First Home Buyers Richmond, Pitt Town and Bligh Park
Buying your first home in Richmond, Pitt Town or the Hawkesbury region
Entering the property market for the first time can be a sometimes daunting and confusing process if you're not getting the right advice. As your Mortgage Broker in Richmond, Pitt Town and Bligh Park, Andrew Heath and the Mortgage Choice team are able to take the hassle and stress out of getting your first home loan. They will do all the running around, keeping your mind at ease from the initial consult, right through to settlement.
At Mortgage Choice Richmond, we have access to hundreds of different loans from over twenty lenders to help find the right loan for you. Let us help you put your first home buying plans into action.
Start your home loan journey today
We'll do our best to get your loan over the line
It can sometimes be difficult to get a foothold in the property market and have your loan application approved. There are many options that can be considered that may help you achieve loan approval.
You may be eligible for state government affordability measures such as stamp duty concessions for first home buyers and first home owner grants. You may also be able to access the equity of a guarantor in order to help your loan service. Find out more about them from our Principal, Andrew Heath.
Should I get a guarantor or should I become a guarantor?
A guarantor is a third party to a loan and can help you get a home loan by offering additional security support. If you’re trying to buy a home with less than a 20% deposit, lenders may require you to pay Lender’s Mortgage Insurance otherwise known as LMI, or you will need to ask an immediate family member to go guarantor on your loan.
As a guarantor, you can guarantee as little or as much as required to get the family member’s deposit to the required 20%. Once your loved one has enough equity in their home, you can ask to be released as their guarantor.
Learn more about a guarantor loan in our short video from Andrew.
Andrew's expert advice makes the choice easy
As your local Mortgage Choice broker, Andrew and his team of brokers are committed to ensuring you truly have the best interest rate available on the market! Once they find the most suitable home loan for you, they'll also complete your loan application and follow it through to settlement, keeping you up to date along the way.
The best thing about using a Mortgage Choice broker is that through us, you have access to hundreds of home loans from over 20 lenders, including all the big banks and a range of specialist lenders. If you're ready to take action, get in touch with our team and we will check if there is a better interest rate out there for you!
We can also help you with:
- Mortgage Brokers Pitt Town
- Mortgage Brokers Richmond
- Mortgage Brokers Bligh Park
- Property Investment