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Stephen Lemm

Award Winning Mortgage Brokers and Home Loan Experts in Neutral Bay, North Sydney & Mosman

At Mortgage Choice in Neutral Bay, we're committed to making the search for a great home loan easy for you. Our Mortgage Broker team do all the shopping around and research from over 25 lenders to find you a loan that's as good a fit for you, as the property itself.
  • Call Us Mortgage Choice Neutral Bay
  • Office - 0414 242 924
  • Fax - 02 9908 7822
  • Open Hours Mortgage Choice Neutral Bay
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Shop 2, 211 Ben Boyd Road NEUTRAL BAY, NSW 2089
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Support from Neutral Bay's local award winning team

When it comes to choosing your home loan, the expert support from our Mortgage Broker Neutral Bay & North Sydney team can be the key to securing the right loan for your next purchase.

The trouble is, the thousands of home loans available can make it almost impossible to know which loan is right for you. This makes our job as your local Mortgage Broker Neutral Bay team that much more important! We can sift through all the options and help you find the right home loan for you. 

 Check out our lowest interest rates

The right loan matters

Your home loan is an important step in your finances, so it's important to get it right. As your local Mortgage Broker Neutral Bay team, we do the shopping around to find a home loan that is as much a good fit for you as the property itself.

Our Mortgage Broker team work with an extensive panel of over 25 lenders, including Australia's biggest banks and some specialist lenders. By taking your circumstances into account, we can pinpoint the home loan that is right for your budget and your lifestyle. 

We will research the market, understand your individual circumstances and find a home loan tailored to fit your situation.

Simplifying the loan application

Understandably, many of our customers find the home loan application process a bit daunting. The best part about using our Mortgage Broker Neutral Bay & North Sydney team is that you're not doing it alone. In fact, we'll do all the paperwork & application for you!

Our team will even act as your point of contact with the lender, keeping you posted on the progress of your application at every stage – right up until you celebrate the settlement of your loan.

Our home loan service is no cost to you 

Like many mortgage brokers, our service is no cost to you as the lenders pay us after the loan settles. 

Our Mortgage Broker Neutral Bay team

With over 32 years of experience in the finance industry as a home loan & property expert, Stephen Lemm - along with his team in Neutral Bay, North Sydney & Mosman, are the perfect choice to help you with your next home loan. 

We are able to help you remotely during lockdown via phone or video! When we open back up again we would love to see you at our office on Ben Boyd Road in Neutral Bay.

Call Stephen & the Mortgage Broker Neutral Bay team anytime on 0414 242 924. We can't wait to help you with your finances! It's what we love to do.

 Email Stephen directly

Our Mortgage Broker Neutral Bay team service the areas of: North Sydney, Kirribilli, Cammeray, Mosman, Neutral Bay, Cremorne & surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Nothing is too hard for Stephen and his Mortgage Choice team. He fights hard for his customers, and has the experience and commitment to find them the best deal possible. I highly recommend Stephen to you if you are looking for a new home loan.

24 February 2024  

Stephen was a pleasure to deal with. Excellent knowledge and lots of patience.

07 December 2023  

Stephen and his team are doers - and they get it done. So pleased to have had my finances successfully reorganised with the banks by this team. Add to that that theyre friendly, engaging and dedicated to getting you results for your requirements. Id recommend to my network without hesitation. Thank you guys

22 October 2023  

Stephen and Shannon from Mortgage Choice were fantastic, from guiding us on the right loan to answering a number of silly questions from myself on the process. Would recommend them in a heartbeat

02 July 2023  

Steve Shannon went above and beyond with a challenging transaction to say the least. I would highly recommend

12 April 2023  

Stephen and the team at Morgage Choice have been amazing in helping me find a better deal and re-mortgage.

09 March 2023  

We have used Ralph at Mortgage choice Neutral bay for 3 properties and wouldnt go to anyone else. He is very professional, knowledgeable and fun to work with. He gets to know each of his clients and finds the best deal for each individual situation. Ralph is very patient and explains complex topics very well to the lay person. We trust Ralph and his team implicitly and would recommend him to anyone.

20 December 2022  

Thank you John We highly recommend his services, he was 100 committed to helping us secure our finance in a very short time frame. Keeping us updated constantly and felt his absolute support the whole way along.

29 November 2022  

Stephen Lemm and his team delivered a professional and personal service in finding the right finance for our home.I cannot recommend them enough.

05 October 2022  

Stephen, Shannon and the team were fabulous. Always very responsive. We'll definitely be using them again when we refinance. Thank you

26 July 2022  

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First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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