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Andrew Heath

Your local Hawkesbury mobile Mortgage Broker offering Expert home loan advice and award-winning service.

Andrew Heath - Your Local Broker for Richmond, Windsor and the Hawkesbury with over 18 years experience. Get in touch today for help with home loans, car loans, business lending, financial advice and more.
  • Call Us Mortgage Choice Richmond
  • Office - 02 4578 9904
  • Open Hours Mortgage Choice Richmond
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Shop 1/37 Lennox Street RICHMOND, NSW 2753
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Start your home loan journey today

Looking to buy in the picturesque Hawkesbury area?

Buying a home is a big decision and you need a home loan specialist with the skills, experience and local knowledge to help you meet your property goals and achieve your homeownership dreams.

Whether you are looking for a home loan, investment loan or wanting to refinance your existing mortgage arrangements - the team at Mortgage Choice Richmond are your local home loan specialists with the skills to help you get the home loan that suits your needs.

With more than 20 years in the game, Andrew Heath and his team have helped facilitate over $1 billion in borrowings for their clients.

No cost to you for our Award-Winning service

At Mortgage Choice there is no charge for our service. We always work in your interest to find you a competitive home loan product to suit your needs from our wide-ranging panel of over 20 lenders.

To organise an appointment call our team on 02 4578 9904.

We can also help you with:

We do all the running around

As your Mortgage Broker in Richmond, we're not interested in simply getting your home loan and sending you on your way. By working with Mortgage Choice Hawkesbury you are not only helped with every aspect of your mortgage application but we continue to help you past that initial loan approval.

We want to make sure you are constantly kept aware of changes in the housing and financing market over the lifespan of your home loan to help you get the most out of your current situation.

Our clients - where do we service!

Our clients come from all parts of the Hawkesbury Area including Windsor, Richmond, North Richmond, Kurrajong, Bilpin, Windsor Downs, South Windsor, Bligh Park, McGraths Hill, Pitt Town, Cattai, Wilberforce, Glossodia, Freemans Reach, Tennyson, Colo, Ebenezer, Sackville, Wisemans Ferry, Kurmond, Bowen Mountain, Grose Wold, Grose Vale, Londonderry, Clarendon, Kurrajong Heights, The Slopes, East Kurrajong, Comleroy, Blaxlands Ridge, Lower Portland, Lowlands, Agnes Banks, Central MacDonald, Higher MacDonald, Lower MacDonald, Upper MacDonald, Gunderman, Spencer, St Albans, Webbs Creek.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Miranda Brown

09 Feb 2022

Extremely happy with the help of Lesley and James in the purchase of our first home. It is always a nervous time, so having such friendly and knowledgeable people guiding us alo...

Christina Driver

02 Oct 2021

Lesley is a wonderful, helpful and professional Broker. I wouldn't of been able to purchase my home recently without her. I had no idea how to buy a house, lettalone interstate...


19 Feb 2020

Great company to deal with excellent service knows there products, will use again

Kim Hill

20 Nov 2019

Our experience could not have been easier, the whole process was seamless, we dealt with Andrew, Lesley & James, and would be happy to recommend them to anyone !

Breno Porter

30 Oct 2019

We had a fantastic experience with Mortgage Choice. Very helpful and comprehensive for first home buyers like myself, they kept contact with us every step of the way to which ga...

Bek Williams

30 Oct 2019

My husband and I recently purchased our first home through Lesley at Mortgage Choice Richmond. It was a straight forward and seemingly easy process, Lesley was a pleasure to dea...

Sarah Cloake

30 Oct 2019

Lesley was incredibly helpful and efficient. Her help and guidance was really appreciated. She found the best deal for our situation and really listened to our needs.  We recomm...

Javed Ahmedi

08 Oct 2019

Andrew and team handle everything. Highly experienced, well connected within the industry and excellent communication.

Helen Jay

17 Sep 2018

Andrew, and his Team are true professionals! They handled the whole buying experience from Loan through to settlement with such professionalism and did not miss a beat, They kep...

Richard Cox

12 Sep 2018

Dear Mortgage Choice Staff Attention: Andrew, "I just wanted to put together a short reviewl firstly thanking yourself for you expertise in identifying the most appropriate loan...


22 Jun 2018

Andrew is absolutely wonderful! You tell him what you need and the job gets done, no mess no fuss, with the best outcome. And he has a great team! We have had the pleasure of de...

Simon Apostle

21 Nov 2017

Thank you Andrew and team, they have been my first choice in seeking home finance for about 15 years....and another seamless loan application this time.

Glenn Dunn

13 Nov 2017

Very helpful, Awesome staff that will answer any questions or worries that you may have! Guided every step of the way and would highly recommend ??

Silvia Mamo

03 Nov 2017

We recently utilized the professional services of Andrew Heath and the team at Mortgage Choice Richmond to refinance and borrow money for our properties. They were highly recomm...

Lisa Charnley

01 Nov 2017

The people at Mortgage Choice Richmond do more than just help you organize your finances. There's a personal touch to all they do, understanding the core of what you need to ac...

Jessica Ritchie

01 Dec 2016

Andrew and the team at Mortgage Choice looked after everything and guided us to what would best suit our personal situation. As first time home buyers it could have been stressf...

Shalisha Lopez

01 Dec 2016

Andrew and his team were very professional & nothing was too hard for them. Thank you for all your hard work.

