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John Iskra

Mortgage Broker & Home Loans Melbourne CBD, Ringwood, Croydon, Chirnside Park, Lilydale, Coldstream, Yarra Glen, Healesville & surrounding areas

Looking for the right mortgage and a great home loan rate? John and Jo will negotiate with 30+ lenders to get you a great deal. They do all the paperwork for you and they don't charge you for their mortgage broking service. Make an appointment with John or Jo today. We can zoom/google meet or come and see you
Expert advice and friendly service.
T: (03) 9725 5799 M: 044 888 9955
  • Call Us Mortgage Choice Croydon
  • Mobile - 0448 889 955
  • Office - 03 9725 5799
  • Fax - 03 9725 5733
  • Open Hours Mortgage Choice Croydon
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

PO Box 2 CROYDON, VIC 3136
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Start your home loan journey today

Hi, I am John, I am one of the top performing brokers in Victoria with over a decade of experience helping thousands of people like you get the right loan at the best rate.

If you need help refinancing at a lower rate we can come to you to get you sorted. 

They specialise in finding you the right loan from one of the 30+ lenders on their panel, be it for your first home, next home, investment property, equipment finance, car or personal loan.

So, if you are time poor and looking for someone you can trust to help you find the best loan with no fuss or effort then look no further?

 Let John and his team help you with:

  • refinancing
  • a first home buyer
  • an upgrader or downsizer
  • a property investor
  • buying commercial property
  • an expat or non-resident, buying in Australia
  • needing another type of loan, eg car loan

In the meantime, if you would like to do some of your own research you can take a look at our Calculators page to get an idea of what repayments you can afford.


Why people choose John?
  • over a decade of experience, professional and free to you
  • He will find you the best mortgage or home loan rate   no matter your needs or circumstances
  • His wealth of knowledge and advice is free to you and not influenced by commissions.
  • John does all the paperwork and lender chasing 
  • John is friendly, down to earth and loves helping people and provides you with excellent service.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Ringwood, Croydon, Chirnside Park, Lilydale, Coldstream, Yarra Glen, Healesville and surrounds, we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with John and his team to discuss your unique circumstances.


Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call John and his team today 

Speak to John or Jo today.

  • Call our office: 03 9725 5799

  • John's mobile: 044 888 9955  

  • email

We Service Ringwood, Lilydale, Chirnside Park, Mooroolbark, Yarra Ranges, Yarra Valley, Seville, Wandin, Mt Evelyn and surrounding areas

You too will discover why so many people decide to use brokers like John and Jane from Mortgage Choice - they do all the hard work for you and it is absolutely FREE.

 Check out our online publications here:

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Fantastic experience dealing with John at mortgage choice. Couldnt recommend more highly Great advice and service. Thanks again
Recently refinanced 2 loans to NAB and couldnt be happier with the service and rates. I have a background in finance and the advice and knowledge John has about finance and mortgage Broking is second to none. If you want quality informed service that always has your best intere... read more

17 July 2021  

I would highly recommend the service provided by John and the team at Mortgage Choice in Croydon. I recently refinanced my loan and John was able to handhold me through the process to secure an excellent deal on my new loan. Not being an expert in this field myself, John was able to explain things in layman's terms and provide timely answers to all my questions along the way. I will definitely use John and team again for any future finance related matters.

18 July 2019  

John is very helpful and made sure we had the right setup for our loan. Everything was explained well and was very diligent in handling things quickly.
We will use their services again in the future.

18 July 2019  

Fantastic service, extremely accomodating. Highly recommend

18 July 2019  

John has been a real joy throughout the whole experience while finding us the best deal and keeping us informed along the way.

18 July 2018  

John was helpful professional knowledgeable. He made the process to refinance my mortgage so simple I wish I had done it earlier Would highly recommend him

18 July 2018  

John was a great person to deal with who handled everything for us. Would recommend to friends and family

18 July 2018  

John has helped us navigate two property purchases to date and we would have been completely lost without him

18 July 2018  

John is extremely efficient and proffesional. Helped me with my first home loan and was happy to answer all my questions. Would recommend to anyone.

18 July 2018  

John was extremely helpful with my loan, and patiently explained everything. He made it all very simple for me. I can highly recommend him, and will definitely use him again in the future.

18 July 2018  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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