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Graeme Andrew

Your local mortgage brokers & home loan expert in Ringwood, Croydon & Lilydale

When it comes to a big decision like your home loan, having the right team on your side - a team like Mortgage Choice Ringwood - can make a big difference. Our free home loan service will save you hours of research and paperwork, and help make your next step a great one.
  • Call Us Mortgage Choice Ringwood
  • Office - 03 9876 8455
  • Fax - 03 9876 8488
  • Open Hours Mortgage Choice Ringwood
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Suite 1, 1st Floor, 164 Maroondah Hwy RINGWOOD, VIC 3134
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Expert advice for the next step in your finances

With a big step like choosing the right home loan, you'll need a team of experts on your side - like our team at Mortgage Choice in Ringwood. We know what's available & can get you the right loan with a great rate & features.

Our free home loan service

You might already know just how many loan options are available in the market right now. If you have information overload or are just short on time, our Mortgage Broker Ringwood team will do the work for you.

  • We sit down with you to figure out your budget & goals. The Mortgage Broker Ringwood team will figure out how much you can borrow & what your repayments might be.
  • We do all the research and shopping around for you, searching through hundreds of home loan to find you a small selection of great home loans to suit. We'll talk you through the pros and cons of each.
  • We explain everything in a way so that you fully understand of each home loan product and can confidently make an informed decision. With our guidance, you make the final choice on what product you think will suit best.
  • We'll complete the paperwork on your behalf and keep you updated on how the loan is progressing all the way through to settlement.

Compare our lowest interest rates

All at no cost to you

We're here to help you take the next big financial step

Our Mortgage Broker Ringwood team have years of experience in finding the right home loan for our customers. With the right rate and right features, we will structure your home loan to work for you in the long run.

Our team of brokers are mobile and able to come by at a time & place that suits you. We also have a conveniently located office at 164 Maroondah Highway in Ringwood.

Call the Mortgage Broker Ringwood team on 03 9876 8455 to chat about your next steps in property. We're excited to get started!

Our team service the areas of: Wattle Glen, Hurstbridge, Strathewen, Donvale, Warrandyte, Park Orchards, Chirnside Park, Ringwood, Ringwood North, Warranwood, Heathmont, Ringwood East, Croydon, Croydon Hills, Croydon North, Croydon South, Kilsyth, Kilsyth South, Mooroolbark, Seville, Wandin East, Wandin North, Lilydale, St Andrews, Tarrawarra, Yarra Glen & surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

sue smith

23 May 2022

Graham and Stacey have a great knowledge of loans and super easy to deal with making the whole experience stress free ??

Tracey Lawrence

20 Apr 2022

All me dealings with Graeme have been great. As I was taking out a mortgage on my own, he was incredibly patient with me and answered all my questions and concerns. I highly r...

Jackie Newman

17 Mar 2022

We have used Mortgage Choice Ringwood 3 times for a home loan and refinancing. My experience with Mortgage Choice has always been a great! They are friendly, easy to deal with a...


03 Jan 2022

Mortgage Choice Ringwood have assisted us with our mortgage finance needs for nearly 20 years and we have found Graeme and Stacey to be personable, efficient and professional in...

Craig Sedgmen

14 Dec 2021

For over 15 years Graeme has helped me to build a property portfolio. His advise has been extremely valuable. From negotiating with the banks to dealing with the purchasing pro...

Gabrielle O'Meara

11 Dec 2021

Stacey and Graeme are simply brilliant. They were so helpful, responsive and professional in getting our loan approved and settled. Sincere thanks to an awesome team.

Jess Moore

16 Sep 2021

After not finding our previous mortgage broker very helpful or personable, we were recommended Graeme Andrew at Mortgage Choice in Ringwood. Both he and Stacey have been wonderf...

Matt Daly

15 Sep 2021

This is the fourth time we’ve used Graeme Andrew and Mortgage Choice to assist us with Home Loan brokerage / refinancing. He is efficient, has great communication, is patient an...

Andrew Samuel

27 Aug 2021

Graeme and Stacey were fantastic to deal with. They are highly knowledgeable, responsive and were very determined to make sure they got us the best outcome possible, even when i...

Andrew Hamilton

24 Aug 2021

Delighted with the level of professionalism and responsiveness provided by Graeme and Stacey at Mortgage Choice Ringwood. They made the process for our refinancing requirements...

Geoff Lovell

19 Aug 2021

After dealing with Graeme and Stacey at Mortgage choice in Ringwood for many years and the amount of times they have got us out of trouble as well as the best results is amazing...

Mick Knight

03 Aug 2021

Graeme and Stacey will sort the lot with no need to worry or stress. When you have these fantastic friendly and very helpful people looking after your loans. We had a few housin...

Tegan Cant

29 Jun 2021

Graeme and Stacey were incredibly supportive throughout the whole process of purchasing my first home. They were always available to talk me through anything I was unsure about...

J Easton

30 Mar 2021

We have worked with Graeme and Stacey on a number of occasions and they have always provided a professional and friendly experience. The process is always stress free and straig...

david spike

18 Feb 2021

We have worked with Graeme and Stacey on a few occasions now and they are our broker of choice. Their ability to understand our particular needs and situation has been outstandi...

