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Phil Wheatley

Your Local Mortgage Broker in Menai, servicing the Sutherland Shire & surrounds

It's likely you can save money on your loan by shopping around. With over 20 lenders and hundreds of loans to choose from, our team at Mortgage Choice in Menai are your personal loan shoppers, working to find you the best deal.
  • Call Us Mortgage Choice Menai
  • Office - 02 9541 1477
  • Open Hours Mortgage Choice Menai
  • Monday, Tuesday, Thursday, Friday 9:00am - 5:00pm
    Wednesdays 9:00am - 7:00pm
    After hours by appointment
  • Free Appointment

Suite 14b, 62-70 Allison Crescent MENAI, NSW 2234
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Start your home loan journey today

Top-rated Mortgage Brokers Menai & Sutherland Shire

Our team at Mortgage Choice in Menai are committed to getting you the right loan for your first home, investment property, a new car or business needs. We'll do the shopping around for you, negotiating with lenders on your behalf to get the best deal.


Our team not only find you the right loan but save you time by completing all the paperwork and following up for you. That means you can spend your time on what's important and not chasing the progress of your home loan (leave that to us!).

About our team at Mortgage Choice in Menai

Mortgage Choice Menai is a leading mortgage broking & financial advice franchise owned and operated by Phil & Suzy Wheatley.

With over 25 years in banking and finance, Phil brings significant experience to the financial services sector. It’s this experience that allows Mortgage Choice in Menai to deliver exceptional customer service on a consistent basis

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Why use Mortgage Choice in Menai?

We do the work for you

A "simple" loan transaction will - on average - generate 30 individual phone calls, 20 individual emails and 6 individual faxes. It takes up a lot of time, time that you may not have. We do!

Our team help our customers through the entire loan process by doing the shopping around, completing the paperwork and making every phone call on your behalf. We can often overcome common pitfalls and anticipate issues before they arise! 

Over 70% of our business comes from happy, repeat customers

It's what makes our business a success! A lot of our business comes from customers who have dealt with us in the past, and understand how much time & money we can save them. Hear more of what our customers say about us.

"Phil & Suzy have been a tremendous help in organising my home loan. They are very professional and diligent and took care of everything for me. I would highly recommend them." [ A. Jurmann, Crows Nest ]

We are mobile & convenient

While our office is conveniently located in Menai, we are a mobile team and happy to come and see you whenever you need, throughout the Sutherland shire & surrounds. We service many overseas and interstate customers, as well as anyone from our local area.

Visit our office at 14b / 62-70 Allison Crescent in Menai 2234

*COVID-19 update: We are currently helping our clients via phone, SMS and video chat! You don't have to leave your home to get your loan approved! It's the same great finance service available to you during lock-down or quarantine.

Ready to get started?

Find out for yourself why our customers are so happy. We'll make your next purchase an easy one. Call us today on 02 9541 1477 or call Phil directly on 0431 415 311.

What can our mortgage brokers help you with?

What is your borrowing power? 

When you're ready to purchase a property, it's important to have a pretty good understanding of how much you can borrow. We know that finding out how much you can borrow for a property can be a bit confusing, which is why we have some great resources at your disposal.

Feel free to check out our easy to use home loan calculators here or get in touch with Phil Wheatley to discuss your unique situation.

"Phil and Suzy have been outstanding. They were able to help us navigate through all the mess and now we have a beautiful home that is fully renovated. They handled everything for us and made the whole process so easy. You have changed my family life forever."
[ Jason & Rochelle ]

There is no cost to you for our home loan service

One of the things people love most about using the services of a mortgage broker is that it comes at no cost. That's because the lender/bank will pay us a commission after your loan settles. That ensures we're focused on the right outcome for you and not for us.

We also have a variety of free resources at your disposal. Check out our range of property guides, home loan calculators and articles on the Sydney property market. 

Download it now

Home Loan Calculators

If you're ready to submit an offer on a property, then get in touch with Mortgage Choice Menai. 

Servicing suburbs Alfords Point, Bangor, Barden Ridge, Bonnet Bay, Como, Engadine, Grays Point, Heathcote, Illawong, Jannali, Kangaroo Point, Kareela, Kirrawee, Loftus, Lucas Heights, Menai, Oyster Bay, Sutherland, Sylvania, Sylvania Waters, Waterfall, Woronora, Woronora Heights, Yarrawarrah.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

We were very pleased with the work Phil and Suzy did in refinancing our mortgage. Phil is a very experienced, knowledgeable and empathetic mortgage broker who really looks at your individual circumstances and tailors the package specifically for your needs. I can't thank Phil and Suzy enough for helping us through this journey. I recommend Phil and Suzy to anyone who wants a genuine, professional agency to refinance their mortgage. Thank you Phil and Suzy.

02 May 2024  

We have used Mortgage Choice Menai for a number of years now. Phil and the team at Mortgage Choice Menai were a pleasure to deal with. If you are looking to refinance, Phil is great. Would happily recommend to others.

11 March 2024  

Phil, Suzy and the team at mortgage choice Menai did a wonderful job enabling our house purchase. They were very responsive and helpful through the whole process and got us through the final approval processes far faster than we thought possible - which took a lot of the stress out of the settlement process compared to past experience dealing direct with banks.

11 March 2024  

Phil ans Suzy made the process of refinancing my home loan very simple and easy. Taking me through and explaining the difference of what each lender was offering, guiding me through the processes, helping with the contract and being available every step of the way. I would highly recommend them. Thank you both once again

23 November 2023  

The team at Mortgage Choice in Menai and Figtree we so great to work with. Phil, Suzy and Vicki walked us through everything we needed to do to get us into our dream home We couldnt be happier with the entire process, we highly recommend them if you are looking to buy.

10 October 2023  

Great service by Phil and Suzy. Theyre definitely a helping hand when it comes to buying a home.

28 September 2023  

We have used Phil and Suzy on multiple occasions and each time are left impressed with their professionalism and service. Their knowledge allowed us to make an informed decision that best suited our goals. Highly recommended

25 May 2023  

Outstanding service. I felt supported throughout the entire process purchasing my first property. Couldnt recommend highly enough Thanks Phil and Suzy

18 April 2023  

Mortgage Choice Menai are efficient, friendly, and knowledgeable. They fit the best possible product to your circumstances and income.
I highly recommend them to anyone in search of the best hassel free Mortgage experience.

18 April 2023  

Phil and the team were able to provide great options and made the refinancing process extremely smooth. Would highly recommend

24 March 2023  

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Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

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