First home buyers | Mortgage Choice Werribee
If you've decided to buy your first home, you may already have done some research into your finance options. If you have, you'll already have noticed just how many home loans there are out there.
In fact, there are thousands of home loans available for the first home buyer - but not all of them might be suited to you. Even the ones with the lowest rates may not have features you want, like offset accounts, which can save you thousands of dollars in the long run.
So, how do you choose the right one?
The home loans team at Mortgage Choice Werribee have a panel of over 20 lenders, including all the big banks and specialist lenders each with a range of home loans to offer. Our team will discuss with you about what's important to you when it comes to your home loan along with what savings you have and how much you want to repay.
We'll then search through hundreds of home loans to find the one most suited to you. Whatever features you want, and however you want it tailored to you - we'll find the right one.
We handle the paperwork
There's heaps of paperwork to do when you're applying for a home loan, and lots of things to tick off. The home loans team in Werribee & Point Cook will be with you every step of the way as your support team, completing the paperwork & submitting to the lender.
And we won't leave you in the dark either. We'll keep you updated on how your loan is progressing and how long until your settled into your new home.
We don't charge for our home loan service
Our home loan service is no cost to you as the lender pays us after your loan settles. And we believe that financial services should be transparent - which is why we love our 'paid the same' philosophy at Mortgage Choice so much!
What is our paid the same philosophy?
Mortgage Choice brokers are paid the same rate regardless of the home loan you choose from our wide choice of lenders. This ensures we are focused on the right outcome for you! With other mortgage brokers, this may not always be the case.
Guarantors & Government incentives for first home buyers
There are lots of different options to borrowing for your first home. First up, you may want to explore the benefits of a guarantor loan which will give you some flexibility and get you into your new home faster. We'll talk you through the ins and outs, but in the meantime download our e-guide on Guarantors here.
There are also plenty of great incentives and concessions for first home buyers provided by the Government to encourage you to get into the property market. We'll go through each one and figure out if you're eligible, before applying for the incentives on your behalf. They could save you thousands of dollars on your first home - and your home loan support team have got you covered.
Find out more about buying your first home
To give you some more insight into getting a home loan for your first home, check out our resources below:
- Do some quick sums with our mortgage calculators
- Read: The types of homes First Home Owners should avoid
- Download our free e-guide: Buying your first home
Let us help you!
The home loans team in Werribee & Point Cook would love to help you find your first home loan! Contact us on 9749 8800 or click on the Contact Us button at the top of the page to book your first appointment.
We can also help you with:
- Home loans
- Investment loans
- Debt consolidation
- Car loans
- Personal loans
- Financial planning
- Business finance
- Equipment finance
- and more!