Your Local Mortgage Brokers & Financial Planners in Bayside

Looking for a home loan? Talk to Tim Leonard, your local Mortgage Choice broker from Bayside, VIC. Let us research and compare over 20 lenders for you

  • Office 03 9589 7277
  • Fax 03 9589 7233
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment


The team at Mortgage Choice Bayside are your local multi-award winning Mortgage Choice brokers covering the Bayside area and abroad.

Whether you are a first home buyer, are refinancing, or investing in the Bayside area of Brighton, Brighton East, Hampton, Bentleigh, Bentleigh East, McKinnon, Ormond, Moorabbin, Heatherton and abroad, Tim can help you make informed choices about what sort of loan will suit you.  He takes the time to understand your current situation and your loang term property and financial goals.

We are local residents of the Bayside area and we're dedicated to helping customers realise their property goals in this attractive locality.

Our mortgage broking and financial teams have strong industry experience and will make the process of finding, negotiation and settleing a home loan easy and stress free.  We focus on providing a friendly, knowledgeable service that will help you understand the many different home loan and financial planning options available, and most importantly, find the one that suits you.

Mortgage Choice Bayside works with a wide choice of banks and lenders, giving you a comprehensive choice of loan options.

Contact Tim on 03 9589 7277 or 0416 164 132.  Or use the "contact us" link at the top of this page.

Why use a Mortgage Broker?

Mortgage brokers remove the time, hassle and confusion that often comes with finding a home loan. 

Our job is to:

1. Understand and analyse your personal home loan requirements

2. Filter through the hundreds of home loan options available on the market

3. Find the one that most suit your individual circumstances

4. Work through the entire application process alongside you right through until settlement

5. Be available long-term to help you reassess your home loan as and when your circumstances change.


Why work with Mortgage Choice Bayside?

Mortgage Choice Bayside is dedicated to exceptional customer service, and recently won their second Mortgage Choice Business Excellence Award.

We can:

  • Answer all your questions
  • Sort through the myriad of options on offer
  • Negotiate with lenders on your behalf
  • Take care of the paperwork.

Working with an experienced Mortgage Broker and Financial Planner like Tim and Patrick will take away the stress and hassle of finding and securing a great home loan leaving you free to enjoy the process of buying your dream property. 

To help you feel confident in your future home purchase, we also help organise a detailed FREE Property Report (valued at $75), just for making a no-obligation appointment.  A Property Report can help you:

  • Pay the right price
  • Assess the worth of a property
  • Compare a property to the suburb average
  • Compare a property to other local properties
  • See how much equity you have in your home


Our home loan service is at no cost to you!

At Mortgage Choice Bayside, our service comes at no cost to you because the lenders pay us.  Our consultants get paid the same commission, no matter which home loan you choose from our panel of over 20 lenders. 

Wanting financial advice?

Our Financial Adviser, Patrick Jong is on hand to give you the right advice, ensuring you know exactly what you need to do to protect your new dream home and your family's future.  Patrick's experience as a financial planner will guide you on a path of financial growth and prosperity.  To set a plan towards a healthier and wealthier future is essential to achieving these goals.  Utilising his knowledge and guidance to lay that path and then reviewing the performance of the plan each year is a rich and fulfilling relationship between the planner and the client.  Superannuation advice, coupled with risk strategies for you and your family, and wealth creation for a better future is offered as part of our service at Mortgage Choice Bayside. 

Call Patrick or myself to arrange a no obligation meeting to discuss your financial position and direction.  At Mortgage Choice Bayside, we never want our clients to ever have to say that they ‘should have done this years ago’.  Plan now for a brighter and safer future because the future is only just around the corner. 

And there's more CHOICE!

If you are considering something other than residential loans, we can also assist you with a range of other products with the same great service.

  • Car Loans
  • Building Contents 
  • Insurance
  • Life Insurance
  • Commercial Loans
  • Personal Loans
  • Equipment Finance

Winner Single Operator of the Year Award 2016/17

Top 50 Elite Business Writers 2016 by The Advisor

Top 100 Mortgage Brokers 2016 by MPA Magazine

Finalist Single Operator of the Year Award 2012/13

National Winner Contribution To The System Award 2011/12

Finalist Single Operator of the Year Award 2011/12

Winner Single Operator of the Year Award 2010/11

Winner Rookie of the Year Award 2007/08

Winner Business Excellence Awards 2007, 2008, 2009, 2010, 2011, 2012 & 2013


Contact Mortgage Choice Bayside

Let Mortgage Choice Bayside help you find your next home loan. Phone us anytime on 03 9589 7277 or 0416 164 132. Or use the contact link at the top of this page.