Christopher Hoiles (C.H)

13 Jul 2016

5 Years ago we had a dream of buying our first home. Andrew Heath and his fantastic team at Mortgage Choice in Richmond , NSW helped our dream become a reality. They were help...

Melissa Kingcott

12 Apr 2016

My partner and I have just refinanced with Mortgage Choice at Richmond after purchasing our land 3 years ago. I've known Andrew Heath for over 10 years and have always used him...

Lynn Gillen

03 Mar 2016

We wish to thank everyone at Mortgage Choice, Richmond NSW for their expertise, advice and assistance in organising the refinancing of one property which enabled us to purchase...

Glen Osborne

23 Feb 2016

Have dealt with Andrew, Lesley and staff for many years. Great people to deal with, always friendly and helpful in any way.

Graeme Anderson

10 Dec 2015

We recently procured a new home loan with Morgage Choice in Richmond. Andrew and the team were excellent to deal with, provided exceptional advice and a great result. Thanks And...

Made and Mikayla Kurniawan

01 Dec 2015

I always expected buying our first house would be confusing and difficult, however with the amazingly helpful service we received at Mortgage Choice Richmond, it was an extremel...

Phillip Cox

05 May 2014

Andrew Heath and his team at Mortgage Choice in Richmond were fantastic with the assistance they gave myself and my wife while we were purchasing our first home. Andrew and his...

Stephanie Gill

30 Apr 2014

Andrew Heath and the team at Mortgage Choice, Richmond made buying our first home so easy. Andrew went out of his way to ensure we were well looked after, even seeing us at ver...


20 Aug 2013

Our experiences with Andrew Heath and his team have always been stress free and very positive.Their efficiency and diligence made the whole transition very smooth and relaxed. A...

Matthew Gallahar

19 Aug 2013

Thank you Andrew and Tracey Heath and the staff of Mortgage Choice Richmond for the help, advice and dedication you have shown to my wife and myself over the last couple of prop...

Faith Christie

13 Feb 2013

Andrew and his team take all the stress out of having a mortgage. They are up-to-date, knowledgeable and professional, and give clear and precise information so you can make inf...

Julie-Anne Vella

12 Feb 2013

Our experience with Mortgage choice was great. They answered all our questions promptly and provided us with extra information when necessary. The reception staff were a credit...

Jaysen Anderson

12 Feb 2013

Thanks to Andrew, Leslie and the Mortgage Choice Team, we have been able to grow our property portfolio exponentially over the last few years, and we can't thank them enough. Th...

Vanessa Micallef

12 Feb 2013

Andrew and the whole team at Mortgage Choice have always provided us with a fantastic service. They are professional and knowledgeable and always return phone calls promptly. Th...

Louise Howarth

12 Feb 2013

Mortgage Choice at Richmond have made buying our first home that little bit easier. Andrew took the time to explain things to me and has been able to answer every question I hav...

See all Google reviews

Straight forward, truthful, very prompt even with all the changes from real estate agents and owners

Ryan and Leanne, Windsor Area, NSW
- First Home Buyer

Wonderful service, even though we caused a couple of hick-ups along the way. Nothing was too much trouble. You certainly obtained the best interest rate for us - Thank you so much!

Sue and Geoff, Richmond Area, NSW
- Refinancer

The service was exceptional, from the whole team, even after the loan had settled.

David, Kurmond, NSW
- Property Investor

The staff at Mortgage Choice in Richmond were amazing, they gave me the confidence to take out my first laon and I'll be going back when I'm ready for my next. Amily Alford Feb 2013 Windsor Area

Emily, Windsor, NSW
- Property Investor

We would highly recommend Mortgage Choice Richmond. The whole experience exceeded our expectations. The entire staff team were efficient and obliging.

Karlene, Kurrajong, NSW
- Refinancer

Very Happy. You did what others couldn't within a very limited timeframe.

Darren, Windsor Area, NSW
- Refinancer

We have recommended you to our family and friends as we are so happy with your outstanding service. Andrew and the girls were so helpful, it made things so much easier for us, very hassle free.

Adrian and Lyn, Glossodia, NSW
- Refinancer

I was a bit nervous about getting my first home loan but everything has turned out fine and I'm glad I have taken this step!

David (1), Windsor Area, NSW
- First Home Buyer

You took the time to research loans and properties with us, making us feel at ease and that our needs were a priority.

Sean and Melinda, Wilberforce, NSW
- First Home Buyer

I thought this loan would have been much harder to get given Jay's business. Now we are paing a lower rate we might get somewhere! Thank you.

Jay and Belinda, Richmond, NSW
- Refinancer

Everything was quick, easy and simple. Very efficient turn arounds. Working in the Finance Industry myself I always have high expectations - my expectations of service were exceeded!

Lisa Hartley, South Windsor, NSW
- Refinancer

I was very happy with my service. I was dealing with an incompetent couple prior and was recommended by my solicitor to try Mortgage Choice, I couldn't be happier!

Sarah Davis, Woodford, NSW
- Upgrader

Andrew all your team were great. We are going to look at an investment property in the new year and it will be your team we will come back to.

Carol and Mark Ramm, Bligh Park, NSW
- Upgrader

We thought we were too old to get a first home loan but you made it possible

Beth King, Bligh Park, NSW
- First Home Buyer

Very professional and knowledgable - will use you again

Ryan Mitchell, Oyster Bay, NSW
- Upgrader

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now

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