Mortgage Choice South Melbourne | Your team of mortgage brokers & finance experts

Looking for a home loan expert to help you find the right loan at the right rate? Or a financial planner to help you build a plan for the future?

The expert team at Mortgage Choice South Melbourne & South Yarra have got you covered.

  • Office 03 9681 8182
  • Fax 03 9645 9734
  • Open Hours
  • Monday to Friday: 8:00am - 6:00pm
    Saturday: 10:00am - 1:00pm
Level 1, 147 Cecil Street SOUTH MELBOURNE, VIC 3205

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We know home loans & finance. Let us help you.

At Mortgage Choice South Melbourne, we know home loans and finance. We live and breathe it. You might call us a bit obsessed. And it pays off for our customers.

Whatever you need help with, our team in South Melbourne & South Yarra work hard to make sure that you have the information and set-up to make the right decision.

Whether it be finding the right loan and rate for your first home, car or investment property, or setting up a financial plan to get your money working harder for you, Mortgage Choice South Melbourne have got you covered.

Do some quick sums with our home loan calculators

We have a wide panel of lenders

Mortgage Choice South Melbourne have a fantastic range of lenders available, including all the big banks and specialist lenders. They have hundreds of products meaning you have a wide range of loan products to choose from to make sure you get the right one. It's like having over 20 lenders competing for your home loan!

And don’t worry, you won’t have to spend hours combing through websites to find the rates and loan inclusions. We compare all the products for you, to help find the loan that's going to be right for you.

Not sure about home loan interest rates? Check out our interest rate calculator

We're paid the same no matter which home loan you choose

One of the things our customers love about Mortgage Choice is that our brokers are paid the same rate of commission regardless the home loan you choose from our wide choice of lenders.

That means that we're focused on the best outcome for you. With other brokers that may not always be the case. Find out more about what makes Mortgage Choice different  

Our home loan service is no cost to you

The goal of our home loan service team in South Melbourne & South Yarra is to find you the right loan at the right rate. That means we compare hundreds of home loans to find you the right one which could save money in the long run.

And when you're ready, we put together the application & paperwork and submit to your chosen lender. We even answer questions from the lender on your behalf so you don't have to. Because let's be honest, you probably have better things to do!

The best news? We don’t charge you for our home loan service, as the bank pay us after your loan settles. 

We have happy customers

In the end, we're all about helping our customers achieve their goals and live life the way they want to. That might mean helping you find the right loan for your first home, your dream car or helping you to invest in the future.

Not only that, it’s about helping you feel informed and confident along the way. Check out our handy mortgage calculators.

Find out more about what our happy customers have to say about us.

"Paul & the team at Mortgage Choice South Melbourne went above & beyond to help me with a loan for my first home... Every aspect of the experience with them has been wonderful, with excellent communication & detailed answers to all my questions. I highly recommend them!"

[ Brendan, Southbank ]

We're ready to help!

Mortgage Choice South Melbourne & South Yarra are ready to help you with your next home loan, financial plan and everything in-between. Book your appointment by clicking on the Contact us button at the top of the page, or calling 9681 8182.

We can come to you or you can visit our office! 

Our team are mobile and can come out at a time & place that suits you. Or you can visit our office at 147 Cecil Street, South Melbourne (opposite the South Melbourne Market).

Your local mortgage broker and finance team for Albert Park, Middle Park, South Melbourne, Port Melbourne, Southbank, Prahran, Windsor, Toorak, South Yarra, Armadale and surrounds.

We can help you with

Home loans

Investment loans


Financial planning

Car loans

Personal loans

Bridging loans

Mortgages for the self employed 

Equipment finance

Commercial loans


Line of credit loans

Meet our team

We have the dream team for home loans and finance and we're ready to help you with your next loan or financial plan. Click here to find out more about your expert team at Mortgage Choice in South Melbourne.

Why not join us on social media? 

Follow us on Facebook to stay up-to-date on everything happening in finance & property, plus learn more about who we are and why we love finance so much.

"I would recommend without hesitation Monica and her team at Mortgage Choice to anybody looking for a home loan. It took us nearly 2 years to find our home. Monica was there to help us every step of the way, going above and beyond simply helping us find the best loan. She helped us find good building inspectors and conveyancers and provided us with countless free valuation reports on any houses we were interested in purchasing. After purchasing our home at auction Monica, Becky and Fiona were very proactive in ensuring the loan application progressed smoothly, providing us with regular updates and quickly addressing any issues that arose. It was very reassuring to know that Monica and her team were there to support us right up to settlement and beyond. I look forward to dealing with Monica again in the future"

Jonathan & Angela - First Home Buyer
West Footscray, VIC

"All the staff at Mortgage Choice are lovely! They would answer any question we had day or night! They have made the experience of buying our first home as relaxing as it can be. Thank you Mon and team!"

