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Anthony Smith

Put Melbourne's Leading Mortgage Brokers to Work for You


Mortgage Choice in Cheltenham, Melbourne are a friendly, motivated and experienced team of home loan / mortgage brokers operating in Melbourne suburbs.
  • Call Us Mortgage Choice Cheltenham
  • Office - 03 9585 7779
  • Fax - 03 8610 0365
  • Open Hours Mortgage Choice Cheltenham
  • 08:30-20:30 Monday to Friday.
    After hours and weekends we're available via appointment.
  • Free Appointment

302 Charman Road CHELTENHAM, VIC 3192
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Mortgage Choice (Melbourne based) - "we're ready to help you Pinpoint and Secure YOUR ideal Home Loan"

Mortgage Choice has been one of Australia’s leading mortgage brokers since way back in 1992. We’ve built our business around always putting our customer’s needs FIRST, meticulous attention to detail, open lines of communication at all times and a genuine care for each individual client.

Our fully qualified and experienced team of mortgage brokers would love to assist with all of your home loan related challenges and goals - and best of all, you won't pay us for our services (we are paid by the lenders).

What Type of Home Loan are you Looking For?

We'll search through hundreds of different loan options from more than 20 of Australia's largest banks and lenders to find the one that best suits YOU.


What Does a Mortgage Broker do - what to Expect when you Engage Mortgage Choice

Our primary goal and motivation is to track down and secure the most suitable home loan for your individual needs and preferences. We’ll be by your side from start to finish - negotiating hard with the lenders to lock in a great home loan deal for you.

Let’s break down the steps involved in securing your ideal home loan:

Step One: Let's Talk

The first step is for us to learn a bit more about you, including your current circumstances, any preferences you may have and your goals for the future.

We can catch up face to face at our office in Cheltenham, Port Melbourne or any other location of your choice throughout Melbourne.

Simply click on the orange "contact us" button up the top of this page or give us a call on 03 9585 7779 to arrange a meeting. There’s no charge or obligation involved in meeting with one of our fully qualified and experienced mortgage brokers - we’d be happy to catch up for a chat. 

Step Two: We'll Get to Work

Based on our initial discussion with you, we'll then roll up our sleeves and get to work. Taking your unique set of circumstances and goals into consideration we will search far and wide to identify the most suitable home loan options for you (from our extensive panel of lenders).

Loan selection is not as simple as locking in the one with the lowest interest rate or fees. Of course, they are important elements, but there's many other considerations that can be just as crucial to you - now and into the future.

That's the advantage of engaging a good mortgage broker - we sort through all of those things for you. We know and understand the Australian home loan marketplace back to front, so once we get to know you a little better, we'll be able to pinpoint the exact loan options and features that are going to serve you best.

Step Three: Decision Time!

As soon as we have identified your best loan options, we'll then present them to you to make the final decision (you're always in charge).

Then it's time for us to prepare your loan application, negotiate with your chosen lender, gather all the necessary paperwork and do any other "legwork" that is required to get your loan settled. We'll be there for you throughout this entire process to ensure everything progresses as it should (we've got a great loan progress team working behind the scenes to help things run smoothly).

Here's a bit of an overview of the home loan application process. It outlines the steps involved and approximate timelines you should expect - Home Loan Application Process.

Mortgage Calculators - Do Some Of Your Own Research

Take some of our interactive home loan calculators for a drive, they will help you to discover:


We're Not Just Mortgage Brokers - Mortgage Choice Offer a Full Suite of Financial Solutions

In addition to providing industry leading home loan advice we also offer a wide range of financial solutions to help you protect and reach your financial goals.

We offer vehicle loans, equipment finance, car loans, commercial loans, business loans, income protection, life insurance and general insurance.

Give us a call on 03 9585 7779 or contact us through the orange "contact" button up the top of this page for further information about any of these services - we'd be happy to hear from you.


Why Choose Mortgage Choice? 

You can learn all about our origins, history, consumer protection initiatives and the long list of industry awards we have collected here.

While industry awards and recognition are certainly nice to receive, they are not what drive us and motivate us as we get to work each day - the satisfaction level of our clients provide us with all the motivation we need.



What's Next?

There's only one thing left to do - get in touch with us.

If you'd like to organise a free, no obligation appointment with one of our mortgage brokers located throughout Melbourne (you can come to us, or we'll come to you) please click the orange "contact" button at the top of this page or simply give us a call on 03 9585 7779.

We look forward to hearing from you.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Couldnt be happier with our dealings with Stephen Forrester from mortgage choice- exceptional service. He and Katrina guided us through every step. Would definitely recommend them.

21 January 2024  

Big thanks to Rhys for helping us into our first home, and navigating changing timelines and a couple of little challenges throughout

26 November 2023  

Great service appreciate all the hard work.

20 November 2023  

Stephen Forrester is an exceptional broker He guided me through every step of the process, and working with Katrina was also a delightful experience. I highly recommend Stephen and the Mortgage Choice team.

01 November 2023  

I would highly recommend Mortgage Choice. The process was smooth and David was always available to answer any enquiries. I was given an overview of all my choices to make an informed decision.

27 September 2023  

We could not thank Rhys enough He was great to deal with, quick and efficient. He explained everything clearly so we completely knew what was going on. From start to finish we have had a great experience Thankyou again Rhys

01 August 2023  

David and Anthony are absolutely incredible at reorganising your finances and mortgage to help get your life in order. I cannot recommend them enough, do not go anywhere else 6 stars if I could... Many thanks from my family

22 March 2023  

Big thanks to Rhys from Mortgage Choice for his expertise in supporting us to purchasing our first home. As it is a daunting process, Rhys was there every step of the way to ensure we had the best possible experience. He never left a question unanswered and for this we are truly grateful. He was efficient in everything he did, from instant communication to following up anything that was needed. Highly recommend
Dan El

24 February 2023  

A big thank you to David Ross and Shaun Curtis and of course Anthony Smith for their expertise, advice and care in helping me refinance and set up new mortgages at a very complicated and stressful time. I always felt like I was in the very best of professional hands. I recommend them highly. Thank you so very much.

20 February 2023  

A big thank you to David Ross and Shaun Curtis for their expertise, advice and care in helping me refinance and set up new mortgages at a very complicated and stressful. I always felt like I was in the very best of professional hands. I recommend them highly. Thank you so very much.

19 February 2023  

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First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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