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Jen Hughes

Your Local Mortgage Brokers & Loan Experts covering Merimbula to Moruya

The home loan process does not have to be complicated! Our team at Mortgage Choice with offices in Merimbula & Bega offer easy-to-understand, friendly and expert advice to find you the right home loan - all at no cost to you. We do the research and paper shuffle, to save you time, money and effort.
  • Call Us Mortgage Choice Merimbula
  • Mobile - 0431 290 042
  • Office - 0432 281 837
  • Fax - 02 8076 3503
  • Open Hours Mortgage Choice Merimbula
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

2/6 Alice St, Merimbula NSW 2548, Australia

Our top five interest rates available

Interest Rate
Comparison Rate
Interest Rate
Comparison Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Start your home loan journey today

Friendly, local support with your home loan

From researching your options to submitting your application and chasing the banks, the home loan process can all seem a bit daunting. But it doesn't have to be.

Our mortgage broker team in Merimbula & Bega have the experience and know-how to find you a great home loan, as well as overcome some of the hurdles that often come with regional lending. Take the pressure off yourself and let us do the work for you.

Over 25 banks & lenders 

When you go directly to your bank, you are limited to their range of products. With Mortgage Choice in Merimbula & Bega, you have the option of thousands of home loans from over 25 lenders - including the big banks and smaller specialist lenders.

It means we have the flexibility in loans, structures and feature to find a home loan that's going to suit you and your new home perfectly.

Check out our lowest interest rates

Get honest answers to your questions

We're passionate about providing a safe space for you to ask any questions about your next home loan - and get honest answers. We'll ensure that you feel confident with each stage of the journey and understand what's coming next.

Our team at Mortgage Choice in Merimbula & Bega will provide you with accurate information and take the guesswork out of how much you can borrow and what you may need to repay.

Our service is no cost to you

Our home loan service is free - so you can get our expert advice at no cost! That's because you chosen lender or bank pay us a commission after your home loan has settled.   

Locals helping locals with their home loan

No matter where you are in the process of buying your next home, our local Mortgage Broker Merimbula & Bega team are here to help! We service a wide area, from Merimbula to Batemans Bay and surrounds, so we are available via face-to-face, video and phone. You can also visit our office at 2/6 Alice Street, Merimbula NSW.

Call the Mortgage Broker Merimbula team on 0432 281 837 or click on Speak to us to book a time.

Our Mortgage Broker Merimbula team service the areas of Merimbula, Bega, Eden, Araluen, Pambula, Narooma, Bodalla, Nowra, Jervis Bay, Ulladulla, Milton, Moruya, Batemans Bay, Shoalhaven Heads and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

As always Jen from Mortgage Choice Merimbula has delivered once again. They conduct their work professionally and always deliver the best outcome for my needs. I would recommend them to anyone and will use them again for my future requirements.

Darrell Parker
01 August 2022  

Thank you to Jen and Alan for helping us with our home loan, and then also with refinancing. We appreciate the hard work you put into it to make our dream home a reality.

Paula Benneian
31 July 2022  

Jen was amazing, she went above and beyond to help us refinance and buy a second property. She helped us navigate the process and made it pleasant. She made what seemed impossible, possible. Jen has a way of explaining everything so it makes sense. We have used several brokers in the past but none as thorough and as helpful and Jen. Thanks so much for helping us get our dream property Jen

Nicole Austin
29 July 2022  

I can't thank the Mortgage Choice Team in Merimbula enough for helping and supporting me through the daunting process of refinancing my mortgage and finding the best bank that would work around my needs. The team were extremely helpful, very professional and would go the extra mile to facilitate a smooth transition.
Thank you.

Francesca King
27 July 2022  

Jen and her team are amazing. So friendly, knowledgable, and helpful throughout the whole process of buying our first place. Thanks Jen

Daniel Ison
18 June 2022  

Once again, Jen and the team at Mortgage Choice have delivered exceptional service. Jen found us the best possible rate and did all the legwork saving us the headache. The Lender had some issues on their end and Jen worked quickly to sort it all out so we could move forward with the refinance. Absolutely recommend for all your home lending needs.

