18 Sep 2014
Craig Micallef was very thorough, clear and patient whilst walking us through the mortgage process. Also easy to contact and followed up issues promptly. Highly recommended.
Mortgage Choice has been one of Australia’s leading mortgage brokers since way back in 1992. We’ve built our business around always putting our customer’s needs FIRST, meticulous attention to detail, open lines of communication at all times and a genuine care for each individual client.
Our fully qualified and experienced team of mortgage brokers would love to assist with all of your home loan related challenges and goals - and best of all, you won't pay us for our services (we are paid by the lenders).
We'll search through hundreds of different loan options from more than 20 of Australia's largest banks and lenders to find the one that best suits YOU.
Our primary goal and motivation is to track down and secure the most suitable home loan for your individual needs and preferences. We’ll be by your side from start to finish - negotiating hard with the lenders to lock in a great home loan deal for you.
Let’s break down the steps involved in securing your ideal home loan:
The first step is for us to learn a bit more about you, including your current circumstances, any preferences you may have and your goals for the future.
We can catch up face to face at our office in Cheltenham, Port Melbourne or any other location of your choice throughout Melbourne.
Simply click on the orange "contact us" button up the top of this page or give us a call on 03 9585 7779 to arrange a meeting. There’s no charge or obligation involved in meeting with one of our fully qualified and experienced mortgage brokers - we’d be happy to catch up for a chat.
Based on our initial discussion with you, we'll then roll up our sleeves and get to work. Taking your unique set of circumstances and goals into consideration we will search far and wide to identify the most suitable home loan options for you (from our extensive panel of lenders).
Loan selection is not as simple as locking in the one with the lowest interest rate or fees. Of course, they are important elements, but there's many other considerations that can be just as crucial to you - now and into the future.
That's the advantage of engaging a good mortgage broker - we sort through all of those things for you. We know and understand the Australian home loan marketplace back to front, so once we get to know you a little better, we'll be able to pinpoint the exact loan options and features that are going to serve you best.
As soon as we have identified your best loan options, we'll then present them to you to make the final decision (you're always in charge).
Then it's time for us to prepare your loan application, negotiate with your chosen lender, gather all the necessary paperwork and do any other "legwork" that is required to get your loan settled. We'll be there for you throughout this entire process to ensure everything progresses as it should (we've got a great loan progress team working behind the scenes to help things run smoothly).
Here's a bit of an overview of the home loan application process. It outlines the steps involved and approximate timelines you should expect - Home Loan Application Process.
Take some of our interactive home loan calculators for a drive, they will help you to discover:
In addition to providing industry leading home loan advice we also offer a wide range of financial solutions to help you protect and reach your financial goals.
We have a dedicated financial adviser on staff who is ready to assist - Jeff Morel.
Jeff can help you with Personal Insurance, Investment Planning, Wealth Creation, Superannuation, Rollover Advice, Tax Strategies and Retirement Planning.
Give us a call on 03 9585 7779 or contact us through the orange "contact" button up the top of this page for further information about any of these services - we'd be happy to hear from you.
You can learn all about our origins, history, consumer protection initiatives and the long list of industry awards we have collected here.
While industry awards and recognition are certainly nice to receive, they are not what drive us and motivate us as we get to work each day - the satisfaction level of our clients provide us with all the motivation we need.
There's only one thing left to do - get in touch with us.
If you'd like to organise a free, no obligation appointment with one of our mortgage brokers located throughout Melbourne (you can come to us, or we'll come to you) please click the orange "contact" button at the top of this page or simply give us a call on 03 9585 7779.
We look forward to hearing from you.
Carly Sadler - First Home Buyer
Tara Anderson - First Home Buyer
Steve Conlin - Upgrader
Tania Middleton - First Home Buyer
Nicki & Pete - Upgrader
Heather S - Upgrader
Kew, Melbourne, VIC
Max Horne - First Home Buyer
Oakleigh, Melbourne, VIC
Ven S - Property Investor
Darren and Alexandra B - Refinancer
I. McKibbin - Refinancer
Marisa - Financial Planning
Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.