Mortgage Broker Geelong | Geelong Home Loans

Start your home loan journey today

Mortgage broker Geelong

Victoria’s second largest city, Geelong is enviably placed on the glistening waters of Corio Bay. Everything you need is readily available in Geelong, from supermarkets and shops to eateries and art galleries. Spend an afternoon cheering on the Geelong Cats, or chill out on Eastern Beach. There are also plenty of schools to choose from for the kids and a plethora of green spaces to enjoy. With a good public transport network and easy access to Melbourne, Geelong has all of the benefits of the big city with a desirable small town feel - the perfect place to settle down.

In Geelong, the median house price was $925,000 in 2022 while the median apartment price was $730,000. Michael Cullinan is ready to help you buy a property in Geelong - just get in touch with him to talk further!

Construction loans in Geelong

Can’t find the right house on the market? You might want to consider building your home. Building can have many benefits, including the ability to customise your home to your exact needs and tastes, but it’s important to note the differences between construction loans and regular loans before you start. As your knowledgeable mortgage broker in Geelong, Michael Cullinan can walk you through these nuances.

Unlike standard home loans, your construction loan amount will be progressively drawn down to pay for each stage of the build. These stages generally include framing, lockup and completion. There is a benefit to this, which is that you only pay interest on the money you have used so far, keeping your repayments low at the beginning stages of construction. However, construction also requires a strong project manager to keep everything to schedule and running smoothly.

If you’re looking at a construction loan, don’t spend your precious time trawling through interest rates and conditions - let your Geelong mortgage broker, Michael Cullinan, do the hard work for you! Michael will ensure that you get the best loan for your situation so that your build can be pulled off without a hitch. Simply get in touch with Michael at Mortgage Choice in Geelong today to start talking about your plans.

Free downloadable property guides

Check out our handy guides to construction, home loans and more.

Michael Cullinan can help you secure a home loan for your property in Geelong - get in touch today on 0447 528 116

Michael can also help you with:

Mortgage Broker Geelong | Geelong Home Loans

Start your home loan journey today

I want to buy a home

I want to buy an investment

I'm considering refinancing