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Paul Williams

Mortgage Choice South Melbourne | Your local team of home loan & finance experts

Looking for a home loan expert to help you find the right loan at the right rate? Or a financial planner to help you build a plan for the future? The expert team at Mortgage Choice South Melbourne & South Yarra have got you covered.
  • Call Us Mortgage Choice South Melbourne
  • Office - 03 9681 8182
  • Fax - 03 9645 9734
  • Open Hours Mortgage Choice South Melbourne
  • Monday to Friday: 8:00am - 6:00pm
    Saturday: 10:00am - 1:00pm
  • Free Appointment

Level 1, 147 Cecil Street SOUTH MELBOURNE, VIC 3205

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Let us help with your home loan and finances.

At Mortgage Choice in South Melbourne, we know home loans and finance. You might call us a bit obsessed! But it pays off for our customers.

Whether it be finding the right loan and rate for your next purchase or setting up a simple & effective financial plan, Mortgage Choice South Melbourne work hard to help you make better choices with your finances.

We have a wide panel of lenders

Mortgage Choice in South Melbourne has a fantastic range of lenders available, including all the big banks and specialist lenders. This means that you have a wide range of loan products to choose from - it's like having over 20 lenders competing for your home loan! We'll help narrow it down for you - to help you make the right decision.

And don’t worry, you won’t have to spend hours combing through websites to find the rates and loan inclusions. Our team of mortgage brokers in South Melbourne compare all the products for you, to help find the loan that's going to be right for you. Find out why having a wide choice of lenders is so important.

We do all the work for you

The goal of our home loan service team in South Melbourne & Albert Park is to find you the right loan at the right rate. That means we compare hundreds of home loans to find the one which could save you money in the long run.

And when you're ready, we put together the application & paperwork and submit to your chosen lender. We even answer questions from the lender on your behalf so you don't have to. Because let's be honest, you probably have better things to do!

The best news? We don’t charge you for our home loan service, because your chosen lender pays us after your loan settles. 

We're paid the same no matter which home loan you choose

One of the things our customers love about Mortgage Choice is that our brokers are paid the same rate of commission regardless the home loan you choose from our wide choice of lenders.

That means that we're focused on the best outcome for you. With other brokers that may not always be the case. Find out more about what makes Mortgage Choice different .

We're passionate about your home loan

Our team at Mortgage Choice in South Melbourne are passionate about your home loan and helping you make better choices for a better financial life.

Our team are mobile and can come out at a time & place that suits you. Or you can visit our office at 147 Cecil Street, South Melbourne (opposite the South Melbourne Market).  

Call us to book an appointment with us on 03 9681 8182. 

Your local mortgage broker and finance team for Albert Park, Middle Park, South Melbourne, Port Melbourne, Southbank, Prahran, Windsor, Toorak, South Yarra, Armadale and surrounds.

"Paul & the team at Mortgage Choice South Melbourne went above & beyond to help me with a loan for my first home... Every aspect of the experience with them has been wonderful, with excellent communication & detailed answers to all my questions. I highly recommend them!"  [Brendan, Southbank]


"When our usual bank refused to extend our loan, I consulted Paul at Mortgage Choice South Melbourne. With no drama at all, a loan was arranged with another bank, on even better terms than the previous loan.  Thanks Paul and Ina." [John, Albert Park]


"If I could give more than 5 stars then I would. We have been dealing with Paul and his staff for coming up to 2 years now...Can not fault their service at all. Always friendly and willing to help. Will be using their services again. And highly recommend them!" [Mathew, South Melbourne]

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

I would recommend without hesitation Monica and her team at Mortgage Choice to anybody looking for a home loan. It took us nearly 2 years to find our home. Monica was there to help us every step of the way, going above and beyond simply helping us find the best loan. She helped us find good building inspectors and conveyancers and provided us with countless free valuation reports on any houses we were interested in purchasing. After purchasing our home at auction Monica, Becky and Fiona were very proactive in ensuring the loan application progressed smoothly, providing us with regular updates and quickly addressing any issues that arose. It was very reassuring to know that Monica and her team were there to support us right up to settlement and beyond. I look forward to dealing with Monica again in the future

Jonathan & Angela, West Footscray, VIC
- First Home Buyer

Paul and his team worked incredibly hard over many weeks and to successfully obtain mortgage approval. Not an easy feat when you are an Expat and very restrictive banking regulations mean that Expats are at an enormous disadvantage when trying to borrow for investment properties in Australia. Paul and his team, most notably Ina, did an outstanding job and their dedication and persistence was exemplary and so greatly appreciated. I could not recommend them highly enough.

