Your local award winning mortgage brokers & financial advisers in Bayside
- Call Us
- Office - 03 9589 7277
- Fax - 03 9589 7233
- Open Hours
- Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Servicing the areas of Bayside in Melbourne including Bentleigh, Brighton, Moorabbin & surrounds.
Latest home loan interest rates
At Mortgage Choice Bayside, we love what we do - and it shows.
Our award winning Mortgage Choice team in Bayside love helping customers find the right home loan at the right rate, or building a great financial plan. To us, it's all about helping our customers achieve their financial goals. Hear more about Mortgage Choice in Bayside from our customers.
We have hundreds of home loans to choose from
There are lots of great reasons to use a mortgage broker! If you go directly to your bank, they usually have a limited range with products that may not suit you. At Mortgage Choice Bayside, we have hundreds of home loans from over 20 lenders - from the big banks right down to the specialist lenders - so we can find one that feels tailored to you.
In our first appointment, we'll sit down with you to go through what your goals are, what loan features would suit you best, and the lenders that will give you the best deal. We'll then do all the research to find you the right home loan, at the right rate from our wide range of lenders. Compare interest rates with our rate calculator
The team at Mortgage Choice Bayside can:
- Answer all your questions about home loans
- Sort through the hundreds of home loan options to find the right one
- Negotiate with lenders on your behalf
- Take care of the paperwork and follow up with the banks
We're your advocates with the banks
Sometimes you might need a bit of extra help in making sure you get the best deal with the banks or fixing any issues that pop up. We work for you and not the banks!
Our team at Mortgage Choice in Bayside advocate on your behalf with the banks to make sure you're getting the best deal and everything is going smoothly.
We even complete the home loan paperwork for you and answer any questions the lender has on your behalf. We also make sure to keep you updated on how the loan is progressing all the way through to settlement. Hear about how Brooke & Ryan upgraded their home with Mortgage Choice in Bayside.
Our service is no cost to you
One of the things our clients love about Mortgage Choice Bayside is that our service is no cost to you, as the lender pays us after your home loan settles - so you can enjoy our support and advice without worrying about the cost.
But what sets Mortgage Choice apart? Our paid the same philosophy means that as Mortgage Choice brokers, we're paid the same commission regardless of the home loan you choose from our wide choice of lenders.
That makes sure we're focused on the right outcome for you, and not for us. With other mortgage brokers, that may not always be the case. Our transparency with our clients is one of the reasons we're proud to be Mortgage Choice brokers.
We help with more than home loans
The mortgage broker team in Bayside don't just give great home loan advice. We have a full range of financial and loan services to help you with your first home loan to your car loan and everything in between.
- Home loans
- Investment loans
- First home loans
- Refinancing your current loan
- Personal loans
- Business loans & equipment finance
- Car loans
- Financial planning
- Budgeting & saving
Planning your financial future
At Mortgage Choice in Bayside, we never want our clients to ever have to say that they ‘should have done this years ago’.
Whether you earn $50,000 or $500,000, everyone can benefit from having a simple and effective financial plan in place to help create wealth for the future, protect you and your family or budget for your next big purchase.
Our Financial Adviser Patrick Jong, is on hand to give you the right advice, ensuring you know exactly what you need to do to protect yourself, your new home and build toward your own financial goals. Find out more about Patrick & our financial planning services
Get started with your local Bayside team
If you just want to chat about your next steps or you're ready to get moving, Mortgage Choice in Bayside are here to help! For us, it's all about helping you reach your financial goals.
Call the Bayside team anytime on 03 9589 7277 or click the Contact Us button at the top of the page.
The team at Mortgage Choice in Bayside service the suburbs of Bentleigh East, Brighton, Brighton North, Brighton East, Hampton, Hampton East, Hampton North, Moorabbin, Moorabbin East, Heatherton, Bentleigh, McKinnon, Ormond & surrounds.
We're Bayside locals too
Our recent awards
What our customers say
"I highly recommend Tim and his team from Mortgage Choice in Bayside. From first contact all the way through to settlement, they have been nothing short of amazing. Tim found me a great loan and always took the time to answer any questions I had and make sure I understood all the details and I was always kept in the loop about any developments. A great experience!" [Naomi, Brighton]
"Tim & Karen were excellent... At no time did I feel unsure or confused. All my questions were answered simply which was great. I would highly recommend their service and in fact, have already give their details to a close friend." [Gina, Highett]
"I cannot recommend Tim and the team from Mortgage Choice Bayside highly enough! As a very naive first home buyer, I needed lots of help and Tim walked me through every step of the home buying process with care, enthusiasm and incredible wisdom... After being strongly recommended to utilise Tim's services by my brother (who is also a client of Tim's), I will definitely be recommending Tim's services to any prospective home buyer." [Amy, Hampton]
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
My experience with Mortgage Choice in Bayside was extremely positive. Being a first home buyer, I was understandably nervous and overwhelmed by the process of securing a home loan. However, the friendly service, reassurance and helpful explanations I received made the process that much more manageable. Tim and Karen took everything off my hands. What's more, when we came up against problems, they went above and beyond to get them resolved as quickly as possible. I would highly recommend Mortgage Choice in Bayside and plan to use their services again in the future.
