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Scott Lawson

Your local mortgage broker and home loan expert | Richmond, Hawthorn & Kew

I am passionate about helping people achieve their dream of property ownership. My team is here to help you make informed decisions about home loan finance and assist you with your longer term goals.

With over 16 years of experience you can feel confident that you are in good hands.
  • Call Us Mortgage Choice Richmond
  • Office - 0455 621 555
  • Open Hours Mortgage Choice Richmond
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

130 Bridge Road RICHMOND, VIC 3121
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Help with your finances, no matter where you're at.

The team at Mortgage Choice Richmond, Hawthorn & Kew are more than just your local home loan experts. We are passionate about supporting you at every step on your path to property ownership and financial growth.

Why should I use a mortgage broker?

Imagine being able to speak to 25 banks at once – with just one phone call. When you talk with your broker, you are in essence talking to 25+ banks simultaneously.  A good broker knows the varying policies of each lender and will report to you quite quickly which lenders will support your goals and what their requirements are.  Armed with an understanding of your financial situation they will research, calculate and negotiate with the lenders and present you with their findings so you can make the most informed choice for your home loan.

Our home loan service does not cost you anything because the lender will pay us a commission when your mortgage is organised. You’ll also be pleased to know this doesn't affect the deal you get from the lender, the interest rate and other aspects of the home loan will be the same if not better than going direct to the bank.

Why choose Mortgage Choice Richmond Hawthorn & Kew

With over 16 years of industry experience, Scott has a wealth of experience and knowledge covering all aspects from financial planning to get you to your first home purchase, property investing and refinancing. He loves sharing advice around the process of purchasing and if you need, will gladly help you with extra services such as connecting you with conveyancers, solicitors, buyers advocates, pest and building inspectors, investment property analysts, insurance providers and real estate agents.

Services we offer

Home loans for first home buyers

Whether you’re ready to start, or don’t know where to start, the first thing you should do is  call us.  It doesn’t matter if you are just starting your journey of education or you’ve found yourself in the position of seeing your dream home, we are here to hold your hand throughout the whole process.  We will let you know what the minimum savings and minimum income to make your dream a reality.  We can help you establishing a savings plan, calculating your borrowing capacity, get you pre-approved and of course, once you’ve found your dream home organise the formal approval from your chosen lender.  We will also help you to understand how lenders differentiate their products (home loans) from each other so you can make an informed decision.

Read more about purchasing your first home and how the team at Mortgage Choice Richmond Hawthorn & Kew can help.

Refinancing your home loan

There are many reasons for refinancing your home loan, from getting a better rate from a lender, debt consolidation or restructuring your finances, to accessing equity for investment or to free up some cash for renovations or a big-ticket purchase.  If you’re interested to see if you can get a better deal on your loan or would like to talk about your refinancing options get in contact today.

Loans for investment purposes

Are you ready to join the 20% of Australians that have that have made the choice to invest in property? Whether you’re a seasoned investor looking for advice on how to restructure your loan portfolio, or new to investing and not sure where to start, speaking to your broker is the best place to start. Read more about getting an investment loan with your Mortgage Choice broker.

Car loans and leasing

Did you know that 50% of new home buyers look into upgrading their car soon after buying their first home.  If you find yourself needing a car loan, it makes sense to speak with your trusted mortgage broker to examine the options in the market.  They’ll help you make sense of all the market offers and will help you every step of the way, from vehicle selection, leasing if required and trade-in of your old vehicle. 

Next Steps

We try to make it as simple for you as possible. 

Feel welcome to either:

Our team service the areas of: Cotham, Kew, Kew East, Burnley, Burnley North, Cremorne, Richmond, Richmond East, Richmond North, Richmond South, Auburn South, Glenferrie South, Hawthorn, Hawthorn North, Hawthorn West, Auburn, Hawthorn East and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Ally Toby And friends

29 Apr 2022

Best ever experience refinancing. Thank you Scott & Marina for all your help, advice and guidance through the process. I highly recommend Mortgage Choice Richmond for all mortg...

Robyn Gould

01 Apr 2022

I recently was assisting my daughter to purchase her first home. I can't speak highly enough of the care and attention we received from Scott at Mortgage Choice. From the very...

Miguel Jacq

28 Feb 2022

I am currently going through the process of trying to purchase a property for the second time, and once again am relieved to have turned to Scott and his team to help me through...

Bec Brown

26 Jan 2022

Scott is extremely knowledgeable and willing to take the time to offer detailed explanations on all facets of choosing the right mortgage, how much to borrow and all the financi...

Karen Adams

13 Dec 2021

Scott recently acted as our financial broker to secure funds for a family property. The entire time, we found him to be consistently friendly, responsive and genuine in all our...

Natalie & Ben

07 Dec 2021

Scott is excellent to deal with and very responsive and helpful . He has helped us with two property loans now and each time the process has been smooth and stress-free. Highly...

