Your local mortgage broker and home loan expert | Richmond, Hawthorn & Kew and surrounds

Start your home loan journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Help with your finances, no matter where you're at.

The team at Mortgage Choice Richmond, Hawthorn & Kew are more than just your local home loan experts. We are passionate about supporting you at every step on your path to property ownership and financial growth.

Why should I use a mortgage broker?

Imagine being able to speak to 25 banks at once – with just one phone call. When you talk with your broker, you are in essence talking to 25+ banks simultaneously.  A good broker knows the varying policies of each lender and will report to you quite quickly which lenders will support your goals and what their requirements are.  Armed with an understanding of your financial situation they will research, calculate and negotiate with the lenders and present you with their findings so you can make the most informed choice for your home loan.

Our home loan service does not cost you anything because the lender will pay us a commission when your mortgage is organised. You’ll also be pleased to know this doesn't affect the deal you get from the lender, the interest rate and other aspects of the home loan will be the same if not better than going direct to the bank.

Why choose Mortgage Choice Richmond Hawthorn & Kew

With over 18 years of industry experience, Scott and the team have a wealth of experience and knowledge covering all aspects from financial planning to get you to your first home purchase, property investing and refinancing. He loves sharing advice around the process of purchasing and if you need, will gladly help you with extra services such as connecting you with conveyancers, solicitors, buyers advocates, pest and building inspectors, investment property analysts, insurance providers and real estate agents.

Services we offer

Home loans for first home buyers

Whether you’re ready to start, or don’t know where to start, the first thing you should do is  reach out to us.  It doesn’t matter if you are just starting to gather the knowledge- you want or you’ve found yourself in the position of seeing your dream home, we are here to hold your hand throughout the whole process.  We will let you know what the minimum savings and minimum income to make your dream a reality.  We can help you establishing a savings plan, calculating your borrowing capacity, get you pre-approved and of course, once you’ve found your dream home organise the formal approval from your chosen lender.  We will also help you to understand how lenders differentiate their products (home loans) from each other so you can make an informed decision.

Read more about purchasing your first home and how the team at Mortgage Choice Richmond Hawthorn & Kew can help.

Refinancing your home loan

There are many reasons for refinancing your home loan, from getting a better rate from a lender, debt consolidation or restructuring your finances, to accessing equity for investment or to free up some cash for renovations or a big-ticket purchase.  If you’re interested to see if you can get a better deal on your loan or would like to talk about your refinancing options get in contact today.

Loans for investment purposes

Are you ready to join the 20% of Australians that have that have made the choice to invest in property? Whether you’re a seasoned investor looking for advice on how to restructure your loan portfolio, or new to investing and not sure where to start, speaking to your broker is the best place to start. Read more about getting an investment loan with your Mortgage Choice broker.

Car loans and leasing

Did you know that 50% of new home buyers look into upgrading their car soon after buying their first home.  If you find yourself needing a car loan, it makes sense to speak with your trusted mortgage broker to examine the options in the market.  They’ll help you make sense of all the market offers and will help you every step of the way, from vehicle selection, leasing if required and trade-in of your old vehicle. 

Next Steps

We try to make it as simple for you as possible. 

Feel welcome to either:

• pick up the phone and call us on 0455 621 555
• send an email to us at admin.richmond1@mortgagechoice.com.au 
• use the form below

Our team service the areas of: Cotham, Kew, Kew East, Burnley, Burnley North, Cremorne, Richmond, Richmond East, Richmond North, Richmond South, Auburn South, Glenferrie South, Hawthorn, Hawthorn North, Hawthorn West, Auburn, Hawthorn East and surrounds.