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Sally Watson

First Home Loans | Mortgage Broker Mornington

"Sally was a friendly and trustworthy face in an otherwise daunting time for us first home buyers. No question was too silly and Sally did her best to inform us to the best of her abilities. Sally was the key to help us sleep at night." [K.Noble, First Home Buyer, Mornington]

Are you excited about buying your first home, but not sure how to get started? Our mortgage broker Mornington team are here to help you through every step of the process, from figuring out your budget through to getting the keys to your very first home.

Working out your budget

The first step in the process is working out your budget and how much you can afford to spend and repay. Mortgage Choice Mornington can help you put together some more detailed figures based on your income, living expenses and debts.

Based on your detailed figures, our team will then do the shopping around for you from our panel of over 25 lenders, including the big 4 banks! Our team then presents a few options to you with the right rate and features along with any first home incentives you may be eligible for. 

Read how Aimee bought her first home

Getting pre-approval

Pre-approval is the next part of the process, allowing you to get a conditional green light from your chosen lender. This means that you can bid at auction and make offers on properties you like - confident in your upper limit.

It can also give you a great bargaining chip with real estate agents, who will ask if you are pre-approved for your loan. It can make the process move much faster when you have found the home you want to buy. 

More first home resources:

Download our free e-guide to find out more

Get in touch with our Mortgage Broker Mornington team

Sally, Mark and the rest of Mortgage Broker Mornington team would love to help you find the right first home loan, after all - it's what we love doing!

Call the Mortgage Broker Mornington team on 03 5973 4011 or book an appointment below.

Book an Appointment

Our Mortgage Broker Mornington team services the areas of Mornington, Mount Eliza, Mount Martha, Macrae, Safety Beach, Rye, Rosebud, Red Hill, Balnarring, Somers, Hastings, Baxter, Somerville, Pearcedale, Tyabb, and other locations on the Mornington Peninsula. 

Contact us