Jane Davies

08 Dec 2020

What an amazing experience we had. The whole process was so easy and stress free. Cant thank this team enough

Rachel Berka

28 Nov 2020

Highly recommend Mortgage Choice Ringwood. Graeme and Stacey go above and beyond- even during COVID-19 lockdowns.

Craig Pritchard

25 Nov 2020

Graeme and Stacey were a fantastic support the whole way through the property buying process. They were always available to answer any questions and kept me informed and updated...


26 Oct 2020

Graeme, Stacey and Deepak have all put so much effort and care into our First Home Builder experience. With no shortage of road bumps, delays and unexpected hiccups, the team we...

Sebastian Gurciullo

29 Sep 2020

Graeme and Stacey made my recent financing an almost effortless experience, presenting me with the best options and making sure that they got all the necessary documentation don...

Stephen Attwood

23 Sep 2020

Graeme and Stacey from Mortgage Choice were fantastic! They worked very hard for us to get much better interest rates than our existing bank would offer (even though we'd been...


26 Aug 2020

Graeme was so helpful in handling our refinancing which was one left of centre. He listened to all of our needs and found us a great deal. Highly recommend him to anyone!

Dale Maxwell

24 Aug 2020

Stacey and Graeme are like family as we have trusted and relied upon them over the years. We have always enjoyed genuine, honest and professional service with our best interest...

Paul Bailey

19 Aug 2020

Graeme and Stacey worked very closely with us to support when planning and making decisions about our finances. We were both confident in their advice and together we were able...

Jenny Chen

19 Feb 2020

Graeme was very responsive and the whole process was clearly communicated. He was also flexible in making time outside of business hours and being available to answer questions....

Kim Aitken

12 Feb 2020

Highly recommend Graeme and Stacey. Super helpful from the very first point of contact through to finalising the loans and aftercare calls. Made us feel comfortable at all times...

Julie Wheeler

27 May 2019

Highly recommend this service, Graeme and Stacey are incredibly helpful and go above and beyond to assist and work through what needs to be done to get the job completed.


16 Mar 2019

We have been coming to Mortgage Choice Ringwood for many years now and the service is first class. Graeme and Stacey are the ultimate professionals who go above and beyond to m...

Scott Reece

13 Mar 2019

The service provided by Graeme and Stacey at Mortgage Choice Ringwood is exceptionally professional. They are both very experienced brokers who are able to meet client's needs i...

See all Google reviews

We love that you're straight talking, cut to the chase, and you won't take any crap! It was great to know we had someone on our side during the process. A very BIG thankyou to yourself and Stacey!

Emily Flynne and Geoff Barret, Melbourne, VIC
- Upgrader

Fantastic to work with. Utmost professionalism. I would (and do) recommend highly to anyone. Graeme knows his stuff!

Brett Hall, Mount Evelyn, VIC
- Refinancer

Mortgage Choice Ringwood provide a wonderful and helpful service. Friendly staff, and prompt responses to all emails and calls.
An overall great experience.

Beck & Tom Palmieri, Croydon, VIC
- Refinancer

The service provided by Graeme and Stacey at Mortgage Choice Ringwood & Croydon is exceptionally professional. They are both very experienced brokers who are able to meet client's needs in a very friendly, prompt and reliable manner.

Scott Reece, Croydon, VIC
- First Home Buyer

Dear Graeme & Stacey, I wanted to send you a heartfelt thank you for all of your hard work in helping me arrange finance to purchase my place. As you know, I’ve used your services in the past and wouldn’t think of using anybody else for future finance, should the need arise. Your hard work and dedication to helping me get this over the line was invaluable and I doubt I would have had a favourable outcome without your help and expertise. So again, I thank you for your help and wish you continued success into the future. Forever grateful!

Lisa Finnis, Croydon, VIC
- Upgrader

Beyond what was expected. Always able and willing to answer any questions, no matter how simple or complex they were. This decreased our stress immensely.
Thank you!

MJ and BJ Salau-Foster, Mooroolbark, VIC
- Upgrader

Graeme and Stacey are great. Very efficient, pleasant and professional. I have already recommended Mortgage Choice Ringwood to family and friends. As a return customer, I was more than pleased!
Thank you!

Sue Orpwood, Bayswater, VIC
- Refinancer

Highly recommend this service, Graeme and Stacey are incredibly helpful and go above and beyond to assist and work through what needs to be done to get the job completed.

Julie Wheeler, Croydon, VIC
- Upgrader

Highly recommend Graeme and Stacey from Mortgage Choice in Ringwood. Super helpful from the very first point of contact through to finalising the loans and aftercare calls. Made us feel comfortable at all times and even recommended services to assist us with the process. Thank you!!

Kim Aitken, Croydon, VIC
- Upgrader

Graeme kept me informed and updated throughout the whole home loan application process.
I was never once left wondering where it was at.

R Griffiths, Blackburn, VIC
- Property Investor

Loved the friendly and helpful service provided.
You explained every step of the process in simple and understandable terms.
Thank you!

Deborah Price, Wantirna, VIC
- Refinancer

Factsheet: The different home loan types | Mortgage Broker Croydon

Choosing the right home loan is important, and can be a tricky decision if you don't understand what makes each type different! Our team at Mortgage Choice in Ringwood & Croydon can help you understand more about the lender & home loan type that will suit you and your budget. In meantime, download our free factsheet on the different home loan types along with pros & cons of each.

Download now


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