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Paul Williams

Mortgage Choice South Melbourne | Your local team of home loan & finance experts

Looking for a home loan expert to help you find the right loan at the right rate? Or a financial planner to help you build a plan for the future? The expert team at Mortgage Choice South Melbourne & South Yarra have got you covered.
  • Call Us Mortgage Choice South Melbourne
  • Office - 03 9681 8182
  • Fax - 03 9645 9734
  • Open Hours Mortgage Choice South Melbourne
  • Monday to Friday: 8:00am - 6:00pm
    Saturday: 10:00am - 1:00pm
  • Free Appointment
Address

Level 1, 147 Cecil Street SOUTH MELBOURNE, VIC 3205

Latest home loan interest rates

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Comparison rate
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Let us help with your home loan and finances.

At Mortgage Choice in South Melbourne, we know home loans and finance. You might call us a bit obsessed! But it pays off for our customers.

Whether it be finding the right loan and rate for your next purchase or setting up a simple & effective financial plan, Mortgage Choice South Melbourne work hard to help you make better choices with your finances.

We have a wide panel of lenders

Mortgage Choice in South Melbourne has a fantastic range of lenders available, including all the big banks and specialist lenders. This means that you have a wide range of loan products to choose from - it's like having over 20 lenders competing for your home loan! We'll help narrow it down for you - to help you make the right decision.

And don’t worry, you won’t have to spend hours combing through websites to find the rates and loan inclusions. Our team of mortgage brokers in South Melbourne compare all the products for you, to help find the loan that's going to be right for you. Find out why having a wide choice of lenders is so important.

We do all the work for you

The goal of our home loan service team in South Melbourne & Albert Park is to find you the right loan at the right rate. That means we compare hundreds of home loans to find the one which could save you money in the long run.

And when you're ready, we put together the application & paperwork and submit to your chosen lender. We even answer questions from the lender on your behalf so you don't have to. Because let's be honest, you probably have better things to do!

The best news? We don’t charge you for our home loan service, because your chosen lender pays us after your loan settles. 

We're paid the same no matter which home loan you choose

One of the things our customers love about Mortgage Choice is that our brokers are paid the same rate of commission regardless the home loan you choose from our wide choice of lenders.

That means that we're focused on the best outcome for you. With other brokers that may not always be the case. Find out more about what makes Mortgage Choice different .

We're passionate about your home loan

Our team at Mortgage Choice in South Melbourne are passionate about your home loan and helping you make better choices for a better financial life.

Our team are mobile and can come out at a time & place that suits you. Or you can visit our office at 147 Cecil Street, South Melbourne (opposite the South Melbourne Market).  

Call us to book an appointment with us on 03 9681 8182. 

Your local mortgage broker and finance team for Albert Park, Middle Park, South Melbourne, Port Melbourne, Southbank, Prahran, Windsor, Toorak, South Yarra, Armadale and surrounds.

"Paul & the team at Mortgage Choice South Melbourne went above & beyond to help me with a loan for my first home... Every aspect of the experience with them has been wonderful, with excellent communication & detailed answers to all my questions. I highly recommend them!"  [Brendan, Southbank]

 

"When our usual bank refused to extend our loan, I consulted Paul at Mortgage Choice South Melbourne. With no drama at all, a loan was arranged with another bank, on even better terms than the previous loan.  Thanks Paul and Ina." [John, Albert Park]

 

"If I could give more than 5 stars then I would. We have been dealing with Paul and his staff for coming up to 2 years now...Can not fault their service at all. Always friendly and willing to help. Will be using their services again. And highly recommend them!" [Mathew, South Melbourne]

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



Luiza Struska

18 Jul 2021

Is it worth going through a mortgage broker? Only if that mortgage broker is Mortgage Choice South Melbourne! After unsuccessfully trying to secure a home loan through 4 differe...


Liu Lili

16 Jul 2021

Paul and his team are simply the best and the only mortgage broker you will ever need in life! I bought my first house almost two weeks ago! I couldn’t have achieved my dream wi...


Ebony Jenkins

07 Jul 2021

My nerves of purchasing my own home as a single female were quickly eliminated from my very first meeting with Paul. Paul and his team were friendly, thorough and worked extreme...


Darcee Rafferty

01 Jul 2021

I have been using Mortgage Choice SM for a couple of years now. Paul and Namita, special mentions for being so responsive and friendly to deal with. I have recommended to friend...


Jane Korn

03 Jun 2021

Using Mortgage Choice was a seamless process. The South Melbourne team were professional and responsive. I highly recommend them and will definitely use them again.


Priscilla Floyd

18 May 2021

I met with one of the Pauls years ago about a very small loan and he really took the time to explore options even though it wasn't feasible at the time and gave me helpful insig...