Carina & Samuel - First Home Buyer
Narre Warren South, VIC

"We have worked with Monica and her team for four years and through a number of mortgages. She and her team provide a very personalised, professional and thorough service that we would have no hesitation in recommending to others "

Damian & Yvette - Property Investor

"Very knowledgeable and great to deal with. Highly recommend!"

Harley J - First Home Buyer
Southbank, VIC

"Paul, Jessica and the team at Mortgage Choice South Melbourne went above and beyond to help me with a loan for my first home. They helped make the process simple and were able to get approval on a loan with a great rate & features incredibly quickly. Every aspect of the experience with them has been wonderful, with excellent communication and detailed answers to all my questions. I highly recommend them - Thanks Paul & Jessica for all your help!"

Brendan Fisher - First Home Buyer
South Melbourne, VIC

"Paul and Chris were superb, and we could not have done this without them. I look forward to a long and healthy relationship with them both!"

Rakhesh Martyn - Upgrader
Albert Park, VIC

"Thank you all so much for your hard work throughout the process. It's been an absolute pleasure dealing with everybody and I wouldn't hesitate for a second to recommend your services to anybody who asked. In a few years when I'm (hopefully!) looking to upgrade and the refinancing that comes with it I'll definitely be coming straight to you. Thanks again!"

Cole - First Home Buyer
St Kilda, VIC

"Very professional and friendly service received by Monica. Following up attitude and trying to sort out all issues before they become 'problems' is just admirable. Not only will Monica be my first choice for any future home loans, but I consider her my trusted advisor, as I am confident she puts customers needs ahead of business preferences."

B Borna - First Home Buyer
Donvale, VIC

"After finding our dream home, my fiancé and I had setback after setback trying to find a lender that would help us reach our goal. After speaking with 3 other brokers who said they couldn’t help we were thankfully through a friend put onto Paul and his team at Mortgage Choice in South Melbourne. Not only did the Mortgage Choice team make our dream come true, they managed to help us have everything settled in a short time. They were always available for any questions and responded in a timely manner. We thoroughly enjoyed our experience with Mortgage Choice South Melbourne and recommend them highly to anyone who is trying to achieve their goal of owning a home."

Madeline Mason - Upgrader
South Melbourne, VIC

"It was an absolute pleasure dealing with Mortgage Choice especially Paul and Chris. They are very knowledgeable, helpful and proactive. They ensured that all the documentation are in place in a timely manner and took away the complications associated with dealing directly with banks. Highly recommended."

Kiran S - First Home Buyer
South Yarra, VIC

"Paul, thanks very much for the fantastic work you did to refinance my loan. Bottom line, you've literally saved me $000's of dollars in less interest payments. Huge savings. Really appreciated the way you researched the market and provided me with options to consider. Also and very importantly, your fantastic staff kept me informed all the way throughout the whole process until the loan was finally settled. A big thank you to you and your staff. I'd have no hesitation to recommend you to anyone that's looking for loan solutions"

Bill - Refinancer
Doncaster East, VIC

"Thanks for all your effort and the brilliant gift. Your professional and considerate services are appreciated from my family. I would like to recommend you to all my friends when they look for broker


Sharon - First Home Buyer
Mulgrave, VIC

"If I could give more than 5 stars then I would.
We have been dealing with Paul and his staff for coming up to 2 years now.
They always explained everything in detail and responded to any questions we had.
We also received follow up emails to see how things are going.
Can not fault their service at all. Always friendly and willing to help. Even going out their way to do things for us as well.
Will be using their services again. And highly recommend them!

Thank you mortgage choice!"

Mathew - First Home Buyer
South Melbourne, VIC

"The team were so helpful at every stage of the process. Informative, available and friendly. Nothing was ever too much to ask of them, and they went above and beyond to make our first time buying experience a good one! "

Adam - First Home Buyer
South Yarra, VIC

Guide: Step by step to property ownership | South Melbourne

When you're buying a property, whether it's an investment property or one you want to live in, there's a lot to consider - from financing to location. The Mortgage Choice team in South Melbourne & South Yarra want to help! This guide will help you understand more about the process and the difference between an investment loan & residential owner-occupied loan. 

Download now


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