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Paul Williams

Mortgage Choice South Melbourne | Your local team of home loan & finance experts

Looking for a home loan expert to help you find the right loan at the right rate? The expert mortgage broker team at Mortgage Choice in South Melbourne & South Yarra have got you covered.
  • Call Us Mortgage Choice South Melbourne
  • Office - 03 9681 8182
  • Fax - 03 9645 9734
  • Open Hours Mortgage Choice South Melbourne
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Level 5, 111 Cecil Street SOUTH MELBOURNE, VIC 3205
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Let us help with your home loan and finances

At Mortgage Choice in South Melbourne, we know home loans and finance. You might call us a bit obsessed! But it pays off for our customers.

We have a wide panel of lenders

Our mortgage broker South Melbourne team has a fantastic range of over 25 lenders on our panel, including all the big banks and specialist lenders. This means that you have a wide range of loan products to choose from.

And don’t worry, you won’t have to spend hours combing through websites to find the rates and loan inclusions. We'll do it for you and then help you choose from a shortlist of home loans that best suit you.

Check out our lowest interest rates

We do all the work for you

The goal of your mortgage broker South Melbourne & South Yarra team is to find you the right loan at the right rate. That means we compare hundreds of home loans to find the one which could save you money in the long run.

And when you're ready, we put together the application & paperwork and submit to your chosen lender. We even answer questions from the lender on your behalf so you don't have to. Because let's be honest, you probably have better things to do!

The best news? We don’t charge you for our home loan service, because your chosen lender pays us after your loan settles.

We're passionate about your home loan

Our Mortgage Broker South Melbourne team are passionate about your home loan and helping you make better choices for a better financial life.

Our team are mobile and can come out at a time & place that suits you, or chat to you via phone or video. Alternatively, you can visit our office at 147 Cecil Street, South Melbourne (opposite the South Melbourne Market).

Call to book an appointment with us on 03 9681 8182 or email

Your local mortgage broker and finance team for Albert Park, Middle Park, South Melbourne, Port Melbourne, Southbank, Prahran, Windsor, Toorak, South Yarra, Armadale and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Nick Alexander

02 Apr 2022

Highly recommended for all your mortgaging needs. My thanks to Paul and Namita for the amazing service, once again!

Donna Brown

30 Mar 2022

Thankyou Paul Sullivan and Namita for all your help and patience in dealing with our very difficult case. Paul you were always positive from the start, you never judged you just...

Mrinal Dutta

14 Feb 2022

Paul was a guiding light for us for our first home journey. He was very transparent and honest from our very first call and was able to guide us through what most consider a ard...

Jeremy Elliot

06 Jan 2022

Paul and the team at Mortgage Choice South Melbourne was able to make the impossible happen. As self-employed ex-pats we had very limited lending options but Paul was able to fi...

Fraser Beattie

23 Dec 2021

We had a great experience working with Mortgage Choice to buy our first home. Paul Sullivan was highly professional and explained the process of buying a home in a way we could...

Corey Laux

23 Dec 2021

Paul and the team were recommended through a friend and did not disappoint, Good communication and prompt responses to all our various questions as well as meeting and extremel...

Susanne Multerer

29 Nov 2021

I highly recommend Paul Sullivan and the Mortgage Choice team (Namita and Jedan) in South Melbourne. Paul went above and beyond and it was an absolute pleasure to deal with him....

melinda sullivan

09 Nov 2021

We had a great experience with Mortgage Choice South Melbourne. The team worked hard to gain us the best rate from a provider that suited our values and needs. Paul Sullivan was...


03 Nov 2021

Mortgage Choice South Melbourne has been an absolute delight to work with. We came to Paul and his team as a recommendation, and everything from the initial appointment to sett...

Damian Cerini

01 Nov 2021

Property purchase went very smoothly. Paul was fantastic, great service and really cared about the outcome and took care of all the details. Will be recommending Paul and the...

Stephen Wade

28 Sep 2021

An enormous thank you to Paul Williams and his wonderful team for their support in the recent purchase of our family home! Paul, Matt and Namita were responsive and supportive...

Desmond Yap

26 Aug 2021

I've been through a couple of Mortgage Brokers in the past and none have provided high quality service as well as Paul Sullivan and Namita. They have been extremely responsive,...

Kylie Mitchell

25 Aug 2021

Recently refinanced my home loan with Paul from Mortgage Choice South Melbourne. He was excellent the whole way through, and went above and beyond to get the loan pushed through...

Natalie Jessen

23 Aug 2021

The team at Mortgage Choice South Melbourne assisted us with purchasing our first home. The whole team has been fantastic to deal with and we felt so supporting throughout the p...

adam bartell

17 Aug 2021

The mortgage choice team has been amazing made it really simple for me and my wife to pick the best interest rate. And doing so much work in the back end

Lauren de Wit

12 Aug 2021

Could not have asked for more from Mortgage Choice South Melbourne! Their guidance and assistance throughout the selling and buying process was incredible and eliminated all str...

Luiza Struska

18 Jul 2021

Is it worth going through a mortgage broker? Only if that mortgage broker is Mortgage Choice South Melbourne! After unsuccessfully trying to secure a home loan through 4 differe...

Liu Lili

16 Jul 2021

Paul and his team are simply the best and the only mortgage broker you will ever need in life! I bought my first house almost two weeks ago! I couldn’t have achieved my dream wi...