Anne Salt, Southbank, VIC
- Upgrader

All the staff at Mortgage Choice are lovely! They would answer any question we had day or night! They have made the experience of buying our first home as relaxing as it can be. Thank you Mon and team!

Carina & Samuel, Narre Warren South, VIC
- First Home Buyer

Thanks also to Mortgage Choice South Melbourne & Southbank again for providing such good advice and timely service. The deal you found with CBA is great... Getting everything processed and approved within the fairly tight timeline is much appreciated and we only wish we had chatted to you sooner.

John Simon, St Kilda, VIC
- Upgrader

We have worked with Monica and her team for four years and through a number of mortgages. She and her team provide a very personalised, professional and thorough service that we would have no hesitation in recommending to others

Damian & Yvette, BEAUMARIS, VIC
- Property Investor

Fantastic service! They made the process much easier while at the same time keeping us informed and involved.

Jackson Jones, South Melbourne, VIC
- First Home Buyer

Thank you so much to the whole Mortgage Choice South Melbourne team for assisting me with my home loan. Special mentions to Paul, Jedan and Ina! I am someone with very limited experience/knowledge in the area of loans and finance and after my experience with you I now feel very educated in the area.

You made the whole process very easy and convenient by allowing not only face to face correspondence but via phone and email too if needed. Your communication was outstanding.Thanks to you I have now purchased my first property. I would highly recommend Mortgage Choice South Melbourne!

Blair Robertson, Albert Park, VIC
- First Home Buyer

Paul heads a fantastic team that provided sound advice and a solution to enable me to purchase a home and escape the rental market.

Gavin Harrower, Albert Park, VIC
- First Home Buyer

Mortgage Choice in South Melbourne were very professional, kind, and patient when guiding us through the home loan options, from beginning right through to execution of the loan!

Coco Hamilton Wilson, South Yarra, VIC
- First Home Buyer

I cannot recommend Mortgage Choice, South Melbourne highly enough. Specifically Matthew & Ina, they made the process simple from start to finish, as first time home buyers we were both unsure of the process and we found their constant advice, help and guidance extremely helpful and we both really appreciated their professionalism and attention to detail. Thank you both and we would happily recommend Mortgage Choice to anyone buying a house.

Rachel Rafferty, Southbank, VIC
- First Home Buyer

Paul, Jessica and the team at Mortgage Choice South Melbourne went above and beyond to help me with a loan for my first home. They helped make the process simple and were able to get approval on a loan with a great rate & features incredibly quickly. Every aspect of the experience with them has been wonderful, with excellent communication and detailed answers to all my questions. I highly recommend them - Thanks Paul & Jessica for all your help!

Brendan Fisher, South Melbourne, VIC
- First Home Buyer

We recently had the pleasure of dealing with the fabulous team of Matthew and Ina at Mortgage Choice South Melbourne. Matthew and Ina were both highly professional throughout the whole process, keeping us constantly updated on our loan process and offered great options and advice. With their help, we were able to make a big savings on our mortgage repayments. Highly recommend the team!

Hayley Jovanovic, Albert Park, VIC
- Refinancer

Mortgage Choice South Melbourne have gone above and beyond a simple home loan. Not only achieving a fabulous rate with a new lender but managing our 'challenging' discharge from previous lenders. Jess is tenacious, professional, personable and an absolute pleasure to deal with, we can't thank her enough. Paul and his team are extremely client focused and we can't recommend this team more highly. Thank you guys for taking the stress, calls and running around out of our hands.

Leah Roszak, South Melbourne, VIC
- Refinancer

Paul, Ina and the whole team at Mortgage Choice in South Melbourne went above and beyond to help us get a mortgage sorted at a busy and stressful period in our lives. Highly recommend speaking to them if you need help and support.

Kate Hughes Hallett, Albert Park, VIC
- Upgrader

Factsheet: Guarantor Loans | South Melbourne & Southbank

This factsheet goes through a few things you have to remember when considering a Guarantor loan. We often meet with both first home buyers & their guarantors to go through the pros, cons & risks to both. If you would like more information, please contact our team at Mortgage Choice South Melbourne. Find out how much your repayments might be with our home loan calculator.

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