Mortgage Choice (Melbourne based) - "we're ready to help you Pinpoint and Secure YOUR ideal Home Loan"
Mortgage Choice has been one of Australia’s leading mortgage brokers since way back in 1992. We’ve built our business around always putting our customer’s needs FIRST, meticulous attention to detail, open lines of communication at all times and a genuine care for each individual client.
Our fully qualified and experienced team of mortgage brokers would love to assist with all of your home loan related challenges and goals - and best of all, you won't pay us for our services (we are paid by the lenders).
What Type of Home Loan are you Looking For?
We'll search through hundreds of different loan options from more than 20 of Australia's largest banks and lenders to find the one that best suits YOU.
What Does a Mortgage Broker do - what to Expect when you Engage Mortgage Choice
Our primary goal and motivation is to track down and secure the most suitable home loan for your individual needs and preferences. We’ll be by your side from start to finish - negotiating hard with the lenders to lock in a great home loan deal for you.
Let’s break down the steps involved in securing your ideal home loan:
Step One: Let's Talk
The first step is for us to learn a bit more about you, including your current circumstances, any preferences you may have and your goals for the future.
We can catch up face to face at our office in Cheltenham, Port Melbourne or any other location of your choice throughout Melbourne.
Simply click on the orange "contact us" button up the top of this page or give us a call on 03 9585 7779 to arrange a meeting. There’s no charge or obligation involved in meeting with one of our fully qualified and experienced mortgage brokers - we’d be happy to catch up for a chat.
Step Two: We'll Get to Work
Based on our initial discussion with you, we'll then roll up our sleeves and get to work. Taking your unique set of circumstances and goals into consideration we will search far and wide to identify the most suitable home loan options for you (from our extensive panel of lenders).
Loan selection is not as simple as locking in the one with the lowest interest rate or fees. Of course, they are important elements, but there's many other considerations that can be just as crucial to you - now and into the future.
That's the advantage of engaging a good mortgage broker - we sort through all of those things for you. We know and understand the Australian home loan marketplace back to front, so once we get to know you a little better, we'll be able to pinpoint the exact loan options and features that are going to serve you best.
Step Three: Decision Time!
As soon as we have identified your best loan options, we'll then present them to you to make the final decision (you're always in charge).
Then it's time for us to prepare your loan application, negotiate with your chosen lender, gather all the necessary paperwork and do any other "legwork" that is required to get your loan settled. We'll be there for you throughout this entire process to ensure everything progresses as it should (we've got a great loan progress team working behind the scenes to help things run smoothly).
Here's a bit of an overview of the home loan application process. It outlines the steps involved and approximate timelines you should expect - Home Loan Application Process.
Mortgage Calculators - Do Some Of Your Own Research
Take some of our interactive home loan calculators for a drive, they will help you to discover:
We're Not Just Mortgage Brokers - Mortgage Choice Offer a Full Suite of Financial Solutions
In addition to providing industry leading home loan advice we also offer a wide range of financial solutions to help you protect and reach your financial goals.
We have a dedicated financial adviser on staff who is ready to assist - Jeff Morel.
Jeff can help you with Personal Insurance, Investment Planning, Wealth Creation, Superannuation, Rollover Advice, Tax Strategies and Retirement Planning.
We also offer vehicle loans, equipment finance, car loans, commercial loans, business loans, income protection, life insurance and general insurance.
Give us a call on 03 9585 7779 or contact us through the orange "contact" button up the top of this page for further information about any of these services - we'd be happy to hear from you.
Why Choose Mortgage Choice?
You can learn all about our origins, history, consumer protection initiatives and the long list of industry awards we have collected here.
While industry awards and recognition are certainly nice to receive, they are not what drive us and motivate us as we get to work each day - the satisfaction level of our clients provide us with all the motivation we need.
There's only one thing left to do - get in touch with us.
If you'd like to organise a free, no obligation appointment with one of our mortgage brokers located throughout Melbourne (you can come to us, or we'll come to you) please click the orange "contact" button at the top of this page or simply give us a call on 03 9585 7779.
We look forward to hearing from you.
"Thank you Craig for helping us with not only our homeloan but with the whole process of purchasing our first house!
It made life a lot easier for us especially when the banks made a mistake on the loan and it was sorted out without hassle."
Carly Sadler - First Home Buyer
"Shaun Curtis from Mortgage Choice was FANTASTIC!!
I loved that he took care of everything for us, he answered all my questions (and trust me there were plenty!), and everything was done with such a friendly manner! Your service is second to none, i will have no hesitation in recommending you to my family and friends!!"
Tara Anderson - First Home Buyer
"Stephen Forrester is excellent.
Friendly, accessible, always prepared to go the extra mile. Could not speak more highly of him and probably could not have gone through the process of two recent loans without his support."
Steve Conlin - Upgrader
All seems to be ok I think. Have spoken to Homeside to clarify a few things & I think I have my head around it all now.
I have settled nicely into my new home & it already feels like I have been there forever!
Thanks for all your help Stephen, this has been a painless process considering the time restraints we had! & I will be in touch when I am ready to purchase my first (of hopefully many!) investment property/s & will certainly recommend you to anyone I know who may be looking for a mortgage broker."
Tania Middleton - First Home Buyer
Thanks so much to you and your team for our lovely bottle of wine, what a great idea, very thoughtful.
Thank you for being so thorough and patient with us and our many questions throughout the whole homeloan process. We have moved in to our new place and although we are still living amongst many boxes yet to be unpacked, we are very very happy.
Nicki & Pete - Upgrader
Thank you for all your assistance with my home loan application process. I really appreciated your calmness and help with all my questions and queries.
I said to Chris earlier today how great you have been and how it was nice to actually meet the capable person on the other end of the phone/email when I delivered some documents to the office.
I am very happy to recommend the services of Mortgage Choice Cheltenham. Many thanks, again."
Heather S - Upgrader
Kew, Melbourne, VIC
Christine and I would also like to thank you for all your help and services.
I would have no hesitation in recommending yourself and Mortgage Choice to anyone!
An experience that some say can be very daunting and exhausting has been an absolute breeze!
Any issues please give me a call.
Max Horne - First Home Buyer
Oakleigh, Melbourne, VIC
"Thanks Craig you really helped us a lot..would really recommend him as one of the valuable employee of Mortgage Choice."
Ven S - Property Investor
" Hi Jordan,
Thanks for the update last week, we would like to thank all the team at Cheltenham mortgage choice for their outstanding service and professional approach, nothing has been too much trouble all questions answered just an overall outstanding service and we would not hesitate to recommend you guys or use you again in the future.
Once again a big thanks."
Darren and Alexandra B - Refinancer
Just wanted to let you know that, once again, I have been blown away by the awesome service provided by you and your team. I have been through your brokerage three times in the last two years to refinance my mortgage and each time your pleasant disposition, your promptness in getting things done (even coming to my workplace on numerous occasions to get documents signed) and the patience that you have shown when I was lost in a sea of numbers, could not possibly be surpassed. I would not hesitate in recommending you to any of my friends or colleagues, and look forward to dealing with you in the future.
You guys ROCK!!!! Thank you thank you thank you for your amazing service."
I. McKibbin - Refinancer
I just wanted to say thanks so much for all your help over the past 12+ months.
I am truly grateful for all your time, effort and energy you have put into helping me out with everything!
I appreciate that you tried to make the whole process on your end as easy as possible to deal with for me given my circumstances.
You should be proud of your professionalism whilst being easy and down to earth to talk to.
Marisa - Financial Planning
First home buyer's guide
Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.