Tim at Mortgage Choice in Bayside makes loaning easy. Takes the hassle out of dealing with banks and got us the best rate by far. Will use again. Andrew & Kasey
This was my first experience on my own in obtaining finance for a new house, Tim & Karen were excellent. Very friendly, approachable and informative. At no time did I feel unsure or confused. All my questions were answered simply which was great. I would highly recommend their service and in fact have already given their details to a close friend.
A HUGE thank you to Tim, Jessa & all the team at Mortgage Choice in Bayside who helped my husband and I from the start all the way through to the eventual purchase of our first home. As first time buyers from overseas (now Australian residents) with no idea how this market worked, Tim and Team held our hands through the entire process to ensure we were well informed and empowered to make our own decisions going above and beyond at every turn. We couldn't recommend these guys more highly. Thank you again.
I can highly recommend Tim Leonard - Mortgage Choice. Tim had been referred to me by a relative and exceeded my expectations from our first meeting. I felt really well looked after and informed during the whole process. Tim, Karen and Amanda all did their utmost to ensure everything went smoothly. They provide an excellent service and I wouldn't hestitate to recommend them to others.
Tim, Karen, and the team at Mortgage Choice Bayside have handled all of our loans, from when we were nervous first home buyers, then refinancing for a better deal, to purchasing our family home, and through to purchasing investment properties. We have always been confident that we were getting the best interest rates through Tim’s connections and good standing. We will be working with Tim and Karen again in the future and highly recommend them to anyone who’s after the best rates and genuinely caring service.
Couldn't recommend Tim Leonard from Mortgage Choice more. Thanks for your support with purchasing our first house. Tim made the process seamless and was really supportive.
Tim from Mortgage Choice In Bayside goes over and above for his clients! He is such an easy person to deal with and him and his team keep you informed every step of the way. I highly recommend him to look after all your financial needs.
Tim and Karen are very efficient and reliable. I would recommend them to anyone and everyone.
I cannot recommend Tim and the team from Mortgage Choice Bayside highly enough! As a very naive first home buyer, I needed lots of help and Tim walked me through every step of the home buying process with care, enthusiasm and incredible wisdom.
He helped navigate me away from potential errors and his knowledge of the banks, my borrowing capacity and the lending and settlement processes are second to none. He was always available to answer any and all of my questions (of which there were a lot!), making buying my first home surprisingly easy.
Most of all, Tim took the time to completely understand my needs and I knew that I was in safe hands at all times. After being strongly recommended to utilise Tim's services by my brother (who is also a client of Tim's), I will definitely be recommending Tim's services to any prospective home buyer.
Tim was an integral link to buying our new home, he put his heart and soul into our financial cause. He is someone that cares for his clients, goes the extra mile to ensure all ducks are in a row, his follow ups, his communication skills both outstanding. Everything we went through during the Covid period Tim was there assisting in every way possible, he was supportive and ensured we were always informed. He got us a great deal and made the whole finance process simple - We highly recommend Tim and the team in Bayside. From here on in Tim is our finance guru for our future investments.
I highly recommend Tim, Karen and their Team at Mortgage Choice in Bayside. They have been managing my mortgages for over 11 years. When I first met them I was in a very difficult financial position and they managed to sort out my mortgage situation very quickly. I have referred them on over the years and always received positive feedback. Give them a try - you won't regret it.
Couldn't recommend Tim from Mortgage Choice in Bayside more highly - so knowledgeable and friendly, but also takes the time to explain concepts to you so that you understand - and its good to understand the biggest purchase of your life.
I have used brokers for over two decades for insurance and finance purposes. Tim Leonard and his team at Mortgage Choice Bayside are head and shoulders above anyone I have engaged with. Without doubt the best!
Tim and Karen refinanced our home loan, securing us a better rate helping us pay off our mortgage sooner. 👍👍
Step by step Guide to property ownership | Mortgage Choice Bayside
Learn more about navigating the home loan process with our free step by step guide to property ownership from Mortgage Choice Bayside. We'll go through each step and what you should expect, plus some great tips to help you make the most out of your money.
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