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Richard Windeyer

Mortgage Choice Charlestown - Richard Windeyer. Mortgage Broker assisting Newcastle, Lake Macquarie and surrounds.

Looking for a home loan? Refinancing, buying your first home, or investment, our team with over 14 years experience is here to assist you.

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  • Call Us Mortgage Choice Charlestown
  • Mobile - 0413 245 556
  • Office - 02 4943 9705
  • Fax - 02 4913 5483
  • Open Hours Mortgage Choice Charlestown
  • Monday to Friday 8.30 am - 5.00 pm
    After hours and Saturdays by appointment
    Sunday Closed
  • Free Appointment

1/1 Hopetoun Street CHARLESTOWN, NSW 2290

Start your home loan journey today

Contact Richard


Your local home loan specialist.

I started Mortgage Choice Charlestown back in March 2010, opened another office in Cardiff 2011, and looking back, feels like a lifetime ago.


I’m a proud Mortgage Choice broker aiding fellow Newcastle and Lake Macquarie residents in realising their dreams of owning a home.

Newcastle and Lake Macquarie holds a special place in my heart, shaping me since my early years. Supported by my partner/wife Maree and our children Philip and Kristie, we ventured down the path of self-employment some 24 years ago. 


It’s been over 14 years and I still work with my very first client!   ........a testament to the enduring relationships forged over time.

This journey has been immensely fulfilling, and I'm humbled by the recognition our team has received, including the "Lake Macquarie Business Excellence Awards" and our finalist status in "The Advisor" Better Business Awards.

Beyond work, the daily grind I cherish moments with Maree as empty nesters, enjoying time with our granddaughter Mila, MJ to us and anticipating the arrival of our grandson.

Expert home loan advice:

Why work with Richard Windeyer

Client experiences and expectations in getting a home loan has changed in recent years.

We've weathered numerous changes, but perhaps none as impactful as those in recent times. The Government's imposition of restrictions on lender borrowing limits and the unprecedented challenges brought about by COVID-19 lockdowns have left an indelible mark.

This combined with multiple interest rate increases since May 2022, has heralded a new chapter for Newcastle and Lake Macquarie people wanting to purchase their first home, refinance to a better rate or purchase an investment property.

These are just some of the challenges I have worked through. Experience counts. 

Mortgage Choice Charlestown

📍 Level 1/1 Hopetoun St, CHARLESTOWN 2290

Our office, your office, or your home means more convenience and at no cost to you.
 Areas we service:

As your Mortgage Broker, we serve Morisset to Cameron Park, Newcastle to Swansea, Hunter Valley, and anywhere in between. Let's meet where it suits you best: my office, a nearby coffee shop, or online via Zoom.

  First Home Buyer    





  Construction Loans 

Book an Appointment 
My service also includes:

  Accessing Equity

  Deposit Bonds

  Car Loans

  Personal Loans

  Equipment & Asset Finance

  SMSF Lending

Industry accolades.

FINALIST, The Better Business Awards hosted by The Adviser, Australia’s leading publication for mortgage and finance brokers. Best Customer Service/Satisfaction (Individual) 

WINNER, Lake Macquarie Business Excellence Awards
Excellence in Customer Service by an Individual 

FINALIST, Lake Macquarie Business Excellence Awards
Excellence in Customer Service by the Whole Business

Mortgage Choice Business Excellence Awards
FINALIST, National awards   




Client reviews

Richard at Mortgage Choice was the best. He made the entire process and journey of buying a house so easy. From people with little knowledge and first home buyers he was kind, patient and took the time to explain everything to us. Could not recommend Richard and Mortgage Choice enough.

25 March 2024  

Richard is a true professional. Helped us secure a great mortgage deal. Richard is knowledgeable, helpful and a great person to deal with. A well run business.

22 March 2024  

Richard and Mel from Mortgage Choice Charlestown have been a fantastic source of advice, guidance and action when it comes to all things purchasing property for both my family and friends. Richard is the consummate professional and a leader in the field of mortgage brokerage and he operates without agenda and puts his clients at ease by being approachable and informative. I strongly recommend Rich... read more

22 March 2024  

Richard and Mel from Mortgage Choice have been looking after us for years. They are very easy to work with, nothing is ever a problem. They are always helpful and we highly value their experience and advice. They helped me initially enter the property market, they supported my husband and I to purchase our family home, and they have recently assisted us to refinance. The level of communication and... read more

21 March 2024  

Cant recommend Richard enough Hes extremely knowledgeable and supportive throughout the whole process.

21 March 2024  

Highly recommend Richard who was an absolute delight to deal with and delivered quality service and a speedy turnaround during all stages of the process of securing my home loan.

06 March 2024  

Richard and Mel are both excellent at what they do. My wife and I have used Richard's services for 2 property purchases and each time it has been smooth and flawless.
I would highly recommend Richard and his team to anyone. Thank you Richard Mel

16 February 2024  

Richard has managed a number of mortgage arrangements for us and he is someone I recommend to others. Honest and supportive through a tricky process on your most expensive asset. An easy 5 stars

15 February 2024  

Richard was informative, prompt and above all a great guy. Thanks again for your help

15 February 2024  

For a couple of years now, we've had the privilege of collaborating with Richard, our trusted mortgage broker. Throughout this time, Richard has been exceptionally generous with his time, patiently guiding us through various scenarios to help us achieve our homeownership goals. Recently, we took the leap into the next chapter of our dream, a decision that wouldn't have been possible without Richar... read more

15 February 2024  

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