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Scott Lawson

Your local mortgage broker and home loan expert | Richmond, Hawthorn, Kew, Kalkallo & Donnybrook

If you are seeking a mortgage broker who truly cares about providing the right information and guidance to help you make the best decisions, you have come to the right place. We know there is a great deal of stress and worry associated with loan approvals. If we are doing our job right, we will have a big impact on reducing/eliminating the worry so you can continue on with life.
Reach out to us with a click below, by phone, email or text. We look forward to working with you on your property journey.

With over 19 years of experience you can feel confident that you are in good hands.
  • Call Us Mortgage Choice Richmond
  • Office - 0455 621 555
  • Open Hours Mortgage Choice Richmond
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

130 Bridge Road RICHMOND, VIC 3121
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Help with your finances, no matter where you're at.

The team at Mortgage Choice Richmond, Hawthorn & Kew are more than just your local home loan experts. We are passionate about supporting you at every step on your path to property ownership and financial growth.

Why should I use a mortgage broker?

Imagine being able to speak to 25 banks at once – with just one phone call. When you talk with your broker, you are in essence talking to 25+ banks simultaneously.  A good broker knows the varying policies of each lender and will report to you quite quickly which lenders will support your goals and what their requirements are.  Armed with an understanding of your financial situation they will research, calculate and negotiate with the lenders and present you with their findings so you can make the most informed choice for your home loan.

Our home loan service does not cost you anything because the lender will pay us a commission when your mortgage is organised. You’ll also be pleased to know this doesn't affect the deal you get from the lender, the interest rate and other aspects of the home loan will be the same if not better than going direct to the bank.

Why choose Mortgage Choice Richmond Hawthorn & Kew

With over 18 years of industry experience, Scott and the team have a wealth of experience and knowledge covering all aspects from financial planning to get you to your first home purchase, property investing and refinancing. He loves sharing advice around the process of purchasing and if you need, will gladly help you with extra services such as connecting you with conveyancers, solicitors, buyers advocates, pest and building inspectors, investment property analysts, insurance providers and real estate agents.

Services we offer

Home loans for first home buyers

Whether you’re ready to start, or don’t know where to start, the first thing you should do is  reach out to us.  It doesn’t matter if you are just starting to gather the knowledge- you want or you’ve found yourself in the position of seeing your dream home, we are here to hold your hand throughout the whole process.  We will let you know what the minimum savings and minimum income to make your dream a reality.  We can help you establishing a savings plan, calculating your borrowing capacity, get you pre-approved and of course, once you’ve found your dream home organise the formal approval from your chosen lender.  We will also help you to understand how lenders differentiate their products (home loans) from each other so you can make an informed decision.

Read more about purchasing your first home and how the team at Mortgage Choice Richmond Hawthorn & Kew can help.

Refinancing your home loan

There are many reasons for refinancing your home loan, from getting a better rate from a lender, debt consolidation or restructuring your finances, to accessing equity for investment or to free up some cash for renovations or a big-ticket purchase.  If you’re interested to see if you can get a better deal on your loan or would like to talk about your refinancing options get in contact today.

Loans for investment purposes

Are you ready to join the 20% of Australians that have that have made the choice to invest in property? Whether you’re a seasoned investor looking for advice on how to restructure your loan portfolio, or new to investing and not sure where to start, speaking to your broker is the best place to start. Read more about getting an investment loan with your Mortgage Choice broker.

Car loans and leasing

Did you know that 50% of new home buyers look into upgrading their car soon after buying their first home.  If you find yourself needing a car loan, it makes sense to speak with your trusted mortgage broker to examine the options in the market.  They’ll help you make sense of all the market offers and will help you every step of the way, from vehicle selection, leasing if required and trade-in of your old vehicle. 

Next Steps

We try to make it as simple for you as possible. 

Feel welcome to either:

Our team service the areas of: Cotham, Kew, Kew East, Burnley, Burnley North, Cremorne, Richmond, Richmond East, Richmond North, Richmond South, Auburn South, Glenferrie South, Hawthorn, Hawthorn North, Hawthorn West, Auburn, Hawthorn East and surrounds.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Richmond, Hawthorn, Kew and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our awesome home loan calculators or get in touch with one of our brokers to discuss your unique circumstances.


Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call us today on 03 9972 5573.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Great Service Has a great knowledge of the marketplace and worked hard to get the best loan for us, easily beating what we were able to achieve independently. Will definitely use his services again.

12 June 2024  

My experience has been nothing short of amazing. Scott Lawson and his Team operate at a very high level, virtually day and night and managed my financial goals and expectations expertly and with finesse

02 May 2024  

Scott and the team have been so supportive for the whole journey of buying off the plan. As my situation changed he always found a solution for me and made the process so simple. I highly recommend the Mortgage Choice Richmond team.

30 April 2024  

I cant recommend Scott and Brianna from Mortgage Choice Richmond enough As a first time home buyer, they explained and supported me through the whole process - happily running different numbersscenarios, answering my questions, responding to lender requests, and keeping me updated throughout. They secured me a great interest rate - I got other opinions and no one could beat it.

They recommended a con... read more

28 April 2024  

Have just gone through the whole loan process and have recently had my settlement Worked with Brianna and Scott who were super helpful with any questions I had and was quick to get back to me. They both would go above and beyond for whatever assistance I needed. I definitely would get in contact with again in future and would recommend them.

19 March 2024  

My partner and I were ready to buy our first home but did not know the process. A family recommended us to see Scott from Mortgage Choice. Scott was very welcoming from day one and helped my partner and I through every step of the way with clear and precise information. Scott would help you find good conveyancers and building inspectors if you do not have one or a struggling to find one. Highly recom... read more

14 March 2024  

I can't recommend Scott Lawson enough He is amazing in what he does. He walked my partner and I through our first home purchase, during the process he made everything stress free and it all made sense to us to feel at ease. Scott takes the time to answer all questions and makes time for you. He is very reliable. Thank you Scott Jacob and I can't thank you enough.

14 March 2024  

Experiencing our first home purchase was made much smoother with Brianna's expert guidance. As first-time homeowners, navigating the process felt less daunting, thanks to her support. Brianna's assistance at Mortgage Choice Richmond was truly invaluable. We'll certainly recommend Brianna and Scott to friends and family.

23 February 2024  

Scott and his team at Mortgage Choice Richmond have been nothing but amazing They made the process of purchasing our first home very smooth and had always provided realistic expectations when it comes to lifestyle and financial choices. A huge shout out to Brianna who went above and beyond for always sending us updated documents and spreadsheets every time we asked. She made us feel alot more comforta... read more

20 February 2024  

Amazing to deal with from a business perspective. On the phone straight away and extremely helpful. 1010

24 January 2024  

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Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now


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