Maximilian von Muffman

03 Dec 2021

Simply said, I had absolutely no idea how to start investing in my future through property. Enter Scott Lawson. Mortgage broker extraodinaire. After weeks of research, and impa...

Christopher Olorenshaw

16 Nov 2021

Mortgage Choice Richmond made the loan process for our house a breeze. Scott is exceptionally knowledgable, highly skilled and attentive, and very committed to providing top qua...

Louise Almeida

16 Nov 2021

I can't recommend Scott Lawson at Mortgage Choice highly enough. Scott went above and beyond to secure us a home loan, with the highest degree of professionalism, efficiency and...

Seamus Lowe

23 Oct 2021

Scott assisted us with getting our home loan sorted. He was friendly and professional throughout. He is also proactive and really makes the whole process easy. I would absolutel...

Dominic Bock

19 Oct 2021

In just a couple of short months, I have gone from someone who thought buying a home at my age is beyond reach, to turning the key on my very own apartment. I can’t thank Scott...


16 Oct 2021

The best broker around town!!!! My husband and I have worked with a few brokers now and there is no one that compares to Scott, he is simply the best. Scott worked tirelessly t...

Lauren Paul

15 Oct 2021

I wouldn’t be in the property market yet if it weren’t for Scott! I’ve been talking about getting on the property market for so long. I knew I was financially able, but I didn’...

Snezana Stojanovic

26 Sep 2021

When searching for a home loan you need to be able to rely on someone you can trust to be able to present all options available and give you the right information to make the b...

Idriss Paykari

01 Sep 2021

Scott is not only a great guy but really really good at what he does! got me the deal of the century when he was getting me a loan for buying my first home. Extremely knowledgea...

Samantha Mc

28 Aug 2021

Scott has been fantastic throughout the entire process of purchasing my first home. He handled everything from start to finish which made it really easy, he also had great comm...

Ben Tuhan

27 Aug 2021

Scott was amazing to deal with. Very easy going and explains everything with great detail and the whole process went very smooth. Highly recommend him to anyone

Yoly Phillips

12 Aug 2021

Scott was integral in our journey to home ownership. He is knowledgable, professional, genuinely heard our unique situation and developed a pathway for us to follow which made...

Davidson Perez

09 Aug 2021

I needed to get off rent and buy a property to own but getting through the process felt like a daunting and monumental task. Enter Mr Scott Lawson. He made my home loan a breeze...

Tiffany Azzopardi

20 Jul 2021

Scott was wonderful to work with when we refinanced our homeloan. He was knowledgeable, transparent, informative, and thorough throughout the whole process. His communication wa...

Jacob “Doogie” Thomas

25 Jun 2021

Scott has been absolutely fantastic to work with. My life is fairly fiscally complex with a range of holdings and Scott has gone above and beyond to provide a great service and...

Jacob Thomas

06 Apr 2021

Started off super interested in helping and seemed genuinely interested, and then time started to go by. When he did reply he seemed keen but kept needing to be pushed to actual...

Rii Tachdjian

31 Mar 2021

Scott has been amazing through the entire process, I would recommend him as a broker to anyone. Explains everything you need, I was absolutely new to the entire process and he w...

Zoe Terure

18 Feb 2021

WOW - how easy can you make a loan application? Just send in Scott. Scott made the process so simple, so quick & efficient that our involvement was minimal. Just some simple que...

Suzanna Macrae

11 Feb 2021

Scott was fantastic in helping me refinance my home loan. He was genuinely interested in understanding my needs, kept me informed at each step of the process and took the time t...

Kimberly Jensen

27 Jan 2021

As a first time home buyer I’d heard mixed reviews about the value a broker could provide over going it alone - a colleague recommended Scott and I’m glad he did. Scott was pati...

Alistair Chatto

15 Dec 2020

As a first home buyer, the process of getting a home loan seemed quite daunting. Scott has been amazing at helping my partner and I through it all. He has been incredibly availa...

Alea Ryan

10 Dec 2020

Scott has been amazing for me as a first homebuyer. He has been very accommodating in meeting with me and discussing my options, he explained everything to me in detail and a la...

Brown Household

27 Nov 2020

I cannot speak more highly of our experience with Scott Lawson. Scott was professional, responsive, thorough and really took the time to understand our financial position. He...

holly jones

11 Nov 2020

I’ve turned to Scott for the last 8 years for 3 properties. From buying my first one-bedroom unit with a tiny deposit and no clue about buying capacity, to searching for a large...


11 Nov 2020

In looking for a mortgage broker, I was given a recommendation to talk with Scott Lawson from Mortgage Choice and couldn’t be happier I did. He streamlined the loan process, exp...

chris wright-smith

30 Oct 2020

Scott made the process of buying my first home very simple and made sure I understood every step along the way to reach my dream of owning a home. He went above and beyond and I...

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Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.

Download now


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