Ebony Jenkins

07 Jul 2021

My nerves of purchasing my own home as a single female were quickly eliminated from my very first meeting with Paul. Paul and his team were friendly, thorough and worked extreme...

Darcee Rafferty

01 Jul 2021

I have been using Mortgage Choice SM for a couple of years now. Paul and Namita, special mentions for being so responsive and friendly to deal with. I have recommended to friend...

Jane Korn

03 Jun 2021

Using Mortgage Choice was a seamless process. The South Melbourne team were professional and responsive. I highly recommend them and will definitely use them again.

Priscilla Floyd

18 May 2021

I met with one of the Pauls years ago about a very small loan and he really took the time to explore options even though it wasn't feasible at the time and gave me helpful insig...

Angela J

14 Apr 2021

Chris and Paul helped us purchase our family home in 2019. I haven’t had the chance to post a review until now but we will never forget how much work they put in to help us achi...

Lannie N

16 Dec 2020

Thank you to Paul and his team for making my dream of owning an investment property a reality! I am now the owner and landlord of a positively geared property. Having worked as...

Alex Nanopoulos

07 Dec 2020

Paul and his team were great from beginning to end. They made our multiple pre approvals and quick settlement times a breeze. Very quick to reply to all of my questions and noth...


06 Dec 2020

The team at Mortgage Choice South Melbourne were AMAZING in helping us buy our first home. They helped us throughout the entire process and did all the work for us, not to menti...

K. Searles

05 Dec 2020

The MC South Melbourne team were fantastic to deal with. Would highly recommend the team for financial services.

Ruth Ashtamkar

08 Oct 2020

Matthew & Paul from Mortgage Choice South Melbourne were very friendly and helpful . I was really impressed with the professional manner in which they communicated with me thr...

Adam Roggero

06 Sep 2020

Had a great experience with Mortgage Choice in South Melbourne for our recent home loan. Mortgage Choice were able to find us the best option for our needs and were quick to res...

Nancy Yu

02 Jul 2020

All the staff members were very helpful in a professional way. Highly recommend this broker.

Rosanna Gliouzberg

09 Jun 2020

Could not of asked for a better team to help us with our first home purchase. Thank you isn’t enough, Paul, Jedan and Matthew you are simply amazing!! We will be back for sure!!


22 May 2020

Originally worked with Mortgage Choice South Melbourne on a recommendation from a friend. The previous owner was incredible and I had the best experience I could ask for when pu...

See all Google reviews

All the staff at Mortgage Choice are lovely! They would answer any question we had day or night! They have made the experience of buying our first home as relaxing as it can be. Thank you Mon and team!

Carina & Samuel, Narre Warren South,

Thanks also to Mortgage Choice South Melbourne & Southbank again for providing such good advice and timely service. The deal you found with CBA is great... Getting everything processed and approved within the fairly tight timeline is much appreciated and we only wish we had chatted to you sooner.

John Simon, St Kilda,

We have worked with Monica and her team for four years and through a number of mortgages. She and her team provide a very personalised, professional and thorough service that we would have no hesitation in recommending to others

Damian & Yvette, BEAUMARIS,

Fantastic service! They made the process much easier while at the same time keeping us informed and involved.

Jackson Jones, South Melbourne,

I would recommend without hesitation Monica and her team at Mortgage Choice to anybody looking for a home loan. It took us nearly 2 years to find our home. Monica was there to help us every step of the way, going above and beyond simply helping us find the best loan. She helped us find good building inspectors and conveyancers and provided us with countless free valuation reports on any houses we were interested in purchasing. After purchasing our home at auction Monica, Becky and Fiona were very proactive in ensuring the loan application progressed smoothly, providing us with regular updates and quickly addressing any issues that arose. It was very reassuring to know that Monica and her team were there to support us right up to settlement and beyond. I look forward to dealing with Monica again in the future

Jonathan & Angela, West Footscray,

Thank you so much to the whole Mortgage Choice South Melbourne team for assisting me with my home loan. Special mentions to Paul, Jedan and Ina! I am someone with very limited experience/knowledge in the area of loans and finance and after my experience with you I now feel very educated in the area.

You made the whole process very easy and convenient by allowing not only face to face correspondence but via phone and email too if needed. Your communication was outstanding.Thanks to you I have now purchased my first property. I would highly recommend Mortgage Choice South Melbourne!

Blair Robertson, Albert Park,

Paul heads a fantastic team that provided sound advice and a solution to enable me to purchase a home and escape the rental market.

Gavin Harrower, Albert Park,

Paul and his team worked incredibly hard over many weeks and to successfully obtain mortgage approval. Not an easy feat when you are an Expat and very restrictive banking regulations mean that Expats are at an enormous disadvantage when trying to borrow for investment properties in Australia. Paul and his team, most notably Ina, did an outstanding job and their dedication and persistence was exemplary and so greatly appreciated. I could not recommend them highly enough.

Anne Salt, Southbank,

Mortgage Choice in South Melbourne were very professional, kind, and patient when guiding us through the home loan options, from beginning right through to execution of the loan!

Coco Hamilton Wilson, South Yarra,

Your Step by Step Guide to: buying property | South Melbourne

There is so much information out there about buying property - it's hard to know where to start to get the information you need. Our team at Mortgage Choice in South Melbourne have got you covered! Our free e-guide takes you through each step of purchasing property from asking yourself the right questions through to moving in! It even has a glossary of common terms and phrases. What can you afford to borrow? Click here to do some quick sums.

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