Mortgage Broker Geebung & Aspley | John Meade

Your Local Financial Services Specialist in Geebung

Call: 07 3833 9666

Looking for a home loan? Speak with your local mortgage broker, John Meade, about securing the right loan for your situation. Servicing Geebung, Albany Creek, Aspley and Brisbane North.

Call Us Mortgage Choice Geebung
Office - 07 3833 9666

Open Hours Mortgage Choice Geebung
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Level 1, 67 Robinson Road GEEBUNG, QLD 4034

Mortgage Broker & Financial Services in Geebung, Albany Creek, Aspley & Brisbane North!

I believe you and every other Australian should have access to expert property knowledge and specialist financial and home loan information. As your local mortgage broker, I will share my 20 years of local property knowledge & experience with you. Combing this and my 35 years of experience in banking in finance, you can be confident that you are in the best hands. We will guide you through every step of the way!

Mortgage Choice Geebung can help you with:

Refinancing your home loan:

Get a free home loan health check to weigh up all the options and make sure you have the home loan that’s right for you
Pay off your home loan sooner and potentially save a great deal of money!
Consolidate your debt from credit cards or personal loans into a single low rate.
Refinance to purchase an investment property or your next home
Refinance to finally do those renovations you’ve been planning!

Buying your first home:

Work through a savings plan to get your deposit together sooner or get guidance on alternatives like a parent going guarantor.
Guidance and assistance in applying for the first home owner grant and stamp duty exemptions.
Looking to buy off the plan and not sure how the deposit and payment will work once construction is completed?
Looking to buy an investment property for the first time and want to know the booming suburbs?

Throughout the entire journey, our team of mortgage brokers will focus on putting your needs first and working towards your goals. We will sit down together to discuss your individual situation and your goals, then we will compare all of the options from over 20 lenders and hundreds of loans to find the one that is exactly right for your situation.

At every point in the process, we will be there to help you with any questions, whether you’re buying your first home, looking to invest, or if you are wanting to find out if refinancing may save you money.

Mortgage Choice Geebung are also there beyond settlement too, we can help with any ongoing questions or guidance you may need.

Hear what our customers have to say!

Our team of mortgage brokers are available any time to talk to you about your property ownership goals. We can meet you at a time and location that is convenient for you and best of all, you get access to expert advice and knowledge for free.

Our service is at no cost to you because the lenders pay us, that means we can apply our years of knowledge to help you find the right home loan for your individual circumstance.

Speak to your home loan expert today. Call Mortgage Choice Geebung on 07 3833 9666.

What services does Mortgage Choice Geebung offer?

We're ready to help!

The team from Mortgage Choice Geebung are ready to help you with your next home loan, car loan or financial plan. If you're to start your next chapter, simply book your appointment here or by calling us on 07 3833 9666.

We can also help with

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

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After all the run around from the other companies I had previously contacted and still no joy you made the process so easy and so positive.
You know your way around the home loan so much so that my sisters used your services too.
C Kable, Runcorn, QLD
- First Home Buyer

I was very happy with the service I received from the person that did my loan
S Miers, Strathpine, QLD
- Refinancer

This was my first time buying a house so was all very foreign to me. John was very informative and happy to take my phone calls with queries regarding other information like insurance, lawyers, B & P, house inspections and interest rates etc. I would highly recommend him to anyone else looking to borrow money.
M Field, Chermside, QLD
- First Home Buyer

Very happy with the service John provided I have recommend John to family and would do so again. Great job thanks again
D Kelly, New Beith, QLD
- Refinancer

John is very approachable and very prompt at responding to our queries. He always communicated with us the progress of our loan application. John gives you the information that you need and guides you to the right direction without being pushy.
GS & DS, Chermside, QLD
- Upgrader

I am very happy with the service. I will be back for future loans and I am pleased to recommend to others.
A Josey, Fig Tree Pocket, QLD
- Refinancer

You went out of your way to help us right from the get go by coming to see us on a Sunday at short notice. Stuck with us right through even with all the frustrations, thank you
Mrs T Edwards, Bray Park, QLD
- Upgrader

You have made this process easy and we are very happy with the outcome.
Thank you once again.
S Smith, Mount Mee, QLD
- Refinancer

Trish and I were extremely happy with the service from John. He was willing to meet us at a time of our choosing and was punctual. John was straight to the point and did not make any promises he could not keep. We could not fault his service and will readily recommend him to family and friends.
G & T Crane, Chermside West, QLD
- Refinancer

We were very happy with your service. We would definitely contact you for any further finance.
D & K Deamer, Eatons Hill, QLD
- Refinancer

My wife and I could not fault Johns service.
Thanks John for all your help. We appreciate your excellent service and attention to detail. You made this process much less stressful than it actually was.
C Laughton, Lawnton, QLD
- Upgrader

Michael and I were yesterday surprised and delighted to receive your wonderfully thoughtful gift in the mail. This followed the equally thoughtful birthday card that arrived a week earlier. Both of these have cemented our already known feelings that we made the right decision when choosing yourself and Mortgage Choice. We can't thank you enough for the care you have shown us throughout this very new process for us and also in the follow on from purchasing our first home. We will definitely be recommending you to our friends and family and will definitely return to you when we next look at purchasing a second property.
Kristy Bellis and Michael Kirwin , Zillmere, QLD
- First Home Buyer

Very very happy:) have already recommended you to a good friend who also is looking for his first house, as you would know buying your first house is very daunting John made it extremely easy and stress free, we don't have anything to compare it to but he seemed to go above and beyond for us....
K & R , Boondall, QLD
- First Home Buyer

Fabulous, would highly recommend you for your services. Great deal found, saved us heaps of money, fast processing of mortgage. Couldn't ask for more!
TP, Scarborough , QLD
- Upgrader

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,000 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is$10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

The Territory’s First Home Owner Discount has been in place since 8 February 2019. It lets you save up to a maximum of $18,601 on the cost of stamp duty. The savings is available whether you buy a new or established home as long as the home is valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $8,750, which is the maximum stamp duty rebate available to first home buyers in Qld.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $505,000, you pay stamp duty of $1,050, a saving of $7,875. These savings cut out altogether if your first home costs $550,000 or more. On a property valued at $550,000, for example, the stamp duty would work out to be $10,600.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $20,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Melbourne. Or you can receive a FHOG of $20,000 if you buy/build a new home in regional Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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Your Local Financial Services Specialist in Geebung

Geebung

Mortgage Broker & Financial Services in Geebung, Albany Creek, Aspley & Brisbane North!

Hear what our customers have to say!

Speak to your home loan expert today. Call Mortgage Choice Geebung on 07 3833 9666.

What services does Mortgage Choice Geebung offer?

We're ready to help!

The right home loan for your needs

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