18 Jul 2021
Is it worth going through a mortgage broker? Only if that mortgage broker is Mortgage Choice South Melbourne! After unsuccessfully trying to secure a home loan through 4 differe...
At Mortgage Choice in South Melbourne, we know home loans and finance. You might call us a bit obsessed! But it pays off for our customers.
Whether it be finding the right loan and rate for your next purchase or setting up a simple & effective financial plan, Mortgage Choice South Melbourne work hard to help you make better choices with your finances.
Mortgage Choice in South Melbourne has a fantastic range of lenders available, including all the big banks and specialist lenders. This means that you have a wide range of loan products to choose from - it's like having over 20 lenders competing for your home loan! We'll help narrow it down for you - to help you make the right decision.
And don’t worry, you won’t have to spend hours combing through websites to find the rates and loan inclusions. Our team of mortgage brokers in South Melbourne compare all the products for you, to help find the loan that's going to be right for you. Find out why having a wide choice of lenders is so important.
The goal of our home loan service team in South Melbourne & Albert Park is to find you the right loan at the right rate. That means we compare hundreds of home loans to find the one which could save you money in the long run.
And when you're ready, we put together the application & paperwork and submit to your chosen lender. We even answer questions from the lender on your behalf so you don't have to. Because let's be honest, you probably have better things to do!
The best news? We don’t charge you for our home loan service, because your chosen lender pays us after your loan settles.
One of the things our customers love about Mortgage Choice is that our brokers are paid the same rate of commission regardless the home loan you choose from our wide choice of lenders.
That means that we're focused on the best outcome for you. With other brokers that may not always be the case. Find out more about what makes Mortgage Choice different .
Our team at Mortgage Choice in South Melbourne are passionate about your home loan and helping you make better choices for a better financial life.
Our team are mobile and can come out at a time & place that suits you. Or you can visit our office at 147 Cecil Street, South Melbourne (opposite the South Melbourne Market).
Your local mortgage broker and finance team for Albert Park, Middle Park, South Melbourne, Port Melbourne, Southbank, Prahran, Windsor, Toorak, South Yarra, Armadale and surrounds.
"Paul & the team at Mortgage Choice South Melbourne went above & beyond to help me with a loan for my first home... Every aspect of the experience with them has been wonderful, with excellent communication & detailed answers to all my questions. I highly recommend them!" [Brendan, Southbank]
"When our usual bank refused to extend our loan, I consulted Paul at Mortgage Choice South Melbourne. With no drama at all, a loan was arranged with another bank, on even better terms than the previous loan. Thanks Paul and Ina." [John, Albert Park]
"If I could give more than 5 stars then I would. We have been dealing with Paul and his staff for coming up to 2 years now...Can not fault their service at all. Always friendly and willing to help. Will be using their services again. And highly recommend them!" [Mathew, South Melbourne]
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
I would recommend without hesitation Monica and her team at Mortgage Choice to anybody looking for a home loan. It took us nearly 2 years to find our home. Monica was there to help us every step of the way, going above and beyond simply helping us find the best loan. She helped us find good building inspectors and conveyancers and provided us with countless free valuation reports on any houses we were interested in purchasing. After purchasing our home at auction Monica, Becky and Fiona were very proactive in ensuring the loan application progressed smoothly, providing us with regular updates and quickly addressing any issues that arose. It was very reassuring to know that Monica and her team were there to support us right up to settlement and beyond. I look forward to dealing with Monica again in the future
Paul and his team worked incredibly hard over many weeks and to successfully obtain mortgage approval. Not an easy feat when you are an Expat and very restrictive banking regulations mean that Expats are at an enormous disadvantage when trying to borrow for investment properties in Australia. Paul and his team, most notably Ina, did an outstanding job and their dedication and persistence was exemplary and so greatly appreciated. I could not recommend them highly enough.
All the staff at Mortgage Choice are lovely! They would answer any question we had day or night! They have made the experience of buying our first home as relaxing as it can be. Thank you Mon and team!
Thanks also to Mortgage Choice South Melbourne & Southbank again for providing such good advice and timely service. The deal you found with CBA is great... Getting everything processed and approved within the fairly tight timeline is much appreciated and we only wish we had chatted to you sooner.
We have worked with Monica and her team for four years and through a number of mortgages. She and her team provide a very personalised, professional and thorough service that we would have no hesitation in recommending to others
The team at Mortgage Choice South Melbourne where a pleasure to deal with & cannot thank them enough for their professional, courteous & patient service. They made our loan approval easy & smooth from the word go!!!! thanks again Team
Fantastic service! They made the process much easier while at the same time keeping us informed and involved.
Thank you so much to the whole Mortgage Choice South Melbourne team for assisting me with my home loan. Special mentions to Paul, Jedan and Ina! I am someone with very limited experience/knowledge in the area of loans and finance and after my experience with you I now feel very educated in the area.
You made the whole process very easy and convenient by allowing not only face to face correspondence but via phone and email too if needed. Your communication was outstanding.Thanks to you I have now purchased my first property. I would highly recommend Mortgage Choice South Melbourne!
Paul heads a fantastic team that provided sound advice and a solution to enable me to purchase a home and escape the rental market.
Mortgage Choice in South Melbourne were very professional, kind, and patient when guiding us through the home loan options, from beginning right through to execution of the loan!
I cannot recommend Mortgage Choice, South Melbourne highly enough. Specifically Matthew & Ina, they made the process simple from start to finish, as first time home buyers we were both unsure of the process and we found their constant advice, help and guidance extremely helpful and we both really appreciated their professionalism and attention to detail. Thank you both and we would happily recommend Mortgage Choice to anyone buying a house.
Paul, Jessica and the team at Mortgage Choice South Melbourne went above and beyond to help me with a loan for my first home. They helped make the process simple and were able to get approval on a loan with a great rate & features incredibly quickly. Every aspect of the experience with them has been wonderful, with excellent communication and detailed answers to all my questions. I highly recommend them - Thanks Paul & Jessica for all your help!
We recently had the pleasure of dealing with the fabulous team of Matthew and Ina at Mortgage Choice South Melbourne. Matthew and Ina were both highly professional throughout the whole process, keeping us constantly updated on our loan process and offered great options and advice. With their help, we were able to make a big savings on our mortgage repayments. Highly recommend the team!
Mortgage Choice South Melbourne have gone above and beyond a simple home loan. Not only achieving a fabulous rate with a new lender but managing our 'challenging' discharge from previous lenders. Jess is tenacious, professional, personable and an absolute pleasure to deal with, we can't thank her enough. Paul and his team are extremely client focused and we can't recommend this team more highly. Thank you guys for taking the stress, calls and running around out of our hands.
Paul, Ina and the whole team at Mortgage Choice in South Melbourne went above and beyond to help us get a mortgage sorted at a busy and stressful period in our lives. Highly recommend speaking to them if you need help and support.
This factsheet goes through a few things you have to remember when considering a Guarantor loan. We often meet with both first home buyers & their guarantors to go through the pros, cons & risks to both. If you would like more information, please contact our team at Mortgage Choice South Melbourne. Find out how much your repayments might be with our home loan calculator.