"I can highly recommend Tim and Karen Leonard for looking after your home loan acquisition. My experience was that they immediately chose the right product to meet my needs, and they worked day, night, and weekend to meet a very tight deadline in sourcing the finance at short notice. Tim and Karen kept me up to date by phone, text, and e-mail, on a day to day basis (sometimes hour to hour), and made sure I was fully informed throughout the process. Their service is very professional, upfront and honest. Their efforts are Trojan, and I am a very happy and appreciative customer. It is hard to find such a high level of service in any business today."

Dr Michael O'Gorman - Property Investor
Lower Plenty, VIC

"My experience with Mortgage choice has been very pleasing. It has been extremely personalised and they are very approachable and helpful in allowing me to fulfil my financial goals. Tim was very professional and also very informative with my situation, and Karen keep me updated with the progress of my application throughout the processing period. I highly recommend Mortgage choice with your loan requirements."

Dr Benjamin Allan - Property Investor
Beaumaris, VIC

"The explanation of the products was really clear. This was especially due to having full visibility of the varying products that were available. I was kept fully informed at all stages of the process. I was even kept updated when nothing was happening - great work! Many thanks for your impeccable support and assistance throughout my refinancing. Your enthusiasm and dedication to helping me was paramount to this being an easy transaction."

Caroline Atkinson - Refinancer
Hampton, VIC

"I can highly recommend Tim Leonard - Mortgage Choice. Tim had been referred to me by a relative and exceeded my expectations from our first meeting. I felt really well looked after and informed during the whole process. Tim, Karen and Amanda all did their utmost to ensure everything went smoothly. They provide an excellent service and I wouldn't hestitate to recommend them to others."

Jenni Austin - Upgrader
Parkdale, VIC

"This was my first experience on my own in obtaining finance for a new house, Tim & Karen were excellent. Very friendly, approachable and informative. At no time did I feel unsure or confused. All my questions were answered simply which was great. I would highly recommend their service and in fact have already given their details to a close friend."

Gina Ruwoldt - Property Investor
Highett, VIC

"After being with the same mortgage financier for many years, we felt it was time to see what other
companies could offer in respect to products and savings. Our experience with Karen and Tim Leonard was fantastic, offering us many savings and new ways to set ourselves up. They were very
helpful, making sure we understood. Their professionalism and service is the best. Thank you Karen and Tim."

Darren & Nicole Ward - Refinancer
Beaumaris, VIC

"We were looking to expand our investments from just our home but we were not sure about the sort of loan and the set up we would require. Tim kindly met with our accountant which enabled us to get the best loan for our financial goals. The service we received was fantastic as Tim and Karen communicated the process to us and then went about getting everthing done efficiently. Thanks for your patience with all our questions, we will cetainly recommend Mortgage Choice in Bayside to anyone."

Michael & Tania Whittaker - Property Investor
Beaumaris, VIC

"My experience with Mortgage Choice in Bayside was extremely positive. Being a first home buyer, I was understandably nervous and overwhelmed by the process of securing a home loan. However, the friendly service, reassurance and helpful explanations I received made the process that much more manageable. Tim and Karen took everything off my hands. What's more, when we came up against problems, they went above and beyond to get them resolved as quickly as possible. I would highly recommend Mortgage Choice in Bayside and plan to use their services again in the future."

Laura Brown - First Home Buyer
Port Melbourne, VIC

"We have no hesitation in recommending the services of Tim and Karen Leonard of Mortgage Choice. Tim?s extensive product knowledge allowed us to move forward quickly with the process and we were regularly updated along the way. We were extremely satisfied with their professionalism, efficiency, attention to detail, and the personal manner in which we were dealt with."

Brendan & Robyn Jackson - Refinancer
Beaumaris, VIC

"We decided to use Mortgage Choice in Bayside purely by chance and contacting Tim and Karen was one of the best things we could have done. They took all the hassle and worry out of what would have otherwise been a very confusing and stressful time. Despite the fact we had a very long settlement (5+ months) we were regularly contacted and kept informed throughout the process. I would not hesitate to recommend their services and would certainly use them again if the need arises."

Warren & Joanne Gray - First Home Buyer
Mentone, VIC

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