Nikki Green
18 June 2022  

Alan and Jen are both so helpful at helping you see all of your options, and the pathway to a homeloan. Highly recommend

Nicole Austin
18 April 2022  

Jen Hughes and the team from Mortgage Choice in Merimbula provided a first class service when I bought my property in Narooma. She gave expert advice and was able to clearly explain the process making sure the finance was approved on time. I have no hesitation in recommending Jen and the Team to anyone who needs a professional mortgage broker.

richard baker
18 April 2022  

Jen and her team helped us get our first investment property. There were a few hoops to jump through and without her hard work and persistence, it would not have happened. Thank you to the Mortgage Choice team

Tom Dawson
19 March 2022  

I had never used a mortgage broker before, so was a little nervous when I first made contact with Jen as I didn't really know how the process worked or what it involved. From that first phone call Jen made it easy - she was friendly and approachable, and was more than happy to answer my many questions. She was easy to contact via phone or email, and always got back to me quickly. Numbers are not my fort... read more

Louise Smith
19 March 2022  

Read more reviews

As first time home buyers, my partner and I had no idea where to start when it came to financing. Jen and Alan have helped guide us every step of the way! I cannot recommend these two enough. Thank you, Alan and Jen for helping to make this seemingly intimidating process go quick, easy and painless! We will see you for our next big purchase!

Brennan Kegler, Merimbula, NSW
- First Home Buyer

If you need a home loan you just have to go and see these guys at Mortgage Choice in Merimbula & Bega. So easy, takes the stress away, with you every step of the way and even help out after settlement.

Carolyn Robertson, Eden, NSW
- Upgrader

We could not speak more highly of the service provided by Jen at Mortgage Choice Merimbula. Everything was easy from the get-go; we were welcomed warmly, and our needs and wants were listened to. Jen and Alan worked tirelessly to find us the very best mortgage options for our family and explained them all in an accessible and comprehensive manner. The customer service provided was of an exemplary standard and we wholeheartedly encourage anyone seeking mortgage options to do so with Jen and Alan. You will receive an outstandingly personal and supportive experience. Katha & Scott.

Katha & Scott Anderson, Batemans Bay, NSW
- First Home Buyer

Mortgage Choice Merimbula was so efficient in assisting us to get the best home loan for our requirements. Jen and Allan went above to explain to us the ins and outs that we didn’t quite understand. We are so glad that we were able to use mortgage choice and only wished we had used them sooner. We will definitely be using them for any further refinancing or future loan needs.

Kendra Bielmann, Merimbula, NSW
- First Home Buyer

Mortgage Choice Merimbula are extremely knowledgable and efficient. They worked hard to find us the perfect loan based on our circumstances. I will be recommending them to our family and friends.

Tim and Suzanne, Lismore, NSW
- Property Investor

Jen has been so helpful and I don’t know where we would be without her! I would definitely recommend going to see her for expert advice with a friendly smile :)

Jessica Coleman, Merimbula, NSW
- First Home Buyer

My partner and I are both first home buyers, and couldn’t be happier with our experience at Mortgage Choice Merimbula, Alan and Jen are wonderful! Approachable, knowledgeable and patient with our millions of questions and our lack of experience. They assisted us so well through the entire process - highly recommend.

Kristy Robinson, Merimbula, NSW
- First Home Buyer

We can’t thank you enough for all of your help – especially as you said with our ROLLERCOASTER haha! Hope you have a great weekend – (we) will definitely be happy to have you over when we can! Maddie & Josh xx

Maddie & Josh, Bega, NSW
- First Home Buyer

I have used Merimbula Mortgage Choice to help us through both good times and bad. They go the extra mile to help get us across the line, always giving honest and professional advice.

Michelle Parnell, Bega, NSW
- Upgrader

Alan is a lifesaver when it comes to finance! He has helped us refinance multiple times and guided us through a property sale and purchase and has been professional and helpful at all times. Even bringing documents to my work to sign and responding promptly to questions. He takes all the guess work out of finding the right loan for your circumstances. We’d be lost without him!

Stephen Hall, Bega, NSW
- Refinancer

My husband and I used Mortgage Choice Merimbula for a purchase and refinance. The great thing about using Alan and Jen is that we can just email over any information to get an idea of what we need when looking at new properties on the market. It's definitely worth the time if you have big plans to invest in real estate. Thank you so much for your hard work! Tegan and Brad.

Tegan Umback, Bega, NSW
- Refinancer

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