Mortgage Choice servicing Dianella, Morley, Ballajura and surrounding suburbs




Tim Kerin is your local Home Loan Expert, with over 12 years experience in providing the guidance you need to make educated financial decisions.
Call him today 0403 883 850!


  • Office 08 9309 4780
  • Open Hours:
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment

I’m Tim Kerin, and I’m your Home Loan Expert.

I have been a mortgage broker with Mortgage Choice since 2004, guiding and educating many clients throughout the often confusing process of purchasing, investing, renovating and building homes.

Having recently purchased this franchise, my plan from here is to service the clients in Dianella, Morley, Ballajura and surrounding areas with the same dedication, enthusiasm and expertise that my existing clients can attest to.

My home loan service is at no charge to my customers because I am paid a commission by the lenders at settlement, and I receive the same rate no matter which home loan you choose from our wide range of lenders.

Our process is the point of difference

While having the flexibility of a mobile broker, I also work from the Mortgage Choice office in Kingsley, where I have the added support of a team of dedicated and knowledgeable staff. This ensures that each loan application progresses quickly and smoothly, and every one of my clients is looked after throughout their entire experience.

I meet with each client to discuss in detail their current situation, as well as their future goals and wealth creation. When we have agreed on a solution, I then have a comprehensive handover with Shae or Jim, the Loan Processors, one of whom will proceed to work with you and I to collect evidence, compile documents for signing and submit the application to the Lender.

From this point onwards, Jayne and MaryHelen in the Administration Team track the submission until settlement and liaise with the Client to ensure they are kept up to date.

Having each application looked after by a team of experts ensures continuity of care, efficient processing and the kind of personalised treatment you can routinely expect from my team and I.

How can I help you today?

  • Are you purchasing your first home? It’s an exciting time that can come with a bit of confusion. As your local Mortgage Broker I can help guide you through the process, including applying for the First Home Owners Grant (FHOG), calculating your deposit and making sure you understand all of your options so you can make the best decisions for your future.
  • Do you need some extra funds to renovate? Are you wondering if you could be paying too much interest? Has your situation recently changed? Then now could be the perfect time to refinance! I can do a free home loan health check, review your current position and set up a free appointment with our Financial Planner, Brad Cochrane.
  • Are you poring over builders plans or dreaming of which furnishings to pick when you construct your dream home? I will help you navigate the financial side of this with both your lender and builder, as well as how the timing of contracts and clauses will affect your plan of action.
  • Are you in the market for an investment property? It may be more affordable than you think! I will do the maths for you and help you achieve those financial goals sooner.

You may be surprised to find that we can also assist you with:

  • Financial Advice;
  • Commercial Lending;
  • Credit Cards;
  • Personal Loans;
  • Car Finance;
  • Home and Contents Insurance; and
  • Life Insurance.


Servicing clients in Ballajura, Bayswater, Bedford, Cullacabardee, Dianella, Malaga, Maylands, Mirrabooka, Morley, Mount Lawley, North Perth and Yokine.

"Well, what can we say.......Tim provided an excellent service. We had not purchased a property since building our family home in 1977 and we were naturally a little apprehensive venturing into the property market again. Of course, banking has changed greatly since those days. Tim provided us with all the information we needed, helping us along the way with the copious amounts of paperwork required for the bank loan. Everything ran according to plan and settlement was reached yesterday. Thanks Tim, we wouldn't hesitate recommending you to any of our friends or family."

Noel and Carolyn - Upgrader
Woodvale, WA

"A great team that matches your needs with a mortgage that suits you and then follows through with exceptional service until settlement."

Felice - First Home Buyer
Aveley, WA

"The service and advice we received was spot on and all our questions were answered. We received updates along the way on our application and the follow through was fantastic. Thankyou!"

Lauren and Blake - Refinancer
Aveley, WA

"This is the third time that we have used the services of Tim Kerin. We would have no hesitation in recommending Tim - he handled our refinancing with professionalism and a sense of humour, and ensured that the application process was as straightforward as possible. Tim brings a personal, friendly side to finances that we have greatly appreciated."

Amanda and Steve - Refinancer
Kingsley, WA

"Tim and his team were absolutely fantastic to work with, they made the whole process easy from start to finish. They were always there to answer any questions we had and we would highly recommend them."

Trent and Karen - First Home Buyer
Dianella, WA

"Tim and his team are attentive, friendly, informative, and readily available; making our first home buyers experience simple and pain-free. The team have been able to develop good relationships not only with customers, but also the lenders, making the processes run smoothly. I would highly recommend Tim Kerin to anyone looking for a broker who has the customer's needs as their highest priority."

Alex and Kate - First Home Buyer
Kingsley, WA

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