Angela J

14 Apr 2021

Chris and Paul helped us purchase our family home in 2019. I haven’t had the chance to post a review until now but we will never forget how much work they put in to help us achi...


Lannie N

16 Dec 2020

Thank you to Paul and his team for making my dream of owning an investment property a reality! I am now the owner and landlord of a positively geared property. Having worked as...


Alex Nanopoulos

07 Dec 2020

Paul and his team were great from beginning to end. They made our multiple pre approvals and quick settlement times a breeze. Very quick to reply to all of my questions and noth...


Hilary

06 Dec 2020

The team at Mortgage Choice South Melbourne were AMAZING in helping us buy our first home. They helped us throughout the entire process and did all the work for us, not to menti...


K. Searles

05 Dec 2020

The MC South Melbourne team were fantastic to deal with. Would highly recommend the team for financial services.


Ruth Ashtamkar

08 Oct 2020

Matthew & Paul from Mortgage Choice South Melbourne were very friendly and helpful . I was really impressed with the professional manner in which they communicated with me thr...


Adam Roggero

06 Sep 2020

Had a great experience with Mortgage Choice in South Melbourne for our recent home loan. Mortgage Choice were able to find us the best option for our needs and were quick to res...


Nancy Yu

02 Jul 2020

All the staff members were very helpful in a professional way. Highly recommend this broker.


Rosanna Gliouzberg

09 Jun 2020

Could not of asked for a better team to help us with our first home purchase. Thank you isn’t enough, Paul, Jedan and Matthew you are simply amazing!! We will be back for sure!!


Anon

22 May 2020

Originally worked with Mortgage Choice South Melbourne on a recommendation from a friend. The previous owner was incredible and I had the best experience I could ask for when pu...


Rob Dawson

05 May 2020

Paul and the team have been great, he worked to get us a great value loan and was understanding as to what we required.


Coco Hamilton Wilson

20 Feb 2020

Very professional, kind, and patient when guiding us through the homeloan options, from beginning right through to execution of the loan!


Jillian Pozzi

19 Feb 2020

We can’t recommend Mortgage Choice South Melbourne more highly. The team at Mortgage Choice were with us from our first meeting with Paul right through to settlement with Chris....


Blair Robertson

02 Feb 2020

Thank you so much to the whole Mortgage Choice South Melbourne team for assisting me with my home loan. Special mentions to Paul, Jedan and Ina! I am someone with very limited e...


Kate Hughes Hallett

28 Jan 2020

Paul, Ina and the whole team at Mortgage Choice went above and beyond to help us get a mortgage sorted at a busy and stressful period in our lives. Highly recommend speaking to...


Ty Brierley

07 Jan 2020

Amazing team at Mortgage Choice, the transaction was seamless and they worked hard to get the best result possible, thank you! I will be recommending to friends and family witho...


Christine Rogers

07 Jan 2020

Paul and his team were very helpful, always prompt in responses even over the xmas period, and offered us some great options in our quest to change our mortgages from NAB. The p...


Cam

17 Dec 2019

Amazing team who worked tirelessly to sort our refinance and home loan. Chris and the guys did a amazing job. HIGHLY RECOMMEND


Brooke De Wit

02 Dec 2019

The guys at Mortgage Choice South Melbourne are awesome! They make the whole process of buying a property so easy and stress free. Highly recommend their services.


Stacey Rees

16 Nov 2019

We had a fantastic experience dealing with Chris. He was very knowledgable and guided and supported us through the process of purchasing our first apartment together. Easy to de...


John Middleton

22 Oct 2019

When our usual bank refused to extend our loan, I consulted Paul at Mortgage Choice South Melbourne. With no drama at all, a loan was arranged with another bank, on even better...


Leila Ka

02 Oct 2019

I can't thank Mortgage Choice enough for their beyond the duty support specially 'Matthew'. Matthew and the whole team at Mortgage choice are professional, honest, friendly, and...


Hayley Jovanovic

30 Jul 2019

We recently had the pleasure of dealing with the fabulous team of Matthew and Ina at Mortgage Choice South Melbourne. Matthew and Ina were both highly professional throughout th...


Rachel Rafferty

25 Jul 2019

I cannot recommend Mortgage Choice, South Melbourne highly enough. Specifically Matthew & Ina, they made the process simple from start to finish, as first time home buyers we we...


Mark Bradly

26 Mar 2019

The team at Mortgage Choice South Melbourne where a pleasure to deal with & cannot thank them enough for there professional, Courteous & patient service. They made our loan appr...


Madeline Mason

11 Dec 2018

After finding our dream home, my fiancé and I had setback after setback trying to find a lender that would help us reach our goal. After speaking with 3 other brokers who said t...


