Tracey Peters, your local Mortgage Broker in Belmont NSW.

Looking for a home loan? Talk to Tracey Peters, your local Mortgage Choice broker from Belmont NSW. Let us research and compare more than 25 lenders for you.

5.0

183 reviews

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Tracey Peters Mortgage Broker Belmont, Newcastle, Lake Macquarie and surrounding areas

Looking for a home loan? Talk to Tracey Peters, your local Mortgage Choice broker from Belmont NSW. Let us research and compare more than 25 lenders for you.

Incentive Campaign July 20K Website 760X620

20,000 MORE reasons to chat to a broker.

Apply to refinance your loan by 18 October for a chance to win $20,000. Plus, attend an appointment by 20 September for a chance to win $1,000 weekly. T&Cs apply.

Read the full Terms & Conditions here.

Talk to us today.

Book a meeting with our team

Ready to find a suitable loan? Whether you're buying your first home or exploring SMSF options, our award-winning team is here to simplify the journey. Book your complimentary appointment today and let’s discuss how we can support your goals in Lake Macquarie and beyond.

Your Local Mortgage Choice Experts in Belmont, Lake Macquarie and Newcastle

With over 35 years of local lending experience, our team is dedicated to helping you make better choices for a better life. We combine deep community roots with expert knowledge to support your property journey across the Greater Newcastle region.

Decades of Local Expertise: Over 35 years of lending experience in your local community.

Dedicated Support Team: Highly trained specialists focused on your unique financial goals.

NSW Scheme Specialists: Expert guidance on First Home Buyer grants and government schemes.

A Personal Approach: We genuinely care about securing a positive outcome for your future.

Specialist Support for Every Stage of Your Property Journey

From your very first home to complex investment structures, we provide the clear direction and technical expertise needed to move forward with confidence.

First Home Buyers & Refinancing

We simplify the entry into the market by navigating grants and schemes, or help existing homeowners look for a more suitable deal to potentially reduce their repayments.

Property Investors & SMSF

Our team specialises in sophisticated lending, including Self-Managed Super Fund (SMSF) lending, helping you build a portfolio with the right structure in place.

Self-Employed & Commercial

We understand that business owners have unique needs. We provide tailored solutions for commercial lending and self-employed applicants that traditional banks may miss.

We Do the Hard Work to Find You a Suitable Loan

We make the process easy by gathering your information and comparing options from over 35 leading lenders. We handle the paperwork, manage the negotiations, and present the pros and cons of each choice so you can decide with clarity.

Extensive Lender Panel: Access to over 35 lenders ranging from big banks to specialty providers.

Stress-Free Paperwork: We manage the application process from start to finish on your behalf.

Expert Negotiation: We use our industry standing to seek competitive rates and terms for you.

Ongoing Guidance: We stay by your side long after settlement to ensure your loan stays suitable.

Our Mission

We are an exceptional team that provides an in-depth service to help our clients achieve their finacial goals.

We use our knowledge and experience to make the complex simple, educating our clients to achieve what they didn't think was possible.

To arrange an appointment at a time and place convenient to you please call us on 02 4945 9409 or drop into our office located at 604 Pacific Hwy, Belmont NSW.

Start your home loan journey today

This experience and expertise allow us to help you to achieve your financial goals. We offer a full range of financial services, which include:-

Home Loans
Car Loans
First Home Buyers
Refinancing
Property Investment
Risk & General Insurance
Equipment Finance & Leasing
Business Lending

We are able to tailor these products to your specific needs and circumstances, which ensures you get the outcome you are looking for and feel comfortable in your choices.

Why choose Mortgage Choice Belmont?

We don’t charge to find the right loan for you. We are paid by the lender once your loan settles. In some limited circumstances we may charge a fee, which would be discussed with you before proceeding.

Want to find out more? Check out our Home loan resources!

We have a range of home loan resources to help you through your home buying journey. Check them out below!

If you're ready to speak with a home loan expert, call our office on 02 4945 9409.

Reviews

★★★★★

Saturday, 11 July 2026

The team at Mortgage Choice have been instrumental in our home owning journey for the past 5 years. Firstly assisting with buying our house, then assisting with refinancing years later. Tracey and her...

Tabitha

★★★★★

Wednesday, 8 July 2026

Incredible experience refinancing with the assistance from Mortgage Choice Belmont, particularly Cienna who kept me informed of the process and made it as easy as possible for me. So greatful to have ...

Jordan

★★★★★

Friday, 26 June 2026

Cienna Dare and the team at Mortgage Choice Belmont is incredible. She helped us again and secured a fixed rate even lower than the advertised rate. Shes fast, clear, and genuinely works hard to get t...

Rob

★★★★★

Thursday, 25 June 2026

Would like to thank Taylor Peters from Mortgage Choice for taking control of our refinance application. Taylor was amazing to deal with .......answered all queries ...addressed any difficulties we cam...

Samantha

★★★★★

Friday, 19 June 2026

Taylor was so understanding and patient. Nothing was too much trouble.

Jake

★★★★★

Thursday, 18 June 2026

Tracey, Cienna and the team have went above and beyond for my situation and I appreciate everything theyve done for me. Strongly recommend

Ben

★★★★★

Tuesday, 16 June 2026

Tracey, Taylor, Simone, and the rest of the team at Mortgage Choice Belmont have been an incredible asset for us buying our first home. They have been communicative, kind, and always willing to help. ...

Rachel

★★★★★

Thursday, 11 June 2026

Cannot recommend the team enough. From our first interaction 5 years ago when we were building our home to now with refinancing. Cienna is absolutely amazing, quick replies, quick action and finding t...

Niesha

★★★★★

Friday, 29 May 2026

Tracey and her wonderful team at Mortgage Choice are AMAZING My husband and I have used their services twice now for both refinancing and borrowing for our 2nd storey extensions. Each time the process...

rick

★★★★★

Wednesday, 6 May 2026

I would highly recommend Mortgage Choice to anyone that is looking for a loan, especially home loan. Thanks again

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Starting from

5.94%p.a.*

Comparison rate

5.96%p.a.#

Interest rates updated: 25 July 2026

Today’s rates

Our brokers work with more than 35 lenders and can access thousands of loans.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.