Your local mortgage brokers & finance experts | Ringwood & Croydon

When it comes to a big decision like your home loan, financial plan or business finance, having the right team on your side - a team like Mortgage Choice Ringwood - can make a big difference. We're here to help make your next big financial step a great one.

  • Office 03 9876 8455
  • Fax 03 9876 8488
  • Open Hours

  • After hours by appointment Free Appointment
Suite 1, 1st Floor, 164 Maroondah Hwy RINGWOOD, VIC 3134
  • 5.00
  • 6 Google Reviews Mortgage Choice in Ringwood

Latest home loan interest rates

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Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings? 

Expert advice for the next big step in your finances.

With a big step like choosing the right home loan, you'll need a team of experts on your side - a team who knows what's available & can get you the right loan with a great rate & features.

Graeme, Stacey & their team from Mortgage Choice in Ringwood and Croydon are passionate about making sure that their customers find the right home loan from the start. We'll negotiate with the banks on your behalf & find you the right home loan to suit your purchase. 

Starting out as a family business, our Ringwood & Croydon team has now been built up into a team of loan & finance experts, here to help you take the next big financial step. Whatever your plans are, book an appointment with us today to see how we can make it easier for you and get you a great deal in the process. 

Check out the lowest rates on our lender panel.

We'll get you a great rate & features

A great rate & features (like an offset account) are the foundations for finding a home loan to suits your budget & goals. With hundreds of home loans to choose from and a panel of over 20 lenders - from big banks down to boutique lenders - we'll find you a home loan with both a great rate & features to suit.

"Thank you Graeme and Stacey for once again, being so thorough & helpful with our application. As returning customers, it's a relief to know everything is so organised and we always get a great deal! Thanks!" [ D & V Evans, Croydon Hills ]

We'll make it easy

You might already know just how many loan options are available in the market right now. If you have information overload or just short on time, our team of Mortgage Brokers in Ringwood and Croydon make it easy for you to sort through it all. 

  • We sit down with you to figure out your budget & goals. We'll figure out how much you can borrow & what your repayments might be. 

  • We do all the research and shopping around for you, searching through hundreds of home loan to find you a small selection of great home loans to suit.

  • We explain everything in a way so that you are fully understanding of each home loan product and confidently make an informed decision. Then YOU make the final choice on what product you think will suit best.

  • We'll complete the paperwork on your behalf and keep you updated on how the loan is progressing all the way through to settlement.

"Beyond what was expected. Always able and willing to answer any questions, no matter how simple or complex they were. This decreased our stress immensely. Thank you!" [ BJ & MJ, Mooroolbark ]

We'll help with a range of services

We've got a range of financial services to help you make every step of your finance journey a good one! We'll do the shopping around for the right loan product and help you through the entire process. 

Our team of brokers are particularly passionate about having a financial plan in place to reach your goals. It's simple & effective and will have a big positive affect on your finances in the long run.

Find out more about our financial planning services here.

All at no cost to you

Like many mortgage brokers, our home loan service is no cost to you as the lender pays us a commission after your loan is settled. However, unlike other mortgage brokers, Mortgage Choice has our 'paid the same philosophy', a philosophy both our customers & our team love.

As Mortgage Choice brokers, we're paid the same rate of commission regardless of the home loan you choose from our wide choice of lenders. This ensures we're focused on the best outcome for you, and not for us.

We're here to help you take the next big financial step

Our team at Mortgage Choice Ringwood have years of experience in finding the right home loan through to building a great financial plan for our customers. 

Our team of brokers are mobile and able to come by at a time & place that suits you. We also have a conveniently located office at 164 Maroondah Highway in Ringwood.  We would love to see you.

Call us on 03 9876 8455 or click on Contact Us at the top of the page. We're excited to get started! 

Our team service the areas of: Wattle Glen, Hurstbridge, Strathewen, Donvale, Warrandyte, Park Orchards, Chirnside Park, Ringwood, Ringwood North, Warranwood, Heathmont, Ringwood East, Croydon, Croydon Hills, Croydon North, Croydon South, Kilsyth, Kilsyth South, Mooroolbark, Seville, Wandin East, Wandin North, Lilydale, St Andrews, Tarrawarra, Yarra Glen & surrounds.

