Even if you’re not ready to refinance right now, it makes sense to give your loan an annual Home Loan Health Check to ensure it still meets your needs. This is an obligation-free service available from your local Mortgage Choice broker. Best of all, there's no charge to you for our home loan service because the lenders pay us.
What is refinancing?
Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender.
Refinancing is sometimes referred to as 'loan switching', so if you've got the itch to switch, your Mortgage Choice broker can help you to investigate your options.
A broker can help you determine whether you'll save money when you refinance. Working with a professional who has already established a strong relationship with several different lenders also allows you to access hundreds of offers. Our home loan experts are focused on putting your needs first and will assess your individual circumstances with the loans available.