See all Google reviews

I would recommend without hesitation Monica and her team at Mortgage Choice to anybody looking for a home loan. It took us nearly 2 years to find our home. Monica was there to help us every step of the way, going above and beyond simply helping us find the best loan. She helped us find good building inspectors and conveyancers and provided us with countless free valuation reports on any houses we were interested in purchasing. After purchasing our home at auction Monica, Becky and Fiona were very proactive in ensuring the loan application progressed smoothly, providing us with regular updates and quickly addressing any issues that arose. It was very reassuring to know that Monica and her team were there to support us right up to settlement and beyond. I look forward to dealing with Monica again in the future

Jonathan & Angela, West Footscray,

Paul and his team worked incredibly hard over many weeks and to successfully obtain mortgage approval. Not an easy feat when you are an Expat and very restrictive banking regulations mean that Expats are at an enormous disadvantage when trying to borrow for investment properties in Australia. Paul and his team, most notably Ina, did an outstanding job and their dedication and persistence was exemplary and so greatly appreciated. I could not recommend them highly enough.

Anne Salt, Southbank,

All the staff at Mortgage Choice are lovely! They would answer any question we had day or night! They have made the experience of buying our first home as relaxing as it can be. Thank you Mon and team!

Carina & Samuel, Narre Warren South,

Thanks also to Mortgage Choice South Melbourne & Southbank again for providing such good advice and timely service. The deal you found with CBA is great... Getting everything processed and approved within the fairly tight timeline is much appreciated and we only wish we had chatted to you sooner.

John Simon, St Kilda,

We have worked with Monica and her team for four years and through a number of mortgages. She and her team provide a very personalised, professional and thorough service that we would have no hesitation in recommending to others

Damian & Yvette, BEAUMARIS,

Fantastic service! They made the process much easier while at the same time keeping us informed and involved.

Jackson Jones, South Melbourne,

Thank you so much to the whole Mortgage Choice South Melbourne team for assisting me with my home loan. Special mentions to Paul, Jedan and Ina! I am someone with very limited experience/knowledge in the area of loans and finance and after my experience with you I now feel very educated in the area.

You made the whole process very easy and convenient by allowing not only face to face correspondence but via phone and email too if needed. Your communication was outstanding.Thanks to you I have now purchased my first property. I would highly recommend Mortgage Choice South Melbourne!

Blair Robertson, Albert Park,

Paul heads a fantastic team that provided sound advice and a solution to enable me to purchase a home and escape the rental market.

Gavin Harrower, Albert Park,

Mortgage Choice in South Melbourne were very professional, kind, and patient when guiding us through the home loan options, from beginning right through to execution of the loan!

Coco Hamilton Wilson, South Yarra,

I cannot recommend Mortgage Choice, South Melbourne highly enough. Specifically Matthew & Ina, they made the process simple from start to finish, as first time home buyers we were both unsure of the process and we found their constant advice, help and guidance extremely helpful and we both really appreciated their professionalism and attention to detail. Thank you both and we would happily recommend Mortgage Choice to anyone buying a house.

Rachel Rafferty, Southbank,

Paul, Jessica and the team at Mortgage Choice South Melbourne went above and beyond to help me with a loan for my first home. They helped make the process simple and were able to get approval on a loan with a great rate & features incredibly quickly. Every aspect of the experience with them has been wonderful, with excellent communication and detailed answers to all my questions. I highly recommend them - Thanks Paul & Jessica for all your help!

Brendan Fisher, South Melbourne,

We recently had the pleasure of dealing with the fabulous team of Matthew and Ina at Mortgage Choice South Melbourne. Matthew and Ina were both highly professional throughout the whole process, keeping us constantly updated on our loan process and offered great options and advice. With their help, we were able to make a big savings on our mortgage repayments. Highly recommend the team!

Hayley Jovanovic, Albert Park,

Mortgage Choice South Melbourne have gone above and beyond a simple home loan. Not only achieving a fabulous rate with a new lender but managing our 'challenging' discharge from previous lenders. Jess is tenacious, professional, personable and an absolute pleasure to deal with, we can't thank her enough. Paul and his team are extremely client focused and we can't recommend this team more highly. Thank you guys for taking the stress, calls and running around out of our hands.

Leah Roszak, South Melbourne,

Paul, Ina and the whole team at Mortgage Choice in South Melbourne went above and beyond to help us get a mortgage sorted at a busy and stressful period in our lives. Highly recommend speaking to them if you need help and support.

Kate Hughes Hallett, Albert Park,

Factsheet: Guarantor Loans | South Melbourne & Southbank

This factsheet goes through a few things you have to remember when considering a Guarantor loan. We often meet with both first home buyers & their guarantors to go through the pros, cons & risks to both. If you would like more information, please contact our team at Mortgage Choice South Melbourne. Find out how much your repayments might be with our home loan calculator.


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