"Amazing service by everyone involved. Very professional & it was a smooth transition. We could not be happier. We got the best deal ever! [ J & J McBride, Seville ]

We can help you with:

What makes us different?

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























Google Reviews


Graeme was very responsive and the whole process was clearly communicated. He was also flexible in making time outside of business hours and being available to answer questions....

Mortgage Choice in Ringwood


Highly recommend Graeme and Stacey. Super helpful from the very first point of contact through to finalising the loans and aftercare calls. Made us feel comfortable at all times...

Mortgage Choice in Ringwood


Highly recommend this service, Graeme and Stacey are incredibly helpful and go above and beyond to assist and work through what needs to be done to get the job completed.

Mortgage Choice in Ringwood


We have been coming to Mortgage Choice Ringwood for many years now and the service is first class. Graeme and Stacey are the ultimate professionals who go above and beyond to m...

Mortgage Choice in Ringwood


The service provided by Graeme and Stacey at Mortgage Choice Ringwood is exceptionally professional. They are both very experienced brokers who are able to meet client's needs i...

Mortgage Choice in Ringwood

See all google reviews

"We love that you're straight talking, cut to the chase, and you won't take any crap! It was great to know we had someone on our side during the process. A very BIG thankyou to yourself and Stacey!"

Emily Flynne and Geoff Barret - Upgrader
Melbourne, VIC

"Fantastic to work with. Utmost professionalism. I would (and do) recommend highly to anyone. Graeme knows his stuff!"

Brett Hall - Refinancer
Mount Evelyn, VIC

"Mortgage Choice Ringwood provide a wonderful and helpful service. Friendly staff, and prompt responses to all emails and calls.
An overall great experience."

Beck & Tom Palmieri - Refinancer
Croydon, VIC

"The service provided by Graeme and Stacey at Mortgage Choice Ringwood & Croydon is exceptionally professional. They are both very experienced brokers who are able to meet client's needs in a very friendly, prompt and reliable manner. "

Scott Reece - First Home Buyer
Croydon, VIC

"Dear Graeme & Stacey, I wanted to send you a heartfelt thank you for all of your hard work in helping me arrange finance to purchase my place. As you know, I’ve used your services in the past and wouldn’t think of using anybody else for future finance, should the need arise. Your hard work and dedication to helping me get this over the line was invaluable and I doubt I would have had a favourable outcome without your help and expertise. So again, I thank you for your help and wish you continued success into the future. Forever grateful!"

Lisa Finnis - Upgrader
Croydon, VIC

"Beyond what was expected. Always able and willing to answer any questions, no matter how simple or complex they were. This decreased our stress immensely.
Thank you!"

MJ and BJ Salau-Foster - Upgrader
Mooroolbark, VIC

"Graeme and Stacey are great. Very efficient, pleasant and professional. I have already recommended Mortgage Choice Ringwood to family and friends. As a return customer, I was more than pleased!
Thank you!"

Sue Orpwood - Refinancer
Bayswater, VIC

"Highly recommend this service, Graeme and Stacey are incredibly helpful and go above and beyond to assist and work through what needs to be done to get the job completed."

Julie Wheeler - Upgrader
Croydon, VIC

"Graeme kept me informed and updated throughout the whole home loan application process.
I was never once left wondering where it was at."

R Griffiths - Property Investor
Blackburn, VIC

"Loved the friendly and helpful service provided.
You explained every step of the process in simple and understandable terms.
Thank you!"

Deborah Price - Refinancer
Wantirna, VIC

Step by step Guide to property ownership | Ringwood & Croydon

If you're just starting out on your home loan journey - this e-guide is for you! It covers the home loan process, things to think about and has loads of hints & tips for you. Download your own version from Mortgage Choice Ringwood! Find out more about our home loan service.

Download now


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