even remind you when it's time to review and perhaps refinance your loan to a lower interest rate or better features.

We have over 25 lenders available

Going straight to your bank will only give you access to a limited range of home loans, which may not fit you or your purchase. It's also doesn't give you the opportunity to shop around for the lowest rate. It's just one of the reasons so many Australians choose to use a mortgage broker!

At Mortgage Choice with have a wide range of over 25 lenders - including the big banks and some specialist lenders - to give you access to quality lenders with great loans. We review our full range of available home loans to see what would fit you best! We will then negotiate with the lender on your behalf, so you don't have to. Find out more about our home loan service.

What sets Mortgage Choice apart?

There are some fantastic reasons to use a mortgage broker, including the fact that our service is no cost to our customers. It's because your lender pays us a commission after your home loan has settled with them. 


"We have gone to Lance & Gina many times. The service is great and very helpful. I would go to them in the future and have advised family & friends to do the same." (Margaret, Gosnells)

Could you save on your loan?

More than home loans

Our team are proud to be able to offer more than just great home loan advice. We can help you with your car loanfinancial planbusiness & equipment finance, first home buyer incentives & grants, budgeting and much more! We have worked hard to be your local finance expert team in Thornlie & Gosnells, and believe in offering a wide range of services outside of just your home loan.

We're ready to help

If you're ready to purchase your next home, car or business - even if you're still in the planning stages - our Mortgage Choice team in Thornlie and Gosnells would love to help.

Contact us today for a no obligation chat on 08 9259 4488 or click on the Speak to us button to book a call back.

Our team service the areas of Thornlie, Gosnells, Harrisdale, Armadale, Byford, Kelmscott, Southern River, Maddington and surrounds. 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Lance the team have gone above and beyond to provide us with the best service possible with the best outcome. We appreciate everything you have done will forever recommend you to anyone looking for mortgage support. Thank you.

14 February 2024  

Thank you Josh and Gina for helping us refinance and finally get ahead Not only did you team help us, you found an issue we didnt even know about, which was a big deal. Informative, thorough, professional and helpful. We will without a doubt use your services again and we highly recommend your services to our family and friends. Gavin and Storm

06 December 2023  

From the very first phone call with Lance to the last appointment with Gina, the mortgage choice team have been amazing I am so grateful for the time they took to educate me on the different options available for my refinancing process. Their efficiency and timely responses ensured that the whole process took less than 6 weeks to complete. They also helped me with other outstanding debt which has l... read more

13 October 2023  

Lance and Gina at Mortgage Choice Canning vale are hounds down the best As first home buyers we were super overwhelmed but these guys made buying a home a breeze They took all the stress out of the process for us and were very attentive Super grateful for all their help and we couldnt recommend a better financial broker.

22 January 2023  

A friend in the industry recommended these guys to us. She said Lance knows his stuff She wasnt wrong.
After our first meeting to assess our finances Lance told us to go and find a house. That was actually the hard bit When we finally found something the mortgage choice team were incredibly efficient and helpful throughout the whole process. And as clueless first homebuyers thats very reassuring.
T... read more

05 July 2022  

My Testimony I approached Gina and Lance with the ambition to buy my first house within 6 months and they confidently shook my hand and said Lets Do IT Gina and Lance were with me every step of the way, from deciding a budget to signing contracts, they answered all of my questions throughout the entire process of obtaining my home loan. They were professional, efficient and an absolute pleasure to... read more

18 June 2022  

Mortgage Choice went up and beyond in the organisation and execution of buying my new home. Would recommend to anyone wanting a stress free home loan.
Josh Michael was very professional, knowledgeable and punctual.
Thanks Mortgage Choice

18 June 2022  

Lance and Gina helped me purchase my first home, couldn't be happier with their advise and assistance through the whole process

18 June 2022  

Good help

19 March 2022  

Lance and the team at Mortgage Choice gave us the best broker experience we have had. Amazing service, great team, smooth and worry free and the personality and nature of the team just made the whole process easy. Thanks for your hard work Lance and will definitely use again and recommend these guys to anyone.

